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05-08-2007, 04:48 PM
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#1
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Recycles dryer sheets
Join Date: May 2007
Posts: 392
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I don't know if this was the topic on a previous thread if so sorry for the repeat.
I am 68 and retired, my wife is 59 and will retire in 4 years.
AA is 55% equities/45% bonds & cash. According to Morningstar's x-ray the breakdown is:
Cash 15.97
U.S. Stocks 35.26
Foreign Stocks 21.34
Bonds 26.60
Other 0.84
__________________
“Illegitimus Non Carborundum “
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Re: What is your age and AA?
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05-08-2007, 04:52 PM
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#2
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Thinks s/he gets paid by the post
Join Date: Jun 2006
Location: Boise
Posts: 1,488
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38, single, working.
5 month cash cushion is in a HYS account.
Retirement funds are 100% in VFINX/VTSMX and similar.
Kids' college funds are a mixture of VFINX/VTSMX and 529 funds similar to "Target Retirement 20XX".
2Cor521
__________________
"At times the world can seem an unfriendly and sinister place, but believe us when we say there is much more good in it than bad. All you have to do is look hard enough, and what might seem to be a series of unfortunate events, may in fact be the first steps of a journey." Violet Baudelaire.
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Re: What is your age and AA?
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05-08-2007, 04:52 PM
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#3
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Recycles dryer sheets
Join Date: Feb 2007
Posts: 106
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Age 37.
AA is 99% Equities/1% Cash.
Of my stock holdings, I would guess 90% is US and 10% is International, but my mindset is to shift to more international in the coming year.
Charlotte
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Re: What is your age and AA?
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05-08-2007, 04:54 PM
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#4
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Recycles dryer sheets
Join Date: Nov 2005
Posts: 108
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Age 25
95% stocks and 5%mm
Waiting on that next cheapo company to come my way.....
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Re: What is your age and AA?
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05-08-2007, 04:57 PM
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#5
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: May 2005
Location: DFW
Posts: 6,334
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45% STOCK
10% S&P500
10% RUSS 2000
10% EUROPE - VGK
10% ASIA - VPL
5% EM - VWO
26% BOND
22% TIP
4% STBF
10% REIT - IGR
15% CASH
5% COMMODITIES - PCRIX
Age - 52
__________________
Have Funds, Will Retire
"...but do feel free to assert your duly noted opinion on this subject again without benefit of reference or provision of additional information..."
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Re: What is your age and AA?
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05-08-2007, 05:02 PM
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#6
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Thinks s/he gets paid by the post
Join Date: Aug 2002
Location: Virginia, and Caribbean snowbirds in winter
Posts: 1,275
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62 and never been to AA :-)
70% cash equivalent returning ~6%; 20% Target 2020, 10% Dodge and Cox Int'l.
__________________
When the wind changes, change tacks.
The Retiree Formerly Known as SoonToRetire (TRFKASTR)
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Re: What is your age and AA?
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05-08-2007, 05:59 PM
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#7
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Recycles dryer sheets
Join Date: Jul 2006
Posts: 121
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Age: 53
50% Real Estate
50% Cash and Fixed Income
0% Equities
__________________
Hellbender
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Re: What is your age and AA?
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05-08-2007, 06:01 PM
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#8
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Thinks s/he gets paid by the post
Join Date: Jan 2007
Location: Sarasota,fl.
Posts: 4,734
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Just turned 60
80% stocks
15% bonds
5% cash
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Re: What is your age and AA?
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05-08-2007, 06:06 PM
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#9
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Thinks s/he gets paid by the post
Join Date: Dec 2005
Posts: 1,138
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36 yo.
approx 70% stocks, 25% home equity, 5% cash.
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Re: What is your age and AA?
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05-08-2007, 06:13 PM
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#10
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Administrator
Join Date: Jun 2002
Location: Texas Hill Country
Posts: 16,469
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Age 60 (retired, no pension)
45% stocks (30% US, 15% Int'l)
35% bonds
20% cash (~5 years living expenses)
__________________
Numbers is hard...
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Re: What is your age and AA?
