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View Poll Results: Which firms do you have at least $3000 of non-401k/403b money with?
Vanguard 124 27.13%
Fidelity 64 14.00%
TRowePrice 19 4.16%
Other no-load fund family 38 8.32%
Other LOAD fund family 10 2.19%
Etrade 17 3.72%
TDAmeritrade 26 5.69%
Schwab 37 8.10%
Other online discount broker 22 4.81%
A full service broker like ML, SB 19 4.16%
I don't know where it is. 1 0.22%
Bank,CD,USTreasury 80 17.51%
Voters: 457. You may not vote on this poll

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Re: Who has your money?
Old 01-18-2007, 09:08 PM   #21
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Re: Who has your money?

Quote:
Originally Posted by LOL!
WellsFargo
Do they have good rates on money market sweep? (If this is a brokerage account.) Their 0$/3$/10$ trades, including mutual funds, is tempting.


Quote:
Originally Posted by winnie
now reading that etrade is SAFER than vanguard with respect to online security -- the former guarantees to make you whole against losses while vanguard does not.
E*trade has the keyfob for extra security, which is impressive. But, I still trust Vanguard more. When I hear the name Etrade, I think of imcompetance, sleazy practices, screwups, frustration. Where Vanguard has a pretty good reputation for doing right for their customers.
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Re: Who has your money?
Old 01-18-2007, 09:34 PM   #22
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Re: Who has your money?

Quote:
Originally Posted by lazyday
Do they have good rates on money market sweep? (If this is a brokerage account.) Their 0$/3$/10$ trades, including mutual funds, is tempting.
The sweep is into WFLXX, so pays 4.6+% I consider that good, but Vanguard's VMMXX is great. Currently, all our new investments are made in our WF brokerage account.
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Re: Who has your money?
Old 01-18-2007, 10:14 PM   #23
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Re: Who has your money?

Wells Fargo for brokerage (I'm happy with those $3 trades), Vanguard for mutual funds, and along the lines of Uncle Mick I have a collection of DRIP accounts. 401ks are with Fidelity for him and American Funds for moi.

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Re: Who has your money?
Old 01-18-2007, 10:58 PM   #24
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Re: Who has your money?

Quote:
Originally Posted by LOL!
The sweep is into WFLXX, so pays 4.6+%
Good enough for me, since would usually just be for a few days at a time. Longer term, could just buy a Vanguard bond fund, or an ETF like SHY.
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Re: Who has your money?
Old 01-19-2007, 08:06 AM   #25
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Re: Who has your money?

Fidelity for my investments; Schwab for inherited funds. They were with Schwab when we got them and we are pulling bits as it grows, keeping the balance stable for now. Current 401b, not in poll is, with TRowe.
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Re: Who has your money?
Old 01-19-2007, 05:33 PM   #26
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Re: Who has your money?

No American Funds? I'm surprised.
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Re: Who has your money?
Old 01-19-2007, 06:13 PM   #27
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Re: Who has your money?

I have 100% of my Roth and IRA RO as well as our joint accounts at Vanguard. DW has all of her stuff (Roth, IRA RO, 403(b) @ USAA S&P 500.) When she retires in May I hope to convince her to move it to Vangurad also. This used to a a pretty small part of our AA, but now represents about 10%.
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Re: Who has your money?
Old 01-19-2007, 06:45 PM   #28
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Re: Who has your money?

My Roth IRA is at fidelity. I have a few DRIPS at Computershare, Bank of New York and Mellon Investors.

Otherwise at this stage of my career/life i seem to have taken a draw on my retirement and so the federal government is holding some of my assets. (read: student loans give me a negative networth at this point in my life)
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Re: Who has your money?
Old 01-19-2007, 07:04 PM   #29
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Re: Who has your money?

Quote:
Originally Posted by Arc
No American Funds? I'm surprised.
I am surprised as well. I guess that American funds would fall under "Other LOAD fund family" or one of the two other broker items, but those are not getting alot of hits. Or perhaps that folks with American funds are not hanging around this message board because they are not much into do-it-yourself?

I'm also surprised at the relatively low showing of TRowePrice in this poll.
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Re: Who has your money?
Old 01-19-2007, 08:06 PM   #30
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Re: Who has your money?

Our retirement funds are in 4 accounts:

1- TSP
2- TRP
3- D&C
4- Bridgeway

We consolidated many accounts into TRP last year (from 8 accounts down to the above 4). Unfortunately, Bridgeway funds are not available thru TRP and D&C funds are transaction fee funds.

Also surprised that TRP's % is so low in the poll thus far. We've been very happy with TRP.

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Re: Who has your money?
Old 01-19-2007, 08:19 PM   #31
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Re: Who has your money?

T. Rowe-Price

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Local Financial Institutions
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Re: Who has your money?
Old 01-19-2007, 08:27 PM   #32
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Re: Who has your money?

