gayl
Thinks s/he gets paid by the post
When does someone file for Social Security? I'm eligible for retirement next May but I want to file restricted first. So if I'm eligible in May, do I file in May?
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If you were born before January 2, 1954 and have already reached full retirement age, you can choose to receive only the divorced spouse’s benefit and delay receiving your retirement benefit until a later date. If your birthday is January 2, 1954 or later, the option to take only one benefit at full retirement age no longer exists. If you file for one benefit, you will be effectively filing for all retirement or spousal benefits