Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
Old 11-25-2014, 10:01 AM   #41
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
audreyh1's Avatar
 
Join Date: Jan 2006
Location: Rio Grande Valley
Posts: 16,471
Quote:
Originally Posted by donheff View Post
I probably do as well but the majority are in tax deferred where I reinvest dividends. I make current withdrawals from the taxed account which is 100% equities.
I see. We don't have much in tax deferred accounts.
__________________

__________________
Well, I thought I was retired. But it seems that now I'm working as a travel agent instead!
audreyh1 is online now   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 11-25-2014, 12:50 PM   #42
Moderator Emeritus
 
Join Date: Oct 2007
Posts: 4,929
Once a year I check to see if anything has moved outside of 75% to 125% of our target allocation. If so, I buy and sell enough to bring allocations within those bands. I also make sure the annual cash reserve I specify in my individual investment plan is adequate, and will sell off assets that are high relative to target allocation to raise cash.

Then I go back to playing with the cats.
__________________

__________________
M Paquette is offline   Reply With Quote
Old 11-25-2014, 01:44 PM   #43
Thinks s/he gets paid by the post
 
Join Date: Jan 2008
Posts: 1,495
Quote:
Originally Posted by tuixiu View Post
Same. I rebalance once per year in early January, but every time there is a dip in the market I struggle mightily with the urge to buy under the guise of a rebalancing.
Same here except that I don't pay any attention to market dips. In fact, I don't pay any attention to the market at all. With all this simplicity, I should probably get some cats to play with like M Paquette...

I have been checking my NW as I have a specific soft target for year end and it looks like I'll exceed it. At least as the market stands today.
__________________
Options is offline   Reply With Quote
Old 11-25-2014, 02:36 PM   #44
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Jul 2003
Location: Kansas City
Posts: 7,408
21 years of ER and counting. Since rocking past 70 1/2 last year my ole buddies at the IRS have be set up at Vanguard to do the RMD automatically and leave the balance in MM.

Re balance is auto also since 2006 when I went Target Retirement.

heh heh heh - Still have 5% or less a few good stocks. Sometimes get a twinge of male hormones and miss the old days when I had a few more funds and did it manually.
__________________
unclemick is offline   Reply With Quote
Old 11-25-2014, 02:57 PM   #45
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Chuckanut's Avatar
 
Join Date: Aug 2011
Location: West of the Mississippi
Posts: 6,331
The more I worry about market dips and peaks, the more mistakes I make. I balance yearly.

I have tried taking my yearly allotment out early when the market has been going up, up, up, but that has not proven, so far, to be a winner or loser. So, I may just quit doing it. See my first sentence above.
__________________
The worst decisions are usually made in times of anger and impatience.
Chuckanut is offline   Reply With Quote
Old 11-25-2014, 08:04 PM   #46
gone traveling
 
Join Date: Sep 2013
Posts: 1,248
Nothing

If I buy something like S&P 500 index I never sell it. I just collect dividend which I hope will grow from year to year
__________________

__________________
eta2020 is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Should you rebalance your retirement portfolio nun FIRE and Money 17 05-16-2011 08:43 PM
Oh Boy your boy Bush and the Nuke triggers to Taiwan. newguy88 Other topics 2 03-26-2008 05:00 PM
Poll: How often do you rebalance your portfolio? Lusitan FIRE and Money 7 05-06-2006 12:51 PM
How Often to Rebalance Portfolio? Gearhead Jim FIRE and Money 7 10-22-2005 10:06 AM
How to rebalance with tax-deferred accounts? soupcxan FIRE and Money 6 11-22-2004 03:06 PM

 

 
All times are GMT -6. The time now is 10:40 PM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.