What Real Return Are You Planning On?

[Rambler]

OK Midpack, what's your answer?

Mine was 2.1-4%. That is based on being able to achieve an avg return of at least the face yield on the face value of my longish munis, on the entire portfolio, at around 55/45 AA, and 3.1-3.3% inflation. However, if things go more or less as planned for the next couple of years, the portfolio will easily outlive us even if the avg annual real return is as low as 1%. Of course I use FIREcalc, but when I am playing around with numbers on my iPhone spreadsheet in the back of a taxi, these are the assumptions I use.

R

 

[Independent]

The poll is now up to 100 responses. I always wonder how many people are reading (if not posting onto) this forum. I guess 100 is a reasonable estimate.

 

[REWahoo]

I always wonder how many people are reading (if not posting onto) this forum. I guess 100 is a reasonable estimate.

No need to wonder, go to the portal and scroll down to "Online Users". It reads 398 at the moment...

 

[Midpack]

OK Midpack, what's your answer?

R

I am planning on 1-2%, hoping for better...