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Old 11-24-2011, 10:26 PM   #1
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What 'ya doin'?

I have much to learn about investing and would benefit greatly from your responses to the following...

As the stock market continues to pull back, which of the following best describes your response: "I'm staying the course," "I'm reducing my equity position" or "I'm adding to my equity position?" Also, for those who are retired, what is your asset allocation?

Thanks.
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Old 11-24-2011, 10:46 PM   #2
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I am adding to my equity position. Granted, my equity allocation is still quite low (around 33%).
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Old 11-24-2011, 10:56 PM   #3
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What 'ya doin'?

Thanks. What is your ultimate target for equities (as a percentage of your total portfolio?)
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Old 11-24-2011, 11:05 PM   #4
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As the stock market continues to pull back, which of the following best describes your response: "I'm staying the course," "I'm reducing my equity position" or "I'm adding to my equity position?" Also, for those who are retired, what is your asset allocation?
We're over 90% stocks because my govt pension covers most of our needs. So as the market sinks we're staying the course and selling puts on Berkshire Hathaway...
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Old 11-24-2011, 11:12 PM   #5
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Staying the course and would buy if AA gets out of whack. 60/40 target, still about 60/40 as i rebalanced a while ago.
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Old 11-24-2011, 11:23 PM   #6
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What 'ya doin'?

Thanks so much. I want to make sure that I'm clear...you ARE retired and you're 60% in equities?
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Old 11-24-2011, 11:48 PM   #7
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Thanks. What is your ultimate target for equities (as a percentage of your total portfolio?)
Target is 50/50, but could go up to 70/30 if the market gets cheap enough.
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Old 11-24-2011, 11:59 PM   #8
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I'm retired, and I am staying the course (and will rebalance in January).

My target AA is 45:55 equities:fixed.
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Old 11-25-2011, 12:06 AM   #9
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I am not retired (but will retire next year). I am staying the course, with zero equities.
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Old 11-25-2011, 12:52 AM   #10
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Originally Posted by Nords
We're over 90% stocks because my govt pension covers most of our needs. So as the market sinks we're staying the course and selling puts on Berkshire Hathaway...
Read an article from a site I subscribe a week or two ago to making a compelling case to do the same thing.

http://livingoffdividends.com/2011/1...hire-hathaway/
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Old 11-25-2011, 04:51 AM   #11
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53, retired 5y, staying the course with 100% individual equities (since 1993).
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Old 11-25-2011, 06:40 AM   #12
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57, retired 4y, staying the course with 21% individual equities and 100% med's.
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Old 11-25-2011, 07:06 AM   #13
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I added equities in early August and am tempted to do the same now. I will definitely do so next week if we drop below 11,000.
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Old 11-25-2011, 07:17 AM   #14
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Adding to equity position. First, with dividends. Considering liquidating bond funds (~4% of the pot) to buy more stocks/funds.
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Old 11-25-2011, 07:57 AM   #15
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I took some intermediate bonds off the table, and replaced it with short-term and dividend paying equities. 60 YO retired 6 years now, 65/35.
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Old 11-25-2011, 08:04 AM   #16
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Over a decade before I'm retired. Currently 100% equities. Not changing anything. Monthly 401k contributions via payroll and company match go into equities.

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Old 11-25-2011, 08:24 AM   #17
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~ 6 months to retirement. Currently about 20% equity, and 46% in cash; selectively buying some div stocks. Target equity allocation is 30%.
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Old 11-25-2011, 09:03 AM   #18
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Staying the course Still accumulating on a modest scale, diversifying my MF bond holdings with respect to average duration.
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Old 11-25-2011, 09:09 AM   #19
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We're retired. Our current equity allocation is <30%, have begun adding in small amounts. Target is 55% equities, and we would bring it to 70% at the right price.
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Old 11-25-2011, 09:34 AM   #20
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