Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
Re: Yahoo "Finance Quiz"
Old 06-15-2004, 09:30 AM   #241
 
Posts: n/a
Re: Yahoo "Finance Quiz"

Having lurked on retirement planning boards for quite awhile, I have have 2 recurring questions -
why is past return data used but not past investment costs? and why is past foreign data not included? Past commissions were higher, and surely in the past some investor in the U.S. owned a few failed Argentine bonds. The more academic articles I read, the lower past average returns seem to fall.


(and its hard to use dryer sheets on my clothesline)
__________________
  Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Re: Yahoo "Finance Quiz"
Old 06-15-2004, 09:45 AM   #242
 
Posts: n/a
Re: Yahoo "Finance Quiz"

Quote:
why is past return data used but not past investment costs? and why is past foreign data not included? Past commissions were higher, and surely in the past some investor in the U.S. owned a few failed Argentine bonds. The more academic articles I read, the lower past average returns seem to fall.
I believe that the reason Foreign Data is not included is that it is simply not available in the same accurate form that the US data is.

As far as investment costs. FIRECalc will let you plug in any investment costs that you would like and see if your portfolio would have survived in past periods.

Have you tried FIRECalc yet?
__________________
  Reply With Quote
Re: Yahoo "Finance Quiz"
Old 06-15-2004, 11:56 AM   #243
 
Posts: n/a
Re: Yahoo "Finance Quiz"

I've played with Firecalc some in the past.

Dimson, Marsh and Staunton have done some studies of international investment returns. If I was to use the Belgian average, we'd be talking about that sizzling 2% past real stock return before expenses (not the U.S. 6-7%).

I have been suprised at how high past investment costs were estimated to be, up to 2% of stock return and 1% of bond return.

I've come to suspect that in the past, an average investor in the U.S. made about 3% real return from a mixed stock, bond portfolio after expenses (tax deferred) while saving, and close to 0% after taxes while spending.

Its interesting that studies of brokerage accounts show average results in the 3% range.


__________________
  Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Yahoo Finance's new charting feature. Ed_The_Gypsy FIRE and Money 4 12-29-2006 01:00 PM
Help me save yahoo finance... laurence Young Dreamers 103 10-31-2006 03:01 PM
Amazon, yahoo, google threaten ebays business cute fuzzy bunny Other topics 0 06-22-2005 06:01 PM
Form a Yahoo! Group to share Excel/other files? MooreBonds Other topics 1 12-19-2004 09:36 AM
"The True Happiness Growth Quiz" Nords Life after FIRE 6 12-16-2004 04:14 PM

 

 
All times are GMT -6. The time now is 10:59 PM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.