Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
Old 07-26-2012, 05:13 PM   #41
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
haha's Avatar
 
Join Date: Apr 2003
Location: Hooverville
Posts: 22,386
Quote:
Originally Posted by kevink View Post
This thread is about Americans retiring abroad, not UK visitors visiting the U.S., and clearly Americans who choose to expatriate who want to visit the U.S. need to be very aware of the liability they expose themselves to should they return for visits without health insurance coverage.
IMO this would be a very bad plan. At minimum, I would buy Medicare Pt B, and possibly also a low end supplement. An alternative might be Medicare + an inexpensive Medicare Advantage Plan at the handiest US entry port.

Ha
__________________

__________________
"As a general rule, the more dangerous or inappropriate a conversation, the more interesting it is."-Scott Adams
haha is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 07-26-2012, 05:33 PM   #42
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Moemg's Avatar
 
Join Date: Jan 2007
Location: Sarasota,fl.
Posts: 10,035
Quote:
Originally Posted by haha View Post
IMO this would be a very bad plan. At minimum, I would buy Medicare Pt B, and possibly also a low end supplement. An alternative might be Medicare + an inexpensive Medicare Advantage Plan at the handiest US entry port.

Ha
Medicare Advantage plans take the place of Medicare Part B & supplements . They offer an affordable product but after reading all their literature it is great for someone with minimal health problems . My SO has a Medicare Advantage Plan run by local physicians . He pays only Medicare Part B premium and nothing else . He tested it out by an ER visit which included a CT scan ,blood work , Four prescriptions and his total bill was $50.
__________________

__________________
Moemg is offline   Reply With Quote
Old 07-26-2012, 06:32 PM   #43
Moderator
Alan's Avatar
 
Join Date: Jul 2005
Location: Eee Bah Gum
Posts: 21,132
Quote:
Originally Posted by Alan View Post
When we were in the UK last year we visited one of those couples (an aunt and uncle) who are now in their 80's and they told us that they are now giving up traveling abroad anywhere because the health insurance portion of the travel insurance is too expensive.
Quote:
Originally Posted by rescueme View Post
Health insurance or travel insurance (to cover only emergencies?).

Here's a U.K. plan that does not have an age limit (although you would have to make the decision if it would fit your needs):

Travel insurance over 65 | Age Concern is now Age UK
FIFM

We only had 1 instance when visitors with us have injured themselves requiring a trip to ER. BIL sliced his foot open on a water slide and they paid with cash and successfully claimed it back on their travel insurance.

PS
BIL told us that the water park also paid his medical bill as the reason he cut his foot was that it was from broken sunglasses in the splash pool at the bottom of the slide.
__________________
Retired in Jan, 2010 at 55, moved to England in May 2016
Now it's adventure before dementia
Alan is online now   Reply With Quote
Old 07-26-2012, 08:41 PM   #44
Thinks s/he gets paid by the post
nun's Avatar
 
Join Date: Feb 2006
Posts: 4,836
Quote:
Originally Posted by kevink View Post

This thread is about Americans retiring abroad, not UK visitors visiting the U.S., and clearly Americans who choose to expatriate who want to visit the U.S. need to be very aware of the liability they expose themselves to should they return for visits without health insurance coverage.
Yes, I'm a US citizen considering retiring abroad - in the UK - and if I visit the US without insurance I'd buy the travel insurance that every UK visitor to the US buys to cover them in a medical emergency. Americans who retire to countries where they cannot get the level of coverage that Medicare provides or who would prefer to come back to the US for treatment would keep paying Medicare. But unless I intended to move back to the US I wouldn't keep paying medicare once I live in the UK because I'd be covered by the NHS in the UK and by reciprocal agreements in the rest of the EU and several other countries.
__________________

__________________
“So we beat on, boats against the current, borne back ceaselessly into the past.”

Current AA: 65% Equity Funds / 20% Bonds / 7% Stable Value /3% Cash / 5% TIAA Traditional
Retired Mar 2014 at age 52, target WR: 0.0%,
Income from pension and rent
nun is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


 

 
All times are GMT -6. The time now is 04:41 PM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.