Join Early Retirement Today
Reply
 
Thread Tools Display Modes
Old 11-03-2008, 06:36 PM   #81
Administrator
Gumby's Avatar
 
Join Date: Apr 2006
Posts: 22,923
Quote:
Originally Posted by saluki9 View Post
Chicago area

2500sq ft on 3/10 acre with two car garage

$2,401 P&I
$725 Taxes
$74 Insurance
$21 Garbage
$95 Electric
$100 Nat Gas

$3416 Total
Finally, someone who knows the real joy of property taxes.
__________________
Living an analog life in the Digital Age.
Gumby is online now   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 11-03-2008, 06:48 PM   #82
Thinks s/he gets paid by the post
 
Join Date: Oct 2005
Posts: 4,898
1200 sq ft townhome in Colorado

160 HOA fee
65 average heating and cooling
30 water
65 Cable Internet and TV, basic
25 home insurance
110 property tax

455 Total expenses
Zoocat is offline   Reply With Quote
Old 11-03-2008, 06:48 PM   #83
Thinks s/he gets paid by the post
 
Join Date: Oct 2006
Posts: 1,074
Quote:
Originally Posted by Gumby View Post
Finally, someone who knows the real joy of property taxes.
How about this couple who moved back to Brooklyn from Maplewood, NJ, where they were paying around $23K in property taxes, annually. http://www.nytimes.com/2008/11/02/re...te/02hunt.html
__________________
Someday this war's gonna end . . .
ChrisC is offline   Reply With Quote
Old 11-03-2008, 06:53 PM   #84
Full time employment: Posting here.
CCdaCE's Avatar
 
Join Date: Apr 2006
Posts: 897
1500 SF two level, plus 860 unfinished basement. Bought in '04 for $117-ish. Appraised at $145-ish now. One stall garage. Built in '49. Eastern ND.

$626 for P&I
$382 for Fire Insur., PMI, Prop. Tax. (all lumped into escrow'd)
$55 for water, sewer, garbage, mosquito spraying city-wide, other BS.
$110 for Cable, broadband, landline.
$50 for cell.
$120 in summer for electricity, A/C, hot water. Max of about 300 for this including winter heat.

Total = $1,343 to 1,523 per month.

Sheesh, and before this I was only payin' $475 for a 2 bed appt. with a 1 stall garage. The lack of room was gettin' to me/us.

-CC
__________________
"There's those thinkin' more or less, less is more, but if less is more, how you keepin' score?
It means for every point you make, your level drops. Kinda like you're startin' from the top..." "Society" - Eddie Vedder
CCdaCE is offline   Reply With Quote
Old 11-03-2008, 07:26 PM   #85
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Gone4Good's Avatar
 
Join Date: Sep 2005
Posts: 5,381
Just learned my property taxes are going up 47%.

Boy that blows.
Gone4Good is offline   Reply With Quote
Old 11-03-2008, 08:32 PM   #86
Thinks s/he gets paid by the post
 
Join Date: Jul 2007
Location: St. Louis
Posts: 1,563
Quote:
Originally Posted by . . . Yrs to Go View Post
Just learned my property taxes are going up 47%.

Boy that blows.
WOW! What state is that?
FANOFJESUS is offline   Reply With Quote
Old 11-03-2008, 10:46 PM   #87
Recycles dryer sheets
knucklehead 61's Avatar
 
Join Date: Nov 2008
Posts: 169
i only know the rough numbers, i make the money but DW writes the checks.
$4,000 mortgage
$1,083 prop tax
$125 ins.
$125 gas & electric
$100 phone, cable, dsl
$75 water
so $5,508 minimum per month

not counting any of the 6 other mortgages, prop taxes, ins., prop. mgt., etc. for the rentals!
knucklehead 61 is offline   Reply With Quote
Old 11-03-2008, 10:53 PM   #88
Full time employment: Posting here.
old woman's Avatar
 
Join Date: Dec 2005
Posts: 567
Mortgage interest 900
Mortgage principal 600
Taxes and ins 350
Utilities cable etc 400
Total 2250
1640 sf brick home with 1250 sf basement on .62 acres with 1760 sf garage and 2 car carport.
14 years of mortgage payments left but I will sell it sooner.
old woman is offline   Reply With Quote
Old 11-04-2008, 08:10 AM   #89
Recycles dryer sheets
 
Join Date: Apr 2008
Posts: 173
1800 square foot two-story house in California.

