A few years ago my reply would have been much different than the one I’m about to write. In years past, my reply would have been full of reasons why some people are poor and why I, due to some heroic effort of my own, am not. I would’ve blamed them for making poor choices or for being stupid or lazy, etc. and I would’ve certainly patted myself on the back for not making some of those bad decisions that lead to becoming poor.
After much reflection, luck, more than anything else, has played a major part in my NOT being poor. I have two siblings and both of them, it seems, have not been as lucky. None of us hit the “ovarian lottery” but as I age, I find that I’ve hit a few, more important lotteries that have enabled me to attain what financial success I’ve been fortunate enough to attain. I’ve hit the intelligence lottery, which has enabled me to make rational choices and think through decisions I make and the consequences of those decisions. This is especially helpful when making decisions that affect my long-term goals such as retirement. Additionally, I’ve hit the powerball when it comes to the spouse lottery. DW is the main reason why I am who I am today. I’ll just say that without her, my life would be much different. And not for the better. There are a number of other minor lotteries I’ve matched up a number or two on along the way. But, to save space, I’ll leave those out.
So, I’ve learned that I’m not nearly as great as I once thought I was. It was nice to think of myself as some sort of superman but those thoughts were clearly misguided. I’m just thankful that I’ve been as fortunate as I’ve been. I just hope my good fortune continues.
Yes I attributed my success to myself entirely until I realized that much of it was circumstance.
Luck is not enough by itself though. You have to make good decisions. Good decisions are not enough by themselves either. You have to have luck also.
The ego gets smaller as you get older.