What triggers the 0% balance transfer offer
Is it an increase/decrease to credit score?
Is it because a balance was paid off?
Is it because income changed?
I just can't seem to figure out the exact trigger, but I get a ton of offers. I do sometimes carry a balance on my 0% card and had recently paid that off.
on a side-note, after receiving all those offers I decided to switch out my cards. got 35,000 delta miles moving to platinum, then snagged that amazon prime card and they gave me $70 credit, and topped it off with the chase freedom offering me a $150 statement credit.
I do this switch-a-roo about every two years and have used a balance transfer once before.
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Time > $$$ ~ 100% equities ~ FIRE @2031
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