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Old 03-29-2011, 11:55 AM   #21
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Originally Posted by HFWR View Post
It means having at least a few winners to go with the losers...
U understand...

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Old 03-29-2011, 12:07 PM   #22
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Yaay Vanguard!

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Old 03-29-2011, 03:12 PM   #23
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Average Mutual Fund Expense Ratio (%) 0.10 (M* xray)

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Old 03-29-2011, 04:31 PM   #24
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I'm not sure exactly, but my highest expense ratio is VFINX at 18 bp, a few more at 7 bp, and then some in the money options at 0 bp.

"At times the world can seem an unfriendly and sinister place, but believe us when we say there is much more good in it than bad. All you have to do is look hard enough, and what might seem to be a series of unfortunate events, may in fact be the first steps of a journey." Violet Baudelaire.
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Old 03-29-2011, 05:09 PM   #25
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I have a 401k plan at Vanguard but I have no idea how much they charge. Sorry.
Very conservative with investments. Not ER'd yet, 48 years old. Please do not take anything I write or imply as legal, financial or medical advice directed to you. Contact your own financial advisor, healthcare provider, or attorney for financial, medical and legal advice.
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Old 03-29-2011, 05:27 PM   #26
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Old 03-29-2011, 07:14 PM   #27
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I had to calculate it-- the ER portfolio is at 0.19%. All our cash is in credit-union money markets and CDs now, no mutual-fund money markets.

The college fund is effectively at zero-- mostly CDs and, for just a few more months, a couple EE bonds.

The cost of getting a mutual fund company to custody my daughter's Roth IRA in index funds when she was a minor was nearly 0.80%. When she turned 18 and transferred over to Fidelity last fall that dropped to less than 0.20%. Most fund companies don't want minors' IRAs because of their low balances, and they apparently don't believe in "start 'em young".

The book written on, "The Military Guide to Financial Independence and Retirement", on sale now! For more info see "About Me" in my profile.
I don't spend much time here anymore, so please send me a PM. Thanks.
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Old 03-29-2011, 10:21 PM   #28
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.07% weighted average
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Old 03-30-2011, 06:57 AM   #29
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Dw & dh = .25%
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Old 03-30-2011, 08:33 AM   #30
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Have Funds, Will Retire

...not doing anything of true substance...
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Old 03-30-2011, 12:01 PM   #31
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Old 03-30-2011, 07:01 PM   #32
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.59% from my spreadsheet. Looking to bring it down more.
Free to canoe
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Old 03-30-2011, 10:37 PM   #33
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I do not know. It takes too much work to figure out, as I have MFs, some with high ERs that I have had for a long time and been reluctant to sell as it would incur taxes, some ETFs with ERs ranging from 0.2% to 0.5%, and many individual stocks. The stock portion is of course of lowest ER.

Originally Posted by haha View Post
.04 %
Looks like a man with nearly all individual stocks.

The best case for me is when I want to build a position in an individual stock and buy a lot of, say, $10000 in a brokerage account with $4 transaction fee. A round trip then costs me $8. Ideally, I would hold it forever, but if my average holding period is 2 years, then it works out to 0.04%.
"Old age is the most unexpected of all things that can happen to a man" -- Leon Trotsky
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Old 03-30-2011, 11:02 PM   #34
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0.05% the last few years (all individual stocks)

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