I saw on another thread that some folks would say that after tax $$ in a tradional IRA is not always a good idea? However, none of those folks ever spoke up and gave a reason why.
I max out 401k and my income exceeds limits for ROTH, so I still place my annual limit into my trad IRA, figuring $$ still grows tax deferred and there are never any taxable events on divs, cap gains or realized gains...
So why would people recommend not funding this vehicle with after tax $$ once 401k has been fully funded?
Thanks for the help
I max out 401k and my income exceeds limits for ROTH, so I still place my annual limit into my trad IRA, figuring $$ still grows tax deferred and there are never any taxable events on divs, cap gains or realized gains...
So why would people recommend not funding this vehicle with after tax $$ once 401k has been fully funded?
Thanks for the help