Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
What % of your portfolio is "experimental"?
Old 11-07-2013, 06:55 AM   #1
Full time employment: Posting here.
dtbach's Avatar
 
Join Date: Apr 2011
Location: Madison
Posts: 750
What % of your portfolio is "experimental"?

The majority of my portfolio consists of index funds and VG Wellington and Wellysly. About 92%. I also have about 3% in cash.

Then I have a Fidelity account that I use to play around with Sector funds. I have been keeping track of my core funds rate of return since 2009 (and of course my FIDO fun account)

So far the fun account is ahead by about .6%. But I might still hit a home run with one of the Sector funds and then is "Go on a cruise time"
__________________

__________________
Wild Bill shoulda taken more out of his IRA when he could have. . . .
dtbach is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 11-07-2013, 06:59 AM   #2
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
NW-Bound's Avatar
 
Join Date: Jul 2008
Posts: 19,387
My whole portfolio (66% equities / 5% bonds / 29% cash) is considered "experimental" as I do not trust any of them to be really safe, meaning guaranteeing positive returns, or not losing to inflation.

However, I try to conduct only "safe" experiments, hoping that nothing is going to blow up in my face.
__________________

__________________
NW-Bound is offline   Reply With Quote
Old 11-07-2013, 07:00 AM   #3
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Dawg52's Avatar
 
Join Date: Feb 2005
Location: Central MS/Orange Beach, AL
Posts: 7,431
I have used a little as play money, but never that much. Less than 1%. None at the moment though.
__________________
Retired 3/31/2007@52
Full time wuss.......
Dawg52 is offline   Reply With Quote
Old 11-07-2013, 07:03 AM   #4
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
REWahoo's Avatar
 
Join Date: Jun 2002
Location: Texas Hill Country
Posts: 42,067
1.62%

Google it...
__________________
Numbers is hard

When I hit 70, it hit back

Retired in 2005 at age 58, no pension
REWahoo is offline   Reply With Quote
Old 11-07-2013, 07:07 AM   #5
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Midpack's Avatar
 
Join Date: Jan 2008
Location: Chicagoland
Posts: 11,959
Depends on your definition of experimental, but using my deviation from Four Pillars as a benchmark, the 5% of my portfolio in VGELX (Energy Sector) might be considered "experimental" - though it's just Large Caps so hardly experimental IMO. Otherwise my holdings are all classic Four Pillars with small, value, emerging markets tilts.

I also have half my bond holdings in VFSUX (Short Term Investment Grade) if the OP considers that experimental.
__________________
No one agrees with other people's opinions; they merely agree with their own opinions -- expressed by somebody else. Sydney Tremayne
Retired Jun 2011 at age 57

Target AA: 60% equity funds / 35% bond funds / 5% cash
Target WR: Approx 2.5% Approx 20% SI (secure income, SS only)
Midpack is online now   Reply With Quote
Old 11-07-2013, 08:18 AM   #6
Full time employment: Posting here.
kaudrey's Avatar
 
Join Date: Feb 2006
Location: Alexandria, Va
Posts: 941
I probably have about 1% in my "experimental, which sounds more experimental than some of the others. I own a few biotech companies and some shares in other small companies that could "hit it big"....or not.
__________________
Two roads diverged in a wood, and I - I took the one less travelled by...
kaudrey is offline   Reply With Quote
Old 11-07-2013, 08:32 AM   #7
Full time employment: Posting here.
dtbach's Avatar
 
Join Date: Apr 2011
Location: Madison
Posts: 750
I call it my "fun" portfolio as I sell/buy funds much more aggressively than my other funds. Don't consider it necessarily unsafe as I've spread the $ out among about 7 sectors. This is the one area I will use "timing" to buy sectors that I feel are undervalued. In 8 years I have not had any "disasters" but no doubles or triples either.
__________________
Wild Bill shoulda taken more out of his IRA when he could have. . . .
dtbach is offline   Reply With Quote
Old 11-07-2013, 08:56 AM   #8
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
pb4uski's Avatar
 
Join Date: Nov 2010
Location: Vermont & Sarasota, FL
Posts: 16,387
None for me, but I have considered carving out a portion and making bets on individual stocks. I used to play individual stocks a long time ago and had mixed results.
__________________
If something cannot endure laughter.... it cannot endure.
Patience is the art of concealing your impatience.
Slow and steady wins the race.
pb4uski is offline   Reply With Quote
Old 11-07-2013, 09:00 AM   #9
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Mulligan's Avatar
 
Join Date: May 2009
Posts: 7,369
I don't have a huge portfolio and it only consists of IBonds, CDs, and 2 Vanguard index funds. But I did put about 10k in Intel earlier this year, just to have more fun looking at my daily results as the index funds barely move on a day to day basis. I liked the 4% dividend. I doubt I ever do this again.
__________________
Mulligan is offline   Reply With Quote
Old 11-07-2013, 09:12 AM   #10
Thinks s/he gets paid by the post
Major Tom's Avatar
 
