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Old 12-31-2013, 08:23 PM   #21
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19.8% total return. Very pleased.
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Old 12-31-2013, 08:33 PM   #22
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Vanguard says 11% on the Roths. Not sure yet about my TSP but should be around 20% or so. I'll know shortly...
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Old 12-31-2013, 08:35 PM   #23
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Just about all of my numbers are in, with the exception of my old 401k from Boeing, but that won't move by more than maybe $100. I'm up about 23.1% for the year.

Probably would have done better, except for a few factors.

1) Throughout the year, I started selling off a bit here and there as we hit new highs, and used the money to pay down the mortgage. On one hand, I knocked the mortgage balance down by about 1/4, but on the other hand, taking that money off the table kept it from making even more.

2) I took a bit of a hit with some REITs (NLY and AGNC) and a gold fund (GGN).

3) I've been dollar-cost-averaging into my 401k and Roth over the year, so that will bring the overall average down, as more recent investments haven't appreciated as much as those made earlier in the year.

So, I'm gonna say it. Weeeee!
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Old 12-31-2013, 08:37 PM   #24
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Only one member is permitted to say that word . . . and she has been warned.
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Old 12-31-2013, 09:02 PM   #25
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Probably ~ 12% haven't exactly calculated across accounts but 50% international (lots of EWX and VWO), 15% REIT and a fair bit of cash hurt (No bonds) :-(
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Old 12-31-2013, 09:04 PM   #26
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How about Wheeee-Doggies then? (Sorry, caught "The Beverly Hillbillies" this morning so it was on my mind...)
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Old 12-31-2013, 09:31 PM   #27
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25% with a 50 / 50 portfolio. Happy New Year to all !
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Old 12-31-2013, 09:31 PM   #28
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Only one member is permitted to say that word . . . and she has been warned.
She already said it on another thread. At least she waited until after the market close to say it loud.
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Old 12-31-2013, 09:35 PM   #29
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25% with a 50 / 50 portfolio. Happy New Year to all !
Did you let some additions creep in there? A 50/50 portfolio probably couldn't have done better than 20% even if you had 50% DODGX and 50% cash. In other words - you would have had to have a 50% gain on the equity half of your portfolio to gain 25% overall.
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Old 12-31-2013, 09:40 PM   #30
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15.5% so far, with a few distributions still straggling in until Jan 2. No bond allocation, but quite a bit of cash and tons of international equities.
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Old 12-31-2013, 10:21 PM   #31
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Our return is about 12.5% which seems low compared to others, but we only have about 28% of the portfolio in US stocks which was the place to be in 2013.
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Old 12-31-2013, 10:26 PM   #32
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Our return is about 12.5% which seems low compared to others, but we only have about 28% of the portfolio in US stocks which was the place to be in 2013.
Yes - the allocation determines most of the return. But a 50/50 allocation with 50% in S&P500 and breaking even for FI would have seen a 16.4% return, so you aren't that low.
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Old 12-31-2013, 10:32 PM   #33
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Our return is about 12.5% which seems low compared to others, but we only have about 28% of the portfolio in US stocks which was the place to be in 2013.
Excellent return for a conservative allocation.
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Old 12-31-2013, 10:59 PM   #34
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What? Nobody was invested in intermediate-term bonds and emerging markets this year? The bond index was down about 2% and the emerging markets index was down more than 5%.
a little less than 17% (51-29-20; now 60.5-25-15)
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Old 12-31-2013, 11:17 PM   #35
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I ended up with 17.2%. I had stock and cash, no bonds.

While I trail the s/p by 12%, I have no regrets. When I got to 15%, I decided that I did not need the risk and moved a lot of money from stocks to cash. Thus I missed a lot of the gains of the last few months.

My retirement budget was based on getting a minimum of 3% per year, so I basically got 5 years worth of profits. I can afford to be very conservative for a while.
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Old 12-31-2013, 11:20 PM   #36
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18.1% on 65/35
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Old 01-01-2014, 07:15 AM   #37
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13.51 last year'portfolio vs this year's. About 16 if I take expenses out of the picture and look at growth of the remaining portfolio.
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Old 01-01-2014, 07:43 AM   #38
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17.1%.....

A damn site better than .01% at the local bank!!!!!

I'm happy!!!....

I LIKED 2013!!!!!!

Please may we have another year like this last one thank you!!!!
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Old 01-01-2014, 08:27 AM   #39
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16% on 60/30/10 AA. Let's all hope for the same in 2014.
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Old 01-01-2014, 08:47 AM   #40
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Vanguard says 15.8% 62/32/5, cash is high, but I have my 2 years living expenses already.

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