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Re: Where to put 100K
Old 10-10-2006, 01:03 PM   #61
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Re: Where to put 100K

Nords, you overestimate me as no longer being a Newbie, oh and by the way, you forgot to add the name "Grasshopper".

Give me about 10 years and I'll catch to all of you in knowledge and wisdom. My only problem is that I have to figure out how to average 10% off of our portfolio in the mean time........................Master.


I'm going to have to reserve "Four Pillars" and "BogleHead Guide to Investing" at the library since my ER budget won't allow me to purchase books anymore. I reserved one already and I think it's called 'Your money your life' something like that.
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Re: Where to put 100K
Old 10-10-2006, 02:19 PM   #62
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Re: Where to put 100K

You guys/gals (X or Y?) crack me up

Thanks to all for your valuable feedback, and, err, entertainment.
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Re: Where to put 100K
Old 10-11-2006, 09:29 AM   #63
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Re: Where to put 100K

Quote:
Originally Posted by cube_rat
You guys/gals (X or Y?) crack me up

Thanks to all for your valuable feedback, and, err, entertainment.
This place is WAY MORe interesting than other chat rooms I have been on..........

You guys/gals ALL crack me up..............
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Re: Where to put 100K
Old 10-11-2006, 09:30 AM   #64
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Re: Where to put 100K

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This place is WAY MORe interesting than other chat rooms I have been on..........
Yeah, I know. Those gay sex chat rooms are SO single-minded...
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Re: Where to put 100K
Old 10-11-2006, 09:59 AM   #65
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Re: Where to put 100K

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Originally Posted by brewer12345
Yeah, I know. Those gay sex chat rooms are SO single-minded...
Are you picking a fight?

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Re: Where to put 100K
Old 10-11-2006, 10:45 AM   #66
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Re: Where to put 100K

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Yeah, I know. Those gay sex chat rooms are SO single-minded...
Could also by BI-minded...
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Re: Where to put 100K
Old 10-11-2006, 10:48 AM   #67
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Re: Where to put 100K

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Yeah, I know. Those gay sex chat rooms are SO single-minded...
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Re: Where to put 100K
Old 10-11-2006, 11:06 AM   #68
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Re: Where to put 100K

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I think brewer is mad about something.............or maybe, LACK of something.........
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Re: Where to put 100K
Old 10-11-2006, 11:09 AM   #69
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Re: Where to put 100K

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Are you picking a fight?

Nah. C'mon, it was meant as a joke.
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Re: Where to put 100K
Old 10-11-2006, 11:22 AM   #70
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Re: Where to put 100K

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Nah. C'mon, it was meant as a joke.
Ok.......... I guess I'll "turn the page" on this one.................
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Re: Where to put 100K
Old 10-11-2006, 11:46 AM   #71
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Re: Where to put 100K

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Sorry if this question is too broad. I'll be receiving 100k in about a month and I'd like to put it in a place that's relatively safe, that's not a MM account. I have money already in a Vanguard Wellsely account and so far I'm very happy. I'm thinking STAR or Wellington are good funds too. Any other good recommendations on Vanguard funds which have consistent growth with low to medium volatility?
I'm curious what you have against a mutual fund MM account. Given the moderate and rising interest rates, and the recent surge of the stock market, you could do much worse. With only a 5 year timeframe, i'd definitely be an option i'd consider.

It just sounds to me like preservation of principal is important to you for this money. "Medium" volatility could easily involve an investment that could cost you as much as 30% of your principle if we just happened to have a "bad" 5 years with whatever medium volatile investment you end up picking.

Give me relatively high interest rates and the need to use the money in the short term, and i'm all over a good paying money market account like those you get from mutual fund companies (not banks). They're also great for when you're just being defensive, if you're a timer.
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Re: Where to put 100K
Old 10-11-2006, 12:01 PM   #72
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Re: Where to put 100K

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Originally Posted by Azanon
I'm curious what you have against a mutual fund MM account. Given the moderate and rising interest rates, and the recent surge of the stock market, you could do much worse. With only a 5 year timeframe, i'd definitely be an option i'd consider.

It just sounds to me like preservation of principal is important to you for this money. "Medium" volatility could easily involve an investment that could cost you as much as 30% of your principle if we just happened to have a "bad" 5 years with whatever medium volatile investment you end up picking.

Give me relatively high interest rates and the need to use the money in the short term, and i'm all over a good paying money market account like those you get from mutual fund companies (not banks). They're also great for when you're just being defensive, if you're a timer.
I beleive he said NOT in a MM account, meaning he wants to get a return higher than 5% or so.............

There are plenty of places to do that.............although a new bank opened in my hometown, and they've got a "teaser rate" of 6% on a 4-month CD..............
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Re: Where to put 100K
Old 10-11-2006, 12:41 PM   #73
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Re: Where to put 100K

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I beleive he said NOT in a MM account, meaning he wants to get a return higher than 5% or so.............
Hence, why i asked him/her what he has against a mutual fund account.

There are returns over the long term greater than 5%, no doubt, but not without risk of losing principle. I'm currently 75% or so stock myself, but this is money with an investment horizon approaching 30 years.

Definition of a CD: 1. Return of a money market mutual fund except your money is locked up. Locking your money up for an extra 1% over a short term is definitely not worth losing the flexibility (liquidity). If i was a betting man, i would bet banks are able to offer higher rates on CD's first and foremost because they make money off of people who break their cd's when the inevitable emergency comes up. Murphy is still alive and breathing.

Anyway, i want a really high paying investment with no risk too - when you find one, let me know.
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