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What % of your portfolio is "experimental"?
11-07-2013, 05:55 AM
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#1
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Thinks s/he gets paid by the post
Join Date: Apr 2011
Location: Madison
Posts: 1,337
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What % of your portfolio is "experimental"?
The majority of my portfolio consists of index funds and VG Wellington and Wellysly. About 92%. I also have about 3% in cash.
Then I have a Fidelity account that I use to play around with Sector funds. I have been keeping track of my core funds rate of return since 2009 (and of course my FIDO fun account)
So far the fun account is ahead by about .6%. But I might still hit a home run with one of the Sector funds and then is "Go on a cruise time"
__________________
Wild Bill shoulda taken more out of his IRA when he could have. . . .
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11-07-2013, 05:59 AM
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#2
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jul 2008
Posts: 35,712
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My whole portfolio (66% equities / 5% bonds / 29% cash) is considered "experimental" as I do not trust any of them to be really safe, meaning guaranteeing positive returns, or not losing to inflation.
However, I try to conduct only "safe" experiments, hoping that nothing is going to blow up in my face.
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11-07-2013, 06:00 AM
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#3
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Feb 2005
Location: Central MS/Orange Beach, AL
Posts: 9,067
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I have used a little as play money, but never that much. Less than 1%. None at the moment though.
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Retired 3/31/2007@52
Investing style: Full time wuss.
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11-07-2013, 06:03 AM
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#4
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jun 2002
Location: Texas: No Country for Old Men
Posts: 50,000
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1.62%
Google it...
__________________
Numbers is hard
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11-07-2013, 06:07 AM
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#5
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jan 2008
Location: NC
Posts: 21,150
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Depends on your definition of experimental, but using my deviation from Four Pillars as a benchmark, the 5% of my portfolio in VGELX (Energy Sector) might be considered "experimental" - though it's just Large Caps so hardly experimental IMO. Otherwise my holdings are all classic Four Pillars with small, value, emerging markets tilts.
I also have half my bond holdings in VFSUX (Short Term Investment Grade) if the OP considers that experimental.
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No one agrees with other people's opinions; they merely agree with their own opinions -- expressed by somebody else. Sydney Tremayne
Retired Jun 2011 at age 57
Target AA: 50% equity funds / 45% bonds / 5% cash
Target WR: Approx 1.5% Approx 20% SI (secure income, SS only)
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11-07-2013, 07:18 AM
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#6
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Thinks s/he gets paid by the post
Join Date: Feb 2006
Location: Alexandria, Va
Posts: 1,053
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I probably have about 1% in my "experimental, which sounds more experimental than some of the others. I own a few biotech companies and some shares in other small companies that could "hit it big"....or not.
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Two roads diverged in a wood, and I - I took the one less travelled by...
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11-07-2013, 07:32 AM
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#7
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Thinks s/he gets paid by the post
Join Date: Apr 2011
Location: Madison
Posts: 1,337
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I call it my "fun" portfolio as I sell/buy funds much more aggressively than my other funds. Don't consider it necessarily unsafe as I've spread the $ out among about 7 sectors. This is the one area I will use "timing" to buy sectors that I feel are undervalued. In 8 years I have not had any "disasters" but no doubles or triples either.
__________________
Wild Bill shoulda taken more out of his IRA when he could have. . . .
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11-07-2013, 07:56 AM
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#8
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Nov 2010
Location: Sarasota, FL & Vermont
Posts: 36,201
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None for me, but I have considered carving out a portion and making bets on individual stocks. I used to play individual stocks a long time ago and had mixed results.
__________________
If something cannot endure laughter.... it cannot endure.
Patience is the art of concealing your impatience.
Slow and steady wins the race.
Retired Jan 2012 at age 56
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11-07-2013, 08:00 AM
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#9
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: May 2009
Posts: 9,343
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I don't have a huge portfolio and it only consists of IBonds, CDs, and 2 Vanguard index funds. But I did put about 10k in Intel earlier this year, just to have more fun looking at my daily results as the index funds barely move on a day to day basis. I liked the 4% dividend. I doubt I ever do this again.
