Join Early Retirement Today
Reply
 
Thread Tools Display Modes
Re: Where to put 100K
Old 10-10-2006, 12:03 PM   #61
Full time employment: Posting here.
My Dream's Avatar
 
Join Date: Sep 2006
Location: Ontario, Canada
Posts: 837
Re: Where to put 100K

Nords, you overestimate me as no longer being a Newbie, oh and by the way, you forgot to add the name "Grasshopper".

Give me about 10 years and I'll catch to all of you in knowledge and wisdom. My only problem is that I have to figure out how to average 10% off of our portfolio in the mean time........................Master.


I'm going to have to reserve "Four Pillars" and "BogleHead Guide to Investing" at the library since my ER budget won't allow me to purchase books anymore. I reserved one already and I think it's called 'Your money your life' something like that.
__________________
Newbie
My Dream is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Re: Where to put 100K
Old 10-10-2006, 01:19 PM   #62
Thinks s/he gets paid by the post
cube_rat's Avatar
 
Join Date: Jul 2005
Posts: 1,466
Re: Where to put 100K

You guys/gals (X or Y?) crack me up

Thanks to all for your valuable feedback, and, err, entertainment.
__________________
fuzzy? cute?
cube_rat is offline   Reply With Quote
Re: Where to put 100K
Old 10-11-2006, 08:29 AM   #63
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
FinanceDude's Avatar
 
Join Date: Aug 2006
Posts: 12,483
Re: Where to put 100K

Quote:
Originally Posted by cube_rat
You guys/gals (X or Y?) crack me up

Thanks to all for your valuable feedback, and, err, entertainment.
This place is WAY MORe interesting than other chat rooms I have been on..........

You guys/gals ALL crack me up..............
__________________
Consult with your own advisor or representative. My thoughts should not be construed as investment advice. Past performance is no guarantee of future results (love that one).......:)


This Thread is USELESS without pics.........:)
FinanceDude is offline   Reply With Quote
Re: Where to put 100K
Old 10-11-2006, 08:30 AM   #64
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Mar 2003
Posts: 18,085
Re: Where to put 100K

Quote:
Originally Posted by FinanceDude
This place is WAY MORe interesting than other chat rooms I have been on..........
Yeah, I know. Those gay sex chat rooms are SO single-minded...
__________________
"All animals are equal, but some animals are more equal than others."

- George Orwell

Ezekiel 23:20
brewer12345 is offline   Reply With Quote
Re: Where to put 100K
Old 10-11-2006, 08:59 AM   #65
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
FinanceDude's Avatar
 
Join Date: Aug 2006
Posts: 12,483
Re: Where to put 100K

Quote:
Originally Posted by brewer12345
Yeah, I know. Those gay sex chat rooms are SO single-minded...
Are you picking a fight?

__________________
Consult with your own advisor or representative. My thoughts should not be construed as investment advice. Past performance is no guarantee of future results (love that one).......:)


This Thread is USELESS without pics.........:)
FinanceDude is offline   Reply With Quote
Re: Where to put 100K
Old 10-11-2006, 09:45 AM   #66
Recycles dryer sheets
 
Join Date: Sep 2006
Posts: 70
Re: Where to put 100K

Quote:
Originally Posted by brewer12345
Yeah, I know. Those gay sex chat rooms are SO single-minded...
Could also by BI-minded...
paradiseken is offline   Reply With Quote
Re: Where to put 100K
Old 10-11-2006, 09:48 AM   #67
Thinks s/he gets paid by the post
cube_rat's Avatar
 
Join Date: Jul 2005
Posts: 1,466
Re: Where to put 100K

Quote:
Originally Posted by brewer12345
Yeah, I know. Those gay sex chat rooms are SO single-minded...
__________________
fuzzy? cute?
cube_rat is offline   Reply With Quote
Re: Where to put 100K
Old 10-11-2006, 10:06 AM   #68
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
FinanceDude's Avatar
 
Join Date: Aug 2006
Posts: 12,483
Re: Where to put 100K

Quote:
Originally Posted by cube_rat
I think brewer is mad about something.............or maybe, LACK of something.........
__________________
Consult with your own advisor or representative. My thoughts should not be construed as investment advice. Past performance is no guarantee of future results (love that one).......:)


This Thread is USELESS without pics.........:)
FinanceDude is offline   Reply With Quote
Re: Where to put 100K
Old 10-11-2006, 10:09 AM   #69
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Mar 2003
Posts: 18,085
Re: Where to put 100K

Quote:
Originally Posted by FinanceDude
Are you picking a fight?

Nah. C'mon, it was meant as a joke.
__________________
"All animals are equal, but some animals are more equal than others."

