Quote:
Originally Posted by LXEX55
At age 63 I am probably going to go with 60% total bond fund, 40% total stock fund from Vanguard. Ben Stein recommends an even 50-50 split.
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AA is very personal. Each person has unique circumstances - wife, kids, health, pension, personal networth, risk tolerance (big one). I sleep well with "less risky" portfolio. I don't like big swings in my portfolio as long as it's keeping up with Inflation plus some more. Most retirement is in Growth... everything else falls in "Balanced" or "Moderate".