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Old 01-06-2012, 05:06 PM   #21
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Originally Posted by sailor View Post
They are also plans which I considered best of both worlds.
Few funds + full brokerage option. Check if your provider offers one.
Schwab calls it Personal Choice Retirement Account, I don't remember what's Fidelity name for this feature inside 401k.
It basically allows you to treat use your 401k as a brokerage account having access to all stocks & mutual funds available. I use it to buy ETFs inside my 401k.
I think Fidelity simply refers to it as a "non-prototype."

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Old 01-07-2012, 06:56 PM   #22
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Join Date: Sep 2008
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My co now offers a brokerage account option outside of the co. Funny thing is now that I can buy any ind stock bond or fund, I Only have the one. 100% into VTTVX.
That's after 28 yrs of screwing around with 10-50 fund options and 3 yrs of being able to buy everything out there.

My brokerage acct went from Hewitt to Schwab on 1/3/12

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