- George Orwell

Ezekiel 23:20
brewer12345 is offline   Reply With Quote
Re: Where to put 100K
Old 10-11-2006, 10:22 AM   #70
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
FinanceDude's Avatar
 
Join Date: Aug 2006
Posts: 12,483
Re: Where to put 100K

Quote:
Originally Posted by brewer12345
Nah. C'mon, it was meant as a joke.
Ok.......... I guess I'll "turn the page" on this one.................
__________________
Consult with your own advisor or representative. My thoughts should not be construed as investment advice. Past performance is no guarantee of future results (love that one).......:)


This Thread is USELESS without pics.........:)
FinanceDude is offline   Reply With Quote
Re: Where to put 100K
Old 10-11-2006, 10:46 AM   #71
Thinks s/he gets paid by the post
 
Join Date: Jul 2004
Posts: 1,505
Re: Where to put 100K

Quote:
Originally Posted by cube_rat
Sorry if this question is too broad. I'll be receiving 100k in about a month and I'd like to put it in a place that's relatively safe, that's not a MM account. I have money already in a Vanguard Wellsely account and so far I'm very happy. I'm thinking STAR or Wellington are good funds too. Any other good recommendations on Vanguard funds which have consistent growth with low to medium volatility?
I'm curious what you have against a mutual fund MM account. Given the moderate and rising interest rates, and the recent surge of the stock market, you could do much worse. With only a 5 year timeframe, i'd definitely be an option i'd consider.

It just sounds to me like preservation of principal is important to you for this money. "Medium" volatility could easily involve an investment that could cost you as much as 30% of your principle if we just happened to have a "bad" 5 years with whatever medium volatile investment you end up picking.

Give me relatively high interest rates and the need to use the money in the short term, and i'm all over a good paying money market account like those you get from mutual fund companies (not banks). They're also great for when you're just being defensive, if you're a timer.
azanon is offline   Reply With Quote
Re: Where to put 100K
Old 10-11-2006, 11:01 AM   #72
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
FinanceDude's Avatar
 
Join Date: Aug 2006
Posts: 12,483
Re: Where to put 100K

Quote:
Originally Posted by Azanon
I'm curious what you have against a mutual fund MM account. Given the moderate and rising interest rates, and the recent surge of the stock market, you could do much worse. With only a 5 year timeframe, i'd definitely be an option i'd consider.

It just sounds to me like preservation of principal is important to you for this money. "Medium" volatility could easily involve an investment that could cost you as much as 30% of your principle if we just happened to have a "bad" 5 years with whatever medium volatile investment you end up picking.

Give me relatively high interest rates and the need to use the money in the short term, and i'm all over a good paying money market account like those you get from mutual fund companies (not banks). They're also great for when you're just being defensive, if you're a timer.
I beleive he said NOT in a MM account, meaning he wants to get a return higher than 5% or so.............

There are plenty of places to do that.............although a new bank opened in my hometown, and they've got a "teaser rate" of 6% on a 4-month CD..............
__________________
Consult with your own advisor or representative. My thoughts should not be construed as investment advice. Past performance is no guarantee of future results (love that one).......:)


This Thread is USELESS without pics.........:)
FinanceDude is offline   Reply With Quote
Re: Where to put 100K
Old 10-11-2006, 11:41 AM   #73
Thinks s/he gets paid by the post
 
Join Date: Jul 2004
Posts: 1,505
Re: Where to put 100K

Quote:
Originally Posted by FinanceDude
I beleive he said NOT in a MM account, meaning he wants to get a return higher than 5% or so.............
Hence, why i asked him/her what he has against a mutual fund account.

There are returns over the long term greater than 5%, no doubt, but not without risk of losing principle. I'm currently 75% or so stock myself, but this is money with an investment horizon approaching 30 years.

Definition of a CD: 1. Return of a money market mutual fund except your money is locked up. Locking your money up for an extra 1% over a short term is definitely not worth losing the flexibility (liquidity). If i was a betting man, i would bet banks are able to offer higher rates on CD's first and foremost because they make money off of people who break their cd's when the inevitable emergency comes up. Murphy is still alive and breathing.

Anyway, i want a really high paying investment with no risk too - when you find one, let me know.
azanon is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Where should I put taxable after-emergency fund money? Olav23 FIRE and Money 6 03-24-2007 07:35 PM
put (small) income into Roth or spend it ? JohnEyles FIRE and Money 3 03-13-2007 09:51 AM
Where to put cash if you don't trust the market.... HBH FIRE and Money 46 12-19-2006 05:07 PM
fire on 100k lazygood4nothinbum Hi, I am... 5 02-28-2006 11:57 AM
Balancing: Trim some off some equity, and put it into... what? Telly FIRE and Money 26 09-19-2005 12:35 PM

» Quick Links

 
All times are GMT -6. The time now is 06:08 AM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2024, vBulletin Solutions, Inc.