Join Early Retirement Today
Thread Tools Search this Thread Display Modes
Your opinion,please?
Old 03-27-2004, 07:10 AM   #1
Dryer sheet wannabe
Join Date: Dec 2003
Posts: 17
Your opinion,please?

Thanks much for your replies,and I'm sorry for the delay in replying,I do not have a computer,use libraries.
It is a portfolio suggested by Vanguard's financial
planner and I'm in the process of evaluating it,therefore
my request for your opinion.As posted it was a portfolio
and subdivision of the same.In actuality there are only two:Taxable which is
Vanguard Total Stock market
" International 28%
" Short Term-Corporate Bond
IRA consists of
Vanguard Windsor 2Fund
Vanguard US Growth Fund........................ 12%
Vanguard Explorer
" Strategic Equity
" Intermediate Term bond Index bond
"Long Term Corporate Fund
" High Yield corporate Fund
If not Vanguard US Growth which would you recommend
as a substitute?.Thanks for your patience and your time.
Hope I havenot forgotten any detail.Many thanks again for your help........see you all soon!

roger is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Re: Your opinion,please?
Old 03-27-2004, 11:30 AM   #2
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
cute fuzzy bunny's Avatar
Join Date: Dec 2003
Location: Losing my whump
Posts: 22,697
Re: Your opinion,please?

You might apply some simplicity to this by just buying vanguards lifestrategy income, conservative or moderate funds. Perhaps the income in your taxable account and the conservative or moderate in your IRA, or maybe the other way around depending on whether realizing dividends or capital gains will be more appropriate for your tax situation.

These funds hold some total stock market, some bond market, some short term corporate, some asset allocation (which switches between stock and bond depending on market conditions), and in some cases a small foreign stock element.

Low cost and simple, just cash the dividend checks and if needed, sell a few shares once or twice a year.

Be fearful when others are greedy, and greedy when others are fearful. Just another form of "buy low, sell high" for those who have trouble with things. This rule is not universal. Do not buy a 1973 Pinto because everyone else is afraid of it.
cute fuzzy bunny is offline   Reply With Quote
Re: Your opinion,please?
Old 03-27-2004, 03:32 PM   #3
Recycles dryer sheets
Join Date: Nov 2003
Location: Charlotte
Posts: 360
Re: Your opinion,please?

Hi Roger - The friend I mentioned that also had these funds recommended by Vanguard shared his concerns about US Growth with his V representative. They agreed to use Growth Index instead.
Regards, Bill
WilliamG is offline   Reply With Quote

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

Similar Threads
Thread Thread Starter Forum Replies Last Post
Yor opinion,please? roger FIRE and Money 2 03-27-2004 03:50 PM

» Quick Links

All times are GMT -6. The time now is 11:57 AM.
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2019, vBulletin Solutions, Inc.