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Old 11-03-2008, 07:36 PM   #81
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Chicago area

2500sq ft on 3/10 acre with two car garage

$2,401 P&I
$725 Taxes
$74 Insurance
$21 Garbage
$95 Electric
$100 Nat Gas

$3416 Total
Finally, someone who knows the real joy of property taxes.
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Old 11-03-2008, 07:48 PM   #82
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1200 sq ft townhome in Colorado

160 HOA fee
65 average heating and cooling
30 water
65 Cable Internet and TV, basic
25 home insurance
110 property tax

455 Total expenses
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Old 11-03-2008, 07:48 PM   #83
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Finally, someone who knows the real joy of property taxes.
How about this couple who moved back to Brooklyn from Maplewood, NJ, where they were paying around $23K in property taxes, annually. http://www.nytimes.com/2008/11/02/re...te/02hunt.html
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Old 11-03-2008, 07:53 PM   #84
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1500 SF two level, plus 860 unfinished basement. Bought in '04 for $117-ish. Appraised at $145-ish now. One stall garage. Built in '49. Eastern ND.

$626 for P&I
$382 for Fire Insur., PMI, Prop. Tax. (all lumped into escrow'd)
$55 for water, sewer, garbage, mosquito spraying city-wide, other BS.
$110 for Cable, broadband, landline.
$50 for cell.
$120 in summer for electricity, A/C, hot water. Max of about 300 for this including winter heat.

Total = $1,343 to 1,523 per month.

Sheesh, and before this I was only payin' $475 for a 2 bed appt. with a 1 stall garage. The lack of room was gettin' to me/us.

-CC
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Old 11-03-2008, 08:26 PM   #85
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Just learned my property taxes are going up 47%.

Boy that blows.
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Old 11-03-2008, 09:32 PM   #86
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Just learned my property taxes are going up 47%.

Boy that blows.
WOW! What state is that?
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Old 11-03-2008, 11:46 PM   #87
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i only know the rough numbers, i make the money but DW writes the checks.
$4,000 mortgage
$1,083 prop tax
$125 ins.
$125 gas & electric
$100 phone, cable, dsl
$75 water
so $5,508 minimum per month

not counting any of the 6 other mortgages, prop taxes, ins., prop. mgt., etc. for the rentals!
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Old 11-03-2008, 11:53 PM   #88
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Mortgage interest 900
Mortgage principal 600
Taxes and ins 350
Utilities cable etc 400
Total 2250
1640 sf brick home with 1250 sf basement on .62 acres with 1760 sf garage and 2 car carport.
14 years of mortgage payments left but I will sell it sooner.
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Old 11-04-2008, 09:10 AM   #89
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1800 square foot two-story house in California.

Property taxes (under prop 13): 102
Water/sewer: 101
Snow removal (road, not driveway
and averaged out all year): 51
House insurance: 188
(Building costs here are - still - around $350-400 square foot)
Electricity (with 100% wood heat): 140
Phone/DSL: 62
Satellite TV: 28

MOnthly total: $672
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Old 11-04-2008, 05:34 PM   #90
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WOW! What state is that?
The People's Republic of New Jersey. And unfortunately, it's not just a large percentage on a small base . . . taxes were already high. I think I'm going to be paying like $7.66 per square foot in property taxes each year.
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Old 11-04-2008, 06:13 PM   #91
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1,600 s.f. townhome in mid-large midwestern city

Mortgage (P&I) - $1,050
Property Taxes - $200
Assn. dues - $175
Gas/electricity - $100 (avg - higher in winter)
internet/cable - $75
water/sewer - $10 (Not a fan of showers in our household)
Insurance - $35
cell phones - $85 (This could hardly be considered a housing cost)

Total - $1,730
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Old 11-04-2008, 06:24 PM   #92
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The People's Republic of New Jersey. And unfortunately, it's not just a large percentage on a small base . . . taxes were already high. I think I'm going to be paying like $7.66 per square foot in property taxes each year.
WOW if my home is Missouri were in NJ I would be paying 11,873 instead of 1700. I know you are going to laugh at this but I think my taxes are high in Missouri. I guess I am a cheapskate at heart.
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Old 11-04-2008, 09:02 PM   #93
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when i retire we will move to our home in Cottage Grove, Oregon.
1612 sq. ft. house
2300 sq. ft. barn
1348 sq. ft. shop
11.5 acres

$1858 mortgage (5.5% 30 yr. fixed)
$120 prop tax
$48 insurance
no water or sewer bills (has well & septic)
$150 electric (a guess, as it is currently a rental)
$150 phone/cable/dsl (again a guess)

$2326 / mo. well under half the cost of our current home in California!
plus they all speak English in Oregon!!! i can't wait!!!
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Old 11-04-2008, 09:15 PM   #94
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1800 sq ft house in NJ with no garage and an unfinished basement. Total non-mortgage expense is about $1250/month, of which just over $700 is real estate taxes. Plus an $1833 mortgage payment, 10 years left at 4.99%.
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Old 11-04-2008, 09:27 PM   #95
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1800 sq ft house in NJ with no garage and an unfinished basement. Total non-mortgage expense is about $1250/month, of which just over $700 is real estate taxes. Plus an $1833 mortgage payment, 10 years left at 4.99%.

I feel your pain as a former NJ resident .. I paid $300 a month in 1994 for a 1600 sq.ft home with a basement in Rockaway ,N.J. . I now pay $400 a month for a 3600 sq.ft home with a pool and a dock on Sarasota bay and I still think it is too high.
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Old 11-04-2008, 09:33 PM   #96
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I feel your pain as a former NJ resident .. I paid $300 a month in 1994 for a 1600 sq.ft home with a basement in Rockaway ,N.J. . I now pay $400 a month for a 3600 sq.ft home with a pool and a dock on Sarasota bay and I still think it is too high.
Ya think 400 is too high? If you bought the house you're in now you'd be paying 800 a month in taxes.
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Old 11-04-2008, 09:43 PM   #97
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Central California, The San Joaquin Valley. It would constitute too much trouble to average out an entire year, but by dividing Taxes and Insurance by 12, and using last months figures I came up with $726 I'd prefer not to break it down as it's not particularly defensible. Some of the little things are way to big and the rented Storage Shed (included in figure above) to hold all our extra pack-rat "things" is pretty close to full.
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Old 11-04-2008, 09:44 PM   #98
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720 SF 1BR condo apt in highrise outside of NYC. worth ~300k ?

~500 condo maintenance (including assessments last year, water, heating, gas, pool, healthclub, concierge)
135 taxes (after STAR tax rebate which cuts it in half)
70 electric
50 insurance
80 phone / internet/ basic cable
0 mortgage

total ~835
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Old 11-05-2008, 06:45 AM   #99
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RE Taxes just last night went UP about 20% with approval of another School levy (89% goes to Salary).
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Old 11-05-2008, 07:53 AM   #100
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The People's Republic of New Jersey. And unfortunately, it's not just a large percentage on a small base . . . taxes were already high. I think I'm going to be paying like $7.66 per square foot in property taxes each year.
Wow!! I hope you are getting some pretty awesome services in exchange for your property taxes.

Last year I paid $0.35 per square foot in property taxes. That low rate was reduced due to Katrina relief (and was less the year before).

This coming year I will probably be paying the normal rate levied before Katrina, which in my case would be about $0.61 per square foot in property taxes.

Property taxes are based on assessments here, not square footage.
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