Join Date: Nov 2009
Location: SF East Bay
Posts: 3,128
My entire portfolio is indexed - except for a little over 2.5%, which is/was held in 4 different individual equities. One of them, MAKO, I bought at the wrong time, got out of it and ended up losing money on. The other 3, GOOG, BIDU and RAX are doing fine - GOOG particularly so

If I ever pursue my idea of living in an RV with my 3 kitties, these equities could end up providing the RV seed money. I do plan on selling these stocks and being all indexed eventually.
__________________
ER, for all intents and purposes. Part-time income <5% of annual expenditure.
Major Tom is offline   Reply With Quote
Old 11-07-2013, 10:28 AM   #11
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
HFWR's Avatar
 
Join Date: May 2005
Location: Lawn chair in Texas
Posts: 12,964
100% 0%
__________________
Have Funds, Will Retire

...not doing anything of true substance...
HFWR is offline   Reply With Quote
Old 11-07-2013, 11:00 AM   #12
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Jul 2003
Location: Kansas City
Posts: 7,408
2-3% - 'a few good stocks'. Football season is the worse time of year. Also look at new pickup trucks but usually resist.

Lifecycle index funds on full auto since 2006 and I drive her Honda Fit in town.

My theory - it's a male hormone thing.

heh heh heh -
__________________
unclemick is offline   Reply With Quote
Old 11-07-2013, 11:04 AM   #13
Thinks s/he gets paid by the post
 
Join Date: Nov 2011
Posts: 2,356
About 3%, experimenting can be a great way to learn.
__________________
GrayHare is offline   Reply With Quote
Old 11-07-2013, 11:20 AM   #14
Full time employment: Posting here.
 
Join Date: May 2011
Location: Marco island
Posts: 813
2.5% in MLPs and other high dividend payers.
__________________
Gatordoc50 is offline   Reply With Quote
Old 11-07-2013, 12:22 PM   #15
Administrator
W2R's Avatar
 
Join Date: Jan 2007
Location: New Orleans
Posts: 38,822
Less than 1%, actually 0.7%.

My experimental part has done so poorly that it is barely holding its own. After having it for over a decade I think I am about fed up with the whole idea, because I am hardly ever fiddling with it any more. So, I might merge it with the rest of my portfolio.
__________________
Already we are boldly launched upon the deep; but soon we shall be lost in its unshored, harbourless immensities.

- - H. Melville, 1851
W2R is offline   Reply With Quote
Old 11-07-2013, 12:52 PM   #16
Moderator Emeritus
 
Join Date: May 2007
Posts: 11,031
Much of my portfolio would probably be considered experimental here (individual stocks and bonds, partnerships, trusts, precious metals, foreign RE, etc...).
__________________
FIREd is offline   Reply With Quote
Old 11-07-2013, 01:27 PM   #17
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
NW-Bound's Avatar
 
Join Date: Jul 2008
Posts: 19,387
With the Fed doing things like QE that's in uncharted territory, even Treasuries become experimental. Heh heh heh...
__________________
NW-Bound is offline   Reply With Quote
Old 11-07-2013, 01:32 PM   #18
Moderator
ziggy29's Avatar
 
Join Date: Oct 2005
Location: Texas
Posts: 15,612
If we're talking about things like "alternative" asset classes, probably about 8%, mostly in various natural resource plays. But I don't really have the "Vegas money" bucket (of about 5%) that I used to have when I was working.
__________________
"Hey, for every ten dollars, that's another hour that I have to be in the work place. That's an hour of my life. And my life is a very finite thing. I have only 'x' number of hours left before I'm dead. So how do I want to use these hours of my life? Do I want to use them just spending it on more crap and more stuff, or do I want to start getting a handle on it and using my life more intelligently?" -- Joe Dominguez (1938 - 1997)

RIP to Reemy, my avatar dog (2003 - 9/16/2017)
ziggy29 is offline   Reply With Quote
Old 11-07-2013, 02:17 PM   #19
Confused about dryer sheets
Secondact's Avatar
 
Join Date: Feb 2013
Location: Cincinnati
Posts: 8
None. I quit experimenting long ago.
__________________
Secondact is offline   Reply With Quote
Old 11-07-2013, 03:16 PM   #20
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Lsbcal's Avatar
 
Join Date: May 2006
Location: west coast, hi there!
Posts: 5,672
Much of our portfolio consists of strategic allocations ... maybe they would be called experimental. But it's based on a lot of backtests with decades of data sets and has to pass the believable test (not based on butter production in Bangladesh) . Overall this might get 1% or 2% more return over time ... if I'm lucky. Still the objective is to not stray too far from buy-hold and to reduce risk when straying.

Seems to me "experimental" is in the eye of the beholder. One could call life a great experiment. My feeling is that this whole universe is one huge wild experiment.
__________________

__________________
Lsbcal is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


 

 
All times are GMT -6. The time now is 08:33 PM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.