Well, I did it and slept just fine.
Discovered Vanguard is open till 8 pm, so gave them a call and chatted a bit, then opened my account on line. Very simple, very straightforward. Will take till Tuesday till my funds are transferred from my bank, so not really an investor quite yet.
48% on Total Bond
26% Total Stock
13% International Stock
13% Small Cap
Also cash into the Money market fund so I can invest in my "Allegria" stock of choice as soon as the money is available.
Phase I is complete, thanks to many of you! Now, on to Phase II, how much and how often for the DCAing portion of this investment. I will, as suggested, get these amounts invested automatically at intervals.
More reading to do before I can go hit the couch as some here have suggested!
Thanks everyone and if you have any suggestions on DCAing or can pinpoint good posts or articles about it that would be nice, too!