Property taxes (under prop 13): 102
Water/sewer: 101
Snow removal (road, not driveway
and averaged out all year): 51
House insurance: 188
(Building costs here are - still - around $350-400 square foot)
Electricity (with 100% wood heat): 140
Phone/DSL: 62
Satellite TV: 28

MOnthly total: $672
SkisALot is offline   Reply With Quote
Old 11-04-2008, 04:34 PM   #90
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Gone4Good's Avatar
 
Join Date: Sep 2005
Posts: 5,381
Quote:
Originally Posted by rec7 View Post
WOW! What state is that?
The People's Republic of New Jersey. And unfortunately, it's not just a large percentage on a small base . . . taxes were already high. I think I'm going to be paying like $7.66 per square foot in property taxes each year.
Gone4Good is offline   Reply With Quote
Old 11-04-2008, 05:13 PM   #91
Full time employment: Posting here.
GoodSense's Avatar
 
Join Date: Jul 2007
Posts: 678
1,600 s.f. townhome in mid-large midwestern city

Mortgage (P&I) - $1,050
Property Taxes - $200
Assn. dues - $175
Gas/electricity - $100 (avg - higher in winter)
internet/cable - $75
water/sewer - $10 (Not a fan of showers in our household)
Insurance - $35
cell phones - $85 (This could hardly be considered a housing cost)

Total - $1,730
GoodSense is offline   Reply With Quote
Old 11-04-2008, 05:24 PM   #92
Thinks s/he gets paid by the post
 
Join Date: Jul 2007
Location: St. Louis
Posts: 1,563
Quote:
Originally Posted by . . . Yrs to Go View Post
The People's Republic of New Jersey. And unfortunately, it's not just a large percentage on a small base . . . taxes were already high. I think I'm going to be paying like $7.66 per square foot in property taxes each year.
WOW if my home is Missouri were in NJ I would be paying 11,873 instead of 1700. I know you are going to laugh at this but I think my taxes are high in Missouri. I guess I am a cheapskate at heart.
FANOFJESUS is offline   Reply With Quote
Old 11-04-2008, 08:02 PM   #93
Recycles dryer sheets
knucklehead 61's Avatar
 
Join Date: Nov 2008
Posts: 169
when i retire we will move to our home in Cottage Grove, Oregon.
1612 sq. ft. house
2300 sq. ft. barn
1348 sq. ft. shop
11.5 acres

$1858 mortgage (5.5% 30 yr. fixed)
$120 prop tax
$48 insurance
no water or sewer bills (has well & septic)
$150 electric (a guess, as it is currently a rental)
$150 phone/cable/dsl (again a guess)

$2326 / mo. well under half the cost of our current home in California!
plus they all speak English in Oregon!!! i can't wait!!!
knucklehead 61 is offline   Reply With Quote
Old 11-04-2008, 08:15 PM   #94
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Mar 2003
Posts: 18,085
1800 sq ft house in NJ with no garage and an unfinished basement. Total non-mortgage expense is about $1250/month, of which just over $700 is real estate taxes. Plus an $1833 mortgage payment, 10 years left at 4.99%.
__________________
"All animals are equal, but some animals are more equal than others."

- George Orwell

Ezekiel 23:20
brewer12345 is offline   Reply With Quote
Old 11-04-2008, 08:27 PM   #95
Gone but not forgotten
 
Join Date: Jan 2007
Location: Sarasota,fl.
Posts: 11,447
Quote:
Originally Posted by brewer12345 View Post
1800 sq ft house in NJ with no garage and an unfinished basement. Total non-mortgage expense is about $1250/month, of which just over $700 is real estate taxes. Plus an $1833 mortgage payment, 10 years left at 4.99%.

