After my DW inherited some money from her parent's estate I suggested she should quit her job with the school system if she would like. She has been there 13 years and is now 49. Of course she was happy with this prospect, my plans are to retire at 55, I am now 48. Recently she learned that if she works a total of 15 years for the school system, she can retire at age 55 with medical benefits in addition to her pension. This is really almost too good to pass up. Now the challenge is to keep her motivated to get up at 4:45 AM for the next five years. One additional benefit she has in this job is being off for the summer in addition to a week in the fall and spring and two weeks at Christmas. Now that I think of it, maybe I can retire even earlier now if I'm not paying $1200/mo. for medical insurance. Hhhmmmm..... maybe I'll keep her now.