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View Poll Results: How much do you pay for health insurance
I have Medicare - above 65 0 0%
ERed with NO insurance 0 0%
I didn't FIRE 4 8.33%
$0/mo/person - Have free insurance 1 2.08%
<$100/mo/person 6 12.50%
$100-$200/mo/person 12 25.00%
$200-$300/mo/person 9 18.75%
$300-$400/mo/person 8 16.67%
>$400/mo/person 8 16.67%
Voters: 48. You may not vote on this poll

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Re: Your health insurance premiums?
Old 05-11-2006, 06:56 PM   #21
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Re: Your health insurance premiums?

http://www.healthinsuranceinfo.net/ doesn't have info on California. Does any know the following about California:

If you are HIPAA eligible (no gaps in coverage) can a private insurance plan (e.g. something from http://www.ehealthinsurance.com/) say they won't cover preexisting conditions? I read the plan materials for one Blue Cross plan I was interested in. They said that the 6 month waiting period on preexisting conditions does not apply if I can use my HIPAA certificate for credit (which I can). But what I wonder about is whether they will simply offer me a plan with my preexisting conditions named and excluded.

I've read that this is a common thing to have happen... you submit your application listing preexisting conditions, and get back a response saying you are eligible for coverage but those conditions you listed are excluded. I know in some states they can't do that, but I'm not sure about CA.

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Re: Your health insurance premiums?
Old 05-11-2006, 07:04 PM   #22
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Re: Your health insurance premiums?

Quote:
Originally Posted by free4now
http://www.healthinsuranceinfo.net/ doesn't have info on California.
The site does have summary information on CA. Click on the "Summary of Key Consumer Protections..." link on the right side of the screen.

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Re: Your health insurance premiums?
Old 05-12-2006, 03:43 AM   #23
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Re: Your health insurance premiums?

Thanks for that, REWahoo.

Looks like California doesn't allow "elimination riders".
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Re: Your health insurance premiums?
Old 05-12-2006, 05:33 AM   #24
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Re: Your health insurance premiums?

DW and I pay 525/mo in SC for BC/BS individual, high deductible major medical policies. No drug coverage, or coverage for routine office visits/tests. If you're not height/weight proportionate, you have zero chance of getting covered by these people. I dropped 25 lbs on a high protein/low carb diet 2 yrs before I ER'd....glad I did.
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Re: Your health insurance premiums?
Old 05-12-2006, 07:55 AM   #25
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Re: Your health insurance premiums?

Quote:
Originally Posted by markplus4
DW and I pay 525/mo in SC for BC/BS individual, high deductible major medical policies.* No drug coverage, or coverage for routine office visits/tests.* If you're not height/weight proportionate, you have zero chance of getting covered by these people.* * I dropped 25 lbs on a high protein/low carb diet 2 yrs before I ER'd....glad I did.

s there a chart anywhere that you know of that determines height weight proportionateneed to be to keep insurance companies happy?

Thanks,

Wally
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Re: Your health insurance premiums?
Old 05-12-2006, 08:25 PM   #26
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Re: Your health insurance premiums?

Probably any insurance agent could tell you.
Here a link somewhat related with a BMI indicator.
http://www.eufic.org/en/quickfacts/obesity.htm
Over 30 you might pay a lot more than under? (a guess on my part)
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