I feel your pain as a former NJ resident .. I paid $300 a month in 1994 for a 1600 sq.ft home with a basement in Rockaway ,N.J. . I now pay $400 a month for a 3600 sq.ft home with a pool and a dock on Sarasota bay and I still think it is too high.
Moemg is offline   Reply With Quote
Old 11-04-2008, 08:33 PM   #96
Thinks s/he gets paid by the post
73ss454's Avatar
 
Join Date: Oct 2004
Location: LaLa Land
Posts: 4,693
Quote:
Originally Posted by Moemg View Post
I feel your pain as a former NJ resident .. I paid $300 a month in 1994 for a 1600 sq.ft home with a basement in Rockaway ,N.J. . I now pay $400 a month for a 3600 sq.ft home with a pool and a dock on Sarasota bay and I still think it is too high.
Ya think 400 is too high? If you bought the house you're in now you'd be paying 800 a month in taxes.
73ss454 is offline   Reply With Quote
Old 11-04-2008, 08:43 PM   #97
Recycles dryer sheets
JonnyM's Avatar
 
Join Date: Mar 2004
Location: Modesto
Posts: 334
Send a message via AIM to JonnyM Send a message via Yahoo to JonnyM
Central California, The San Joaquin Valley. It would constitute too much trouble to average out an entire year, but by dividing Taxes and Insurance by 12, and using last months figures I came up with $726 I'd prefer not to break it down as it's not particularly defensible. Some of the little things are way to big and the rented Storage Shed (included in figure above) to hold all our extra pack-rat "things" is pretty close to full.
__________________
It's about the music
JonnyM is offline   Reply With Quote
Old 11-04-2008, 08:44 PM   #98
Confused about dryer sheets
 
Join Date: Sep 2007
Posts: 6
720 SF 1BR condo apt in highrise outside of NYC. worth ~300k ?

~500 condo maintenance (including assessments last year, water, heating, gas, pool, healthclub, concierge)
135 taxes (after STAR tax rebate which cuts it in half)
70 electric
50 insurance
80 phone / internet/ basic cable
0 mortgage

total ~835
usrules is offline   Reply With Quote
Old 11-05-2008, 05:45 AM   #99
Thinks s/he gets paid by the post
OAG's Avatar
 
Join Date: Jun 2006
Location: Central, Ohio, USA
Posts: 2,635
RE Taxes just last night went UP about 20% with approval of another School levy (89% goes to Salary).
__________________
Vietnam Veteran, CW4 USA, Retired 1979
OAG is offline   Reply With Quote
Old 11-05-2008, 06:53 AM   #100
Moderator Emeritus
W2R's Avatar
 
Join Date: Jan 2007
Location: New Orleans
Posts: 47,468
Quote:
Originally Posted by . . . Yrs to Go View Post
The People's Republic of New Jersey. And unfortunately, it's not just a large percentage on a small base . . . taxes were already high. I think I'm going to be paying like $7.66 per square foot in property taxes each year.
Wow!! I hope you are getting some pretty awesome services in exchange for your property taxes.

Last year I paid $0.35 per square foot in property taxes. That low rate was reduced due to Katrina relief (and was less the year before).

This coming year I will probably be paying the normal rate levied before Katrina, which in my case would be about $0.61 per square foot in property taxes.

Property taxes are based on assessments here, not square footage.
__________________
Already we are boldly launched upon the deep; but soon we shall be lost in its unshored, harbourless immensities. - - H. Melville, 1851.

Happily retired since 2009, at age 61. Best years of my life by far!
W2R is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
True housing cost? Sam FIRE and Money 11 06-09-2007 05:40 PM
Monthly spending money? greg Life after FIRE 44 12-11-2006 04:21 PM
Monthly Income Tony Tampa FIRE and Money 13 04-26-2006 01:41 PM
Monthly expenses eyetri2 FIRE and Money 27 04-16-2006 08:35 AM
What are your monthly expenses? accountingsucks FIRE and Money 13 02-02-2006 10:08 AM

» Quick Links

 
All times are GMT -6. The time now is 05:06 AM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2024, vBulletin Solutions, Inc.