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View Poll Results: Value of your retirement portfolio? See my definition in the post.
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$100,000 - $250,000
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5 |
2.05% |
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$250,001 - $500,000
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12 |
4.92% |
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$500,001 - $1M
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43 |
17.62% |
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$1M - $1,500,000
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46 |
18.85% |
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$1,500,001 - $2M
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38 |
15.57% |
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$2,000,001 - $2,500,000
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23 |
9.43% |
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$2,500,001 - $3M
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19 |
7.79% |
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$3M - $5M
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35 |
14.34% |
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$5M - $7M
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6 |
2.46% |
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$7M+
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17 |
6.97% |
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What's the size of your portfolio?
05-08-2016, 06:33 PM
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#1
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gone traveling
Join Date: Feb 2008
Posts: 510
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What's the size of your portfolio?
Hello,
While reading a few threads on "Hi, I am..." yesterday, I "met" a few millionaires with great wealth which got me curious. I created a poll to learn the size of ER or seeking ER retirement portfolios.
I don't have skills in statistics or surveys, so this will be far from perfect. It's more anecdotal than scientific but it should be interesting nevertheless. By human nature we try to compare ourselves to somebody else and see how we do.
Anyway, please vote on the size of your retirement portfolio: 401k (or similar plan) + IRA's + Taxable accounts. Do not include inheritance (subtract its approx. value from your total), houses, vacation homes, cars, or other valuables.
IMO, this would show saved our sweat earned money and saved for retirement.
ETA: Not PUBLIC anymore! Posters saying that it's worthless and nothing to gain. This is a voluntary voting. Nobody will know YOUR portfolio and I do not care about YOUR portfolio though a lot of people choose to disclose sometimes. It's an anecdotal survey, I know. Just to get an idea how well y'all doing as compared to the whole population. I wouldn't believe whoever says that we are not curious...
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05-08-2016, 06:34 PM
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#2
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Mar 2016
Posts: 8,968
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Vote where?
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05-08-2016, 06:38 PM
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#3
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jun 2002
Location: Texas: No Country for Old Men
Posts: 50,022
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I've never felt comfortable revealing the size of my portfolio, but I do have large hands. 
__________________
Numbers is hard
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05-08-2016, 06:49 PM
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#4
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jul 2006
Posts: 11,401
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Public poll? I don't think so!
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05-08-2016, 06:54 PM
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#5
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Thinks s/he gets paid by the post
Join Date: Nov 2011
Posts: 3,906
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Public poll? Only if I can vote Boaty McBoatface.
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05-08-2016, 06:57 PM
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#6
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: May 2005
Location: Lawn chair in Texas
Posts: 14,183
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I have a portfolio so big it'll make you puke.
With apologies to Steve Martin...
I'm on the lower end of the ER.org scale, if that's any help. 😜
__________________
Have Funds, Will Retire
...not doing anything of true substance...
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05-08-2016, 07:02 PM
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#7
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jun 2002
Location: Texas: No Country for Old Men
Posts: 50,022
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Looks like the poll has been changed from public to private.
__________________
Numbers is hard
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05-08-2016, 07:04 PM
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#8
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Thinks s/he gets paid by the post
Join Date: Dec 2014
Posts: 2,511
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not much for comparing with the jones' or seeing who is bigger.
I use to get multiple envelopes with 8x10 paper with my portfolio written on it. It is now electronic and thus is much smaller. One could get more envelopes and pieces of paper by having it spread out at multiple brokerages. ;-)
I'll skip the poll if we ever find one
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05-08-2016, 07:23 PM
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#9
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Recycles dryer sheets
Join Date: Jan 2012
Posts: 442
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I don't see what's the point of this poll? How does it matter what the size of someone else's portfolio is as long as they are comfortable with their personal safe withdrawal level?
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05-08-2016, 07:30 PM
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#10
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Mar 2016
Posts: 8,968
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It's actually kinda cool and one of the reasons I signed up here.
Here we have a place where retired people (and even those lusting for same) can share some stuff. Here we have a mix of those that did it by extreme frugality and also a few hedge fund guys that took the money and ran. A good mix.
A mix of scrimping and saving and high pressure "got it and I'm done" and the whole range of in between. Pretty cool. We all share the love of "not working" eh?
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05-08-2016, 07:41 PM
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#11
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jul 2006
Posts: 11,401
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Thank you to the OP (or the mods) for making the poll private. However, the question posed is still not clear. Specifically, the requirement to omit an inheritance. I have received two inheritances, and I put them into my investment portfolio. One of them was 11 years ago. I don't know how I can separate out the past value of that inheritance, which was substantial, and calculate the present value of the remainder of my portfolio. Hence, I am not going to answer the question.
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05-08-2016, 07:50 PM
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#12
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Recycles dryer sheets
Join Date: Feb 2015
Posts: 60
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Where's the "enough" option?
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05-08-2016, 07:59 PM
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#13
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Mar 2016
Posts: 8,968
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A better question would be "net worth"
My house is paid for and I do consider it an "asset" as I don't have to pay rent or mortgage and that is a real "income", same as if I had assets paying that dividend.
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05-08-2016, 08:30 PM
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#14
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Thinks s/he gets paid by the post
Join Date: Jan 2005
Posts: 3,532
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 Quote:
Originally Posted by Meadbh
Public poll? I don't think so!
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Just curious, how can you tell if a poll is public or private? It would be nice to know for the future. Thanks.
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05-08-2016, 08:52 PM
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#15
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Sep 2012
Location: Seattle
Posts: 6,023
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If you are selling your paid off house and living in a van down by the river, do you then get to count your house money in your portfolio?
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05-08-2016, 08:56 PM
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#16
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Moderator
Join Date: Apr 2012
Location: San Diego
Posts: 14,212
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Not to poke the bear... but what about folks with gold plated pensions, but not a huge nest egg? Are they poorer than someone with no pension, but a bigger nest egg?
I agree that it's odd to exclude inheritance... if it's money in the nest egg...
Also - what about rental properties... they provide an income stream, and can be sold to increase the nest egg...
Too many problems with how this poll was defined in the OP.
__________________
Retired June 2014. No longer an enginerd - now I'm just a nerd.
micro pensions 6%, rental income 20%
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05-08-2016, 09:01 PM
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#17
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Thinks s/he gets paid by the post
Join Date: Sep 2012
Posts: 1,570
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Maybe he meant just financial assets, the type of thing an FA gets paid to manage.
__________________
You know that suit they burying you in? Thar ain’t no pockets in that suit, boy.
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05-08-2016, 09:33 PM
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#18
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Thinks s/he gets paid by the post
Join Date: Aug 2013
Posts: 1,972
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Looks like the bell curve peaked around the $1M - $1.5M mark. That's where most people are I guess. Honestly, I'm still caught off-guarded and puzzled sometimes when some people ask "can I retire, I have >$4 million nest egg."
__________________
No to consumerism, Living a simple life, enjoying the experience - not the material stuff
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05-08-2016, 09:56 PM
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#19
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Mar 2016
Posts: 8,968
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As always, it depends on how old you are, dependents, expenses, liabilities and the ever important "lifestyle"
Not to mention your faith in history, current interest rates, health conditions and "world politics"
It caused me to delay because of fear of the unknown for sure.
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05-08-2016, 09:59 PM
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#20
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Dec 2006
Location: Collin County, TX
Posts: 9,296
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__________________
There's no need to complicate, our time is short..
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