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Which Online Savings Account?
Old 01-17-2008, 11:20 AM   #1
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Which Online Savings Account?

What is the best online savings account these days? I had an account at ING but closed it last year so I would like someone different. Any suggestions from personal experience would be great. Thanks.

Dave
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Old 01-17-2008, 12:56 PM   #2
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I have an Emigrant and an ING account. One is for cash and one is my car fund.
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Old 01-17-2008, 01:04 PM   #3
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I've had emigrant and ING accounts, and I'm now moving my money to vanguard Prime just for simplicity and to have everything in one place.

I realized that whenever I would chase a better rate to get a tenth of a point more, that would involve passing my money through my checking account where it would lose essentially all interest for a week or two, cancelling out any rate savings I might have found.
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Old 01-17-2008, 05:57 PM   #4
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I've used Emigrant for about a year with no problems. Works out well for keeping extra cash.
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Old 01-17-2008, 06:36 PM   #5
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Quote:
Originally Posted by StJohnsWood View Post
I have an Emigrant and an ING account. One is for cash and one is my car fund.
I use Emigrant, ING and Vanguard. One thing I like about ING...I called them one time and someone answered, "ING, how can we help you make some money today?". That put a smile on my face.
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Old 01-17-2008, 06:59 PM   #6
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I've had emigrant and ING accounts, and I'm now moving my money to vanguard Prime just for simplicity and to have everything in one place.
Same here. I had ING Direct. They had good customer service. The rates definitely started to lag others. I transferred all of it Vanguard Prime MM. It's just easier for me to have it one place and the rate is good.
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