Here's the scenario:
Spouse recently passed away at age 56. Survivor is almost 60 and has been told they can start taking survivor benefits at 60, but wonders how that would affect taking their own benefits. Deceased spouse made/contributed significantly more than the surviving spouse. Is there a good rule of thumb for survivors that matches the 62/66/70 discussion on the board? Survivor does not have an immediate need for the money, but family history also does not suggest a particularly long life expectancy.
Spouse recently passed away at age 56. Survivor is almost 60 and has been told they can start taking survivor benefits at 60, but wonders how that would affect taking their own benefits. Deceased spouse made/contributed significantly more than the surviving spouse. Is there a good rule of thumb for survivors that matches the 62/66/70 discussion on the board? Survivor does not have an immediate need for the money, but family history also does not suggest a particularly long life expectancy.