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Old 01-01-2014, 06:52 PM   #81
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IRR of 19.8% on a 100% individual stock portfolio. I am satisfied with it - nice dividend and earnings increases all around - and I often trail the market in big up years since the stocks I invest in tend to move around a bit less than the market as a whole.
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Old 01-01-2014, 07:14 PM   #82
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A good year.
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Old 01-01-2014, 07:23 PM   #83
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Vangaurd Site has it as 13.9% for a 50/50 Portfolio, I balanced once when the Asset Allocation had creeped up to 55/45.

In addition the CDs about 10% of the total value would have brought down the total returns I guess to about 11% or so.

I am happy with the return, no changes in the portfolio predicted for 2014, at this point in life it does not matter if the investments do not make a killing, but losing any of what I have accumulated will hurt.
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Old 01-01-2014, 08:32 PM   #84
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15.02% ytd.
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Old 01-01-2014, 08:44 PM   #85
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19%, but that includes home equity. (My area appreciated around 28%.) It's sort of a rough estimate because I look at the change in net worth, not strict investment returns so I did a calculation that was:

((End of 2013 net worth) - (2013 Income) + (2013 Spending) - (End of 2012 net worth)) / (End of 2012 net worth) = 19%

My actual investment allocation is 50/50, but the 50% in fixed is mostly very high yield private money lending at 10%+.
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Old 01-01-2014, 09:03 PM   #86
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16.09% overall for us. 0.16% for my bond funds. 29.03% for my stock funds.

Domestic equities outperformed international. High yield bond returns helped offset slight losses on investment grade bond funds.
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Old 01-01-2014, 09:40 PM   #87
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Four funds:

401(k)
FFTHX: 18.19%
FBALX: 18.24%
PTTDX: -1.23%

Roth
PRNHX: 44.68%
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Old 01-01-2014, 10:04 PM   #88
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Quote:
Originally Posted by Spanky View Post
15.02% ytd.
The year is over, my friend, and the book is closed for 2013.
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Old 01-02-2014, 12:00 AM   #89
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401K did 27.7% in 2013 according to VG at 86.4%/13.6%/0% and that makes me very happy.
Portfolio allocated to VWENX (38.97%), VHCAX (20.23%), VWILX (20.10%) and VEXRX (20.70%).
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Old 01-02-2014, 05:00 AM   #90
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32.2% Didn't realize the market had done so well until yesterday. I figured out the end of year net worth statement. Compare to 2012's net worth statement was quite the shock. Need a few more shocks like this.
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Old 01-02-2014, 05:44 AM   #91
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per Vanguard, 8% for a 30/70 AA for 1 year personal return

my chicken feathers are happy
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Old 01-02-2014, 08:35 AM   #92
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6.07% after living expense distributions; I'm very conservative and continue to hold a high % in cash waiting for a correction.
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Old 01-02-2014, 08:47 AM   #93
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38% with only dividends used to purchase more shares, no out of pocket money added for the year. Also, dividend income grew 12.2%, which to me is just as important. Only made one sell trade (E) all year.
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Old 01-02-2014, 09:20 AM   #94
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XIRR doesn't like me, Vanguard says 23.8%. My back-of-the-envelope is 23.79%.

My equation = [(end value - 1/2 * additions) / (begin value + 1/2 * additions)] - 1 * 100

I like these threads. Forces me to calculate it until I can find the performance tab in Vanguard, and record it in this thread for posterity.

50/50: VTSAX - Vanguard Total Stock Market Index Fund Admiral Shares and VFWAX - Vanguard FTSE All-World ex-US Index Fund Admiral. This is just for my Roth.

Haven't seen the statement from DW's and my 457's, similar to Vanguard LifeStrategy Growth Fund (VASGX), which was 21.2% without adjusting for contributions or different ER's.


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Old 01-02-2014, 10:03 AM   #95
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At least I beat inflation.
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Old 01-02-2014, 10:05 AM   #96
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9.12% after tax return on 35/55/10 AA

Also, annuitized 10% of portfolio at an 8% rate and am very happy about that.
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Old 01-02-2014, 10:13 AM   #97
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The last three years have been great for us. We had 85 percent in cash prior to the crash (cashed out options and decided to hold cash for a while). Moved to 50/60 percent equities over the past three years. All under professional management with conservative outlook.

The real bonus has been significant increases vis a vis the rate of inflation over the past three years. It has made a significant difference to the real value of our accounts.
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Old 01-02-2014, 11:21 AM   #98
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Our AA is 50/40/10. Mostly with Vanguard. Our return was approx. 13%. But more importantly, our net worth (excluding home equity) increased 10%.
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Old 01-02-2014, 04:41 PM   #99
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Here's the really weird thing. My net worth has increased 40% over the last two years (since I retired) compared to 32% over the last two years that I worked (and was still saving and investing for retirement).

I knew I should have retired earlier!!
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Old 01-02-2014, 06:00 PM   #100
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According to the Morningstar portfolio manager, our personal returns on a 60/40 portfolio was 24+ percent. That would be a little low, as it did not consider returns from some of the FI holdings not in bonds, but that's close enough for government work...
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