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05-08-2007, 06:14 PM
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#11
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Moderator
Join Date: Jan 2007
Location: New Orleans
Posts: 10,395
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Cash 14%
U.S. Stocks 33%
Foreign Stocks 21%
Government Securities (TSP "G Fund") 32%
Age 58, plan to retire in 2009-2010.
__________________
"Already we are boldly launched upon the deep; but soon we shall be lost in its unshored, harborless immensities." - - H. Melville, 1851
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Re: What is your age and AA?
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05-08-2007, 06:16 PM
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#12
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Full time employment: Posting here.
Join Date: Jul 2005
Location: Los Angeles area
Posts: 975
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48y, retired
98% equity (currently 83% large-cap domestic stocks, 15% REITs)
2% cash
__________________
learn, work, save, invest, fire
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Re: What is your age and AA?
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05-08-2007, 06:25 PM
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#13
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Thinks s/he gets paid by the post
Join Date: Jan 2007
Posts: 1,754
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30yrs old...
75% stock - small, mid, large index mf's
11% europac/inter'l
14% REIT
__________________
If i think of something clever to say, i'll put it here...
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Re: What is your age and AA?
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05-08-2007, 06:30 PM
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#14
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Recycles dryer sheets
Join Date: Mar 2005
Posts: 342
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49 years old. Will be 50 in a few weeks though.
70% is a Cola pension
25% stocks
5% cash.
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Re: What is your age and AA?
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05-08-2007, 06:53 PM
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#15
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Recycles dryer sheets
Join Date: May 2006
Posts: 374
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48 years old.
15% international
80% S&P 500
5% Cash/Fixed Income
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Re: What is your age and AA?
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05-08-2007, 06:59 PM
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#16
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Full time employment: Posting here.
Join Date: Jul 2006
Posts: 939
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Age 60, retired.
50% equities
45% Bonds/Tips
5% cash
__________________
“I guess I should warn you, if I turn out to be particularly clear, you've probably misunderstood what I've said” Alan Greenspan
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Re: What is your age and AA?
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05-08-2007, 07:00 PM
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#17
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Recycles dryer sheets
Join Date: Jun 2002
Posts: 333
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47 Years old, Targeting 75% equities*, 50/50 US/Intl:
USLB = 22.3%
USLV = 07.6%
USSV = 07.5%
EURO = 13.0%
PACI = 12.3%
INLV = 12.6%
USTBM = 13.9%
PCRIX = 10.8%
When Momma finally retires we'll roll out her 401K and go to a 10x10% or 11x9% portfolio, balancing the US classes, and likely adding REITs, TIPS, EM, or IntSV depending on what's not hot at that time.
Cb 8)
*we're light on FI, but have decent pension & SS income coming later.
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Re: What is your age and AA?
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05-08-2007, 07:21 PM
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#18
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Full time employment: Posting here.
Join Date: Jun 2005
Posts: 728
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34 yo
Semi-Retired
Equities 14%
Cash 11%
Real Estate 75%
Real estate allocation will probably go up by the end of the year. Finding lots of bargains and very few competitors. I feel like Sam Zell!
__________________
You take the blue pill - the story ends, you wake up in your bed and believe whatever you want to believe. You take the red pill - you stay in Wonderland and I show you how deep the rabbit-hole goes.
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Re: What is your age and AA?
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05-08-2007, 07:26 PM
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#19
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Apr 2003
Location: Hooverville
Posts: 10,801
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66, retired.
40% cash and ST bonds, including TIPS
60% equities (much of it commodity related)
Ha
__________________
Above all, humans are political animals.
Nota bene: I am either a moron or an idiot. So don't pay any attention to anything I say or you are one too. Please consult your financial advisor, astrologer or proctologist for whatever it may be that you are seeking.
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Re: What is your age and AA?
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05-08-2007, 07:31 PM
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#20
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Recycles dryer sheets
Join Date: Mar 2007
Posts: 160
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I'm 65 now, my husband is 57. We've been more or less at least semi-retired for about fifteen years now, and fully retired for the last year or so.
Equities 58.29%
Fixed Income 32.09%
cash 9.62%
in regular brokerage account, and a 401k and two Roths that are pretty much all equities, although fairly tepid stuff, no high flyers
LooseChickens
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