These are all the brokerage accounts I have: Schwab (96% of my stash), Fidelity, and T. Rowe Price. Washington Mutual Savings Bank for my checking/savings account.

In the Fidelity account, I only hold Fidelity funds. In the T. Rowe Price account, I only hold T. Rowe Price funds. But in the Schwab account, I hold many different mutual funds and ETFs that come under the umbrella of other major companies such as Oakmark, Vanguard, Matthews, Janus, American Century, Baron, Wisdom Tree, Credit Suisse, Harding Loevner, Powershares, I-Shares, Excelsior, Artisan, Ariel, Buffalo, Hennessey, Vornado, Credit Suisse, and DWS (formerly Scudder). So, I guess you can say these people also have my money? I think I need to start pruning my portfolio as "deworsification" may be setting in.
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Re: Who has your money?
Old 01-20-2007, 12:17 AM   #33
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Re: Who has your money?


Here is something strange.

I just opened a CD and checking account at a new bank.

The next day I get this email wanting me to click the link
and enter my account and pin number to sign up for
online banking.

NOTTT !

So, I forward this email to the bank's fraud department
and they answer, yes, the email is a fraud and not to
answer it. Then a few days later I get another email telling
me without clicking the link and signing up I can not get
on line banking. So I sent it on to the bank's fraud dept
and again I get a response that indeed it is a fraud email...
not to answer it. Today, I get a third "fraud" email telling
me this is my last chance to sign up for on line banking !

It seems odd these fraud emails would begin arriving the
next day after I open my account ?

But no way am I clicking any links in emails... in fact, after
the CD expires, I am closing all association with the bank...
something is just not right



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Re: Who has your money?
Old 01-20-2007, 08:17 AM   #34
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Re: Who has your money?

Quote:
Originally Posted by Helena
It seems odd these fraud emails would begin arriving the
next day after I open my account ?

But no way am I clicking any links in emails... in fact, after
the CD expires, I am closing all association with the bank...
something is just not right
Hmmm. I would be even more suspicious that something is going on at my end of the connection than at the bank. After opening your account did you do ANYTHING on your computer that involved typing the name of the bank or going to the bank's Web site? If so, it could be a trojan of some sort, or even something as simple as adware trackers reporting back to an evil mothership.
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Re: Who has your money?
Old 01-20-2007, 10:34 AM   #35
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Re: Who has your money?

Quote:
Originally Posted by donheff

After opening your account did you do ANYTHING on your computer
that involved typing the name of the bank or going to the bank's Web site?
nope


Another thing I thought was odd.

While at the bank, the bank clerk
asked me what pin number I wanted.

Always before, a bank would have me
punch the number in myself, so even the
bank clerk didn't know what it was. So,
I told the bank clerk I wanted to punch it
in myself and I did.



Quote:
Originally Posted by donheff

...it could be a trojan of some sort, or even something as simple as adware trackers
reporting back to an evil mothership.


Beware of Greeks... or Trojans

Well.... the bank clerk did mention a forthcoming trip to Russia 8)

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Re: Who has your money?
Old 01-20-2007, 11:20 AM   #36
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Re: Who has your money?

DW and I consolidated all with Vanguard in 2006 and use the linked webpage for 401k's that cannot be moved. We are very happy with the page which allows us to see, organize and allocate our financial assets. We also got a free financial plan from Vanguard that we implemented and like. The security seems fine.
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Re: Who has your money?
Old 01-20-2007, 04:37 PM   #37
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Re: Who has your money?

Quote:
Originally Posted by Helena
nope
Beware of Greeks... or Trojans
With on-line banking it is beware of Geeks planting Trojans ...

My order of accounts are:

1. Vanguard (my IRA + our joint after-tax savings)
2. Fidelity (DW IRA's)
3. Bank & Treasury Durect
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Re: Who has your money?
Old 01-20-2007, 06:44 PM   #38
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Re: Who has your money?

Schwab has 98% of my money. I did open accounts with Fidelity and TDameritrade in order to get 23,000 united miles and check out their offering. For my mom's money Vanguard and Schwab were the two I ended up consolidating.

If I was starting from scratch and was doing a fair amount of purchasing of individual stock trading. I think both Schwab and Fidelity are good choices. But for a mutual fund investor, Vanguard is just so much cheaper than the competition, it is really the best.
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Re: Who has your money?
Old 01-22-2007, 09:12 PM   #39
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Re: Who has your money?

Thanks everyone who responded! Over 200 respondents have voted.

60% of respondentsdo business with Vanguard
30% of respondents do business with Fidelity
Full service brokers get more business than TRowePrice.
Schwab is the leading discount broker with TDAmeritrade in second place.
About 5% of respondents have assets at a load fund family.

We need to find at least one person's money for them.
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