martyp
Thinks s/he gets paid by the post
At the time of my ER I noticed that there were three major reasons why others my age couldn't ER too. One is that they just weren't mentally ready for it but that doesn't pertain to this thread. The other was that they had bought a house recently and had a huge mortgage to pay for a long time to come. The third was that they had a young child still in the house. Either these people were not economically literate enough to think about their housing and family planning choices late in life or they decided that these choices/purchases were worth the extra years of w*rk. The trend to get married and have a family later in life is not only a factor in young people's lives. I've seen quite a bit of it in my own generation happening to people who divorced and remarried and were starting over again. The same economic principals apply but in a scenario we didn't contemplate when I was younger.