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11-07-2013, 08:12 AM
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#10
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Thinks s/he gets paid by the post
Join Date: Nov 2009
Location: SF East Bay
Posts: 4,321
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My entire portfolio is indexed - except for a little over 2.5%, which is/was held in 4 different individual equities. One of them, MAKO, I bought at the wrong time, got out of it and ended up losing money on. The other 3, GOOG, BIDU and RAX are doing fine - GOOG particularly so
If I ever pursue my idea of living in an RV with my 3 kitties, these equities could end up providing the RV seed money. I do plan on selling these stocks and being all indexed eventually.
__________________
Contentedly ER, with 3 furry friends (now, sadly, 1).
Planning my escape to the wide open spaces in my campervan (with my remaining kitty, of course!)
On a mission to become the world's second most boring man.
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11-07-2013, 09:28 AM
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#11
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: May 2005
Location: Lawn chair in Texas
Posts: 14,183
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100% 0%
__________________
Have Funds, Will Retire
...not doing anything of true substance...
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11-07-2013, 10:00 AM
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#12
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jul 2003
Location: Kansas City
Posts: 7,968
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2-3% - 'a few good stocks'. Football season is the worse time of year. Also look at new pickup trucks but usually resist.
Lifecycle index funds on full auto since 2006 and I drive her Honda Fit in town.
My theory - it's a male hormone thing.
heh heh heh -
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11-07-2013, 10:04 AM
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#13
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Thinks s/he gets paid by the post
Join Date: Nov 2011
Posts: 3,865
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About 3%, experimenting can be a great way to learn.
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11-07-2013, 10:20 AM
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#14
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Full time employment: Posting here.
Join Date: May 2011
Location: Marco island
Posts: 815
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2.5% in MLPs and other high dividend payers.
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11-07-2013, 11:22 AM
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#15
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Moderator Emeritus
Join Date: Jan 2007
Location: New Orleans
Posts: 47,468
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Less than 1%, actually 0.7%.
My experimental part has done so poorly that it is barely holding its own. After having it for over a decade I think I am about fed up with the whole idea, because I am hardly ever fiddling with it any more. So, I might merge it with the rest of my portfolio.
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Already we are boldly launched upon the deep; but soon we shall be lost in its unshored, harbourless immensities. - - H. Melville, 1851.
Happily retired since 2009, at age 61. Best years of my life by far!
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11-07-2013, 11:52 AM
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#16
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Moderator Emeritus
Join Date: May 2007
Posts: 12,890
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Much of my portfolio would probably be considered experimental here (individual stocks and bonds, partnerships, trusts, precious metals, foreign RE, etc...).
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11-07-2013, 12:27 PM
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#17
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jul 2008
Posts: 35,712
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With the Fed doing things like QE that's in uncharted territory, even Treasuries become experimental. Heh heh heh...
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11-07-2013, 12:32 PM
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#18
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Oct 2005
Location: North Oregon Coast
Posts: 16,483
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If we're talking about things like "alternative" asset classes, probably about 8%, mostly in various natural resource plays. But I don't really have the "Vegas money" bucket (of about 5%) that I used to have when I was working.
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"Hey, for every ten dollars, that's another hour that I have to be in the work place. That's an hour of my life. And my life is a very finite thing. I have only 'x' number of hours left before I'm dead. So how do I want to use these hours of my life? Do I want to use them just spending it on more crap and more stuff, or do I want to start getting a handle on it and using my life more intelligently?" -- Joe Dominguez (1938 - 1997)
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11-07-2013, 01:17 PM
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#19
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Dryer sheet wannabe
Join Date: Feb 2013
Location: Cincinnati
Posts: 16
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None. I quit experimenting long ago.
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11-07-2013, 02:16 PM
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#20
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: May 2006
Location: west coast, hi there!
Posts: 8,797
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Much of our portfolio consists of strategic allocations ... maybe they would be called experimental. But it's based on a lot of backtests with decades of data sets and has to pass the believable test (not based on butter production in Bangladesh) . Overall this might get 1% or 2% more return over time ... if I'm lucky. Still the objective is to not stray too far from buy-hold and to reduce risk when straying.
Seems to me "experimental" is in the eye of the beholder. One could call life a great experiment. My feeling is that this whole universe is one huge wild experiment.
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