Originally Posted by jasg
Same here (and I am moving my IRA soon). I am in a T/C plan that allows me access to VG index funds as well as T/C annuities & funds, so I feel I have maximum flexibility going forward.
That's a nice combo as you can get the low fees of Vanguard. I don't have VG funds in my T/C retirement account and so I have to take the ~0.4% expenses on the CREF variable annuity accounts like CREF Equity Index. Also I can't roll the funds over to an IRA because if I do I lose my retiree health benefits, still it's definitely worth it.
OCCUPY ER, <=>
"The needs of the many outweigh the needs of the few, or the one." - Spock
Retired Mar 2014 at age 52
Target AA: 70% equity funds / 28% TIAA-Traditional/ 2% cash
Target WR: 0.0%,
Income from pension, rent, and eventually SS