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Old 11-18-2009, 03:18 PM   #21
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Never Ever Retire Dirtpoor......
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Old 11-18-2009, 04:01 PM   #22
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You do mental math gymnastics during staff meetings figuring dist rates and portfolio size increases on a monthly basis.

Terms like 72T make sense to you!
I did this one. I also calculated how many additional days travel could be funded by one additional day's w*rk. Other people thought I was really studying the handouts.

I also watched my clothes shopping -- didn't want to end up with a bunch of new stuff that was only appropriate for w*rk.
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Old 11-18-2009, 04:05 PM   #23
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I did this one. I also calculated how many additional days travel could be funded by one additional day's w*rk. Other people thought I was really studying the handouts.
That's the neat thing. If someone walking past your cubicle sees you working on a spreadsheet, they just assume you're being a good w*rker bee, not plotting your escape.
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Old 11-18-2009, 04:07 PM   #24
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You spend several years tracking every penny of income and outgo, and rerun your retirement benefits at least once a week.
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Old 11-18-2009, 04:12 PM   #25
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You run retirement calculators to see if you can retire....even after you have been retired for 10 yrs.
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Old 11-18-2009, 05:58 PM   #26
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When your DW(DH, DH2B in Freebird's case, SO, etc) think that your calculator and spreadsheets are your hobby...

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Old 11-18-2009, 06:43 PM   #27
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When friends ask, "what do you do all day?" and you can only stare blankly because you wonder how you can be so busy while your "to-do" just seems to grow.

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Old 11-18-2009, 07:14 PM   #28
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... when you contribute to a thread called "You know you're an ER nerd when..." on a board called the Early Retirement Forum.
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Old 11-18-2009, 08:41 PM   #29
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Love this! Guess I'm an ER nerd all the way. Today I not only updated my spreadsheets but hit Costco for food, coffee, and kitty litter
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Old 11-18-2009, 08:51 PM   #30
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When your DW(DH, DH2B in Freebird's case, SO, etc) think that your calculator and spreadsheets are your hobby...

You mean they're not?
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Old 11-18-2009, 10:23 PM   #31
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... when you contribute to a thread called "You know you're an ER nerd when..." on a board called the Early Retirement Forum.
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Old 11-18-2009, 10:53 PM   #32
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when your expense "budget" has a spot on the spreadsheet labelled toothpaste.
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Old 11-18-2009, 11:27 PM   #33
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Never met any ER Nerds, but I do know of an ER Nords
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Old 11-19-2009, 05:15 AM   #34
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...when you log into the FIRE boards at 6 am before you go to the office, which is where, everyday around 10 am, instead of taking a smoke break, you whip out the ER spreadsheet, and get high off the "possibility". It's a drug that gets me through the day. Great therapy thread for those of us still imprisoned...
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Old 11-19-2009, 05:53 AM   #35
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You run retirement calculators to see if you can retire....even after you have been retired for 10 yrs.

LOL I am so guilty of this.
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Old 11-19-2009, 08:47 AM   #36
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Not only that, but one of the major mysteries of the universe to me is why everyone isn't obsessed with ER!
For the same reason everyone isn't a golfer -- can't handle the pace.
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Old 11-19-2009, 09:21 AM   #37
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Not only that, but one of the major mysteries of the universe to me is why everyone isn't obsessed with ER! Maybe that's indicative of ernerdness as well.
Because they are woefully confused by the term delayed gratification in thinking it means wait until the Sat shopping trip and put it on the card. This is just not in the vocabulary of so many drones. Yet, it is nice to hope they will stay working longer and hopefully shore up SS.
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Old 11-19-2009, 10:50 AM   #38
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You know your an ER nerd when ... you start identifying with Wally in the Dilbert cartoon.

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Old 11-20-2009, 10:28 AM   #39
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....you have firecalc bookmarked and visit it on a regular basis

....you have to move all the "retire early" investment books out of your bookshelf because you are hosting the office party

....you find yourself correcting people in the office when they talk about the company retirement plan
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Old 11-20-2009, 11:34 AM   #40
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When you are the GO TO Person for the 457 and retirement plan and not even in management at all. I try to promote and help fellow employees to save but it falls on deaf ears for the most part. I'm an electrician for god sake !!! Well, for the next 35 or so days, anyway.
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