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Old 04-16-2014, 08:48 AM   #21
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I got free at 49 and folks would give me triple takes when they heard I had quit work for good. That felt young. Now at 57 I barely get a double take when others find out I'm free . Maybe not considered so early any more...
Either way these have been the best years of my life.

Freed at 49. You only live once - live it
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Old 04-16-2014, 12:33 PM   #22
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Early Retirement applies to anyone who retired before I did

FIRE'd since 2005
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Old 04-16-2014, 01:02 PM   #23
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When I was growing up, 65 was the "normal" retirement age. People who retired at 62, the earliest age they could collect a reduced SS benefit, were retiring "early".

I retired two weeks after my 59th birthday, and felt I was getting our "early".
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Old 04-16-2014, 07:22 PM   #24
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I'm with those who grew up always thinking of 65 as normal retirement age. When my dad retired at 60ish (in his case disability related due to an arm injury) I considered that retiring very early.

DH retired at 62 and he and I both thought of it as early. He had always had in his head retiring at 65 until I told him I thought he could retire sooner if he wanted to...

For me, I'm about to turn 60 and I semi-retired at 56. I worked very part time (8 to 12 hours a week) for the first 3 1/2 years and now am working about 2 or 3 hours a month from home as called upon. So, I'm finally feeling retired. Certainly most of the people I've known in my profession who are my age aren't retired. It seems very early to me....
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Old 04-16-2014, 08:40 PM   #25
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Originally Posted by Tom52 View Post
My definition of ER is not based upon age, but upon the ability to no longer need to work in exchange for a paycheck and before receiving any type of pension or social security benefits. Typically an ER lifestyle would be supported by only income generated from your investments, savings, inheritance, etc.

Well put.
Retired in late 2008 at age 45. Cashed in company stock, bought a lot of shares in a big bond fund and am living nicely off its dividends. IRA, SS, and a pension await me at age 60 and later. No kids, no debts.

"I want my money working for me instead of me working for my money!"
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Old 04-21-2014, 05:19 PM   #26
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I use to think early retirement was anything short of 62. But the closer i get to my goal of 55, I'm not a fan of the term. Mostly due to the body and mind health benefits, i think the concept of retirement is becoming less attractive to me. My current goal is to be financially independent so i can move to a career/job/activity that i want to do versus one that i sort of enjoy and do for the salary.
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Old 04-21-2014, 07:28 PM   #27
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I'm still stuck on the idea that anything before age 65 is ER. Although the Social Security goalposts have moved and it's probably anything before age 68 soon.
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Old 04-21-2014, 07:50 PM   #28
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We are 57 now. My wife retired at 49. I worked part-time from the age of 47 to 55. That's early enough, I think. Any earlier, then we would not be able to support the two children through college and have enough for a comfortable retirement.
"Old age is the most unexpected of all things that can happen to a man" -- Leo Tolstoy
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Old 04-22-2014, 09:21 AM   #29
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Originally Posted by Telly View Post
From post #12 in the link that REW posted:

That thread was almost 8 years ago!

I'm an EER. But as good as EER is, it does not totally prevent one from aging
I am IHY and missed that other thing by almost 4 years, which I guess is a lifetime if you are in your 20's!
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Old 04-22-2014, 01:57 PM   #30
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My job was eliminated at 59. But, I had an excellent golden handshake that carried me until 62 and a full pension. We had been expecting this and had been financially prepared for several years.

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