View Poll Results: How did you do RELATIVE to S&P500?
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5 or more % less than S&P 500
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5 |
4.50% |
3 to 4% less
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10 |
9.01% |
1 to 2% less
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13 |
11.71% |
Same as S&P 500 (11.7%)
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17 |
15.32% |
1 to 2% better than S&P 500
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26 |
23.42% |
3 to 5% better
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23 |
20.72% |
6 to 10% better
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9 |
8.11% |
11 to 20% better
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6 |
5.41% |
21% or more better
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2 |
1.80% |
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11-30-2006, 07:17 PM
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#61
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Thinks s/he gets paid by the post
Join Date: Dec 2004
Location: Minneapolis
Posts: 4,455
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Re: YTD 2006 investment
Quote:
Originally Posted by Sam
I don't have a financial advisor. My YTD is 16.2%. My average ROI in the past 15 years is 11%. If those numbers are not "right" to you or for you, then don't believe them.
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It's believable since the return of S&P500 is 12.18% since 1976.
__________________
May we live in peace and harmony and be free from all human sufferings.
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11-30-2006, 08:24 PM
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#62
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Dryer sheet wannabe
Join Date: Nov 2005
Posts: 12
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Re: YTD 2006 investment
IRA d&c balanced,d&c growth,d&c international,oakmark e&i,royce total return,third ave value,vanguard global equity,reit index&wellesley.
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12-01-2006, 12:55 PM
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#63
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Recycles dryer sheets
Join Date: Oct 2006
Posts: 62
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Re: YTD 2006 investment
Quicken says 17% YTD, but I don't trust it. The prior version of Quicken (from the mid 90's) would give me a different overall IRR depending on whether I viewed the data grouped by goal, asset type, or account. I'll have to run the numbers manually sometime.
That number is probably inflated by some company stock that did well. My very diversified mix of mutual funds is up around 9-10% for the year.
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12-01-2006, 01:09 PM
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#64
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Recycles dryer sheets
Join Date: Oct 2004
Posts: 295
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Re: YTD 2006 investment
Vanguard tells me my IRA is up 13.3% YTD and overall is up 16%, but I've added some to that, and moved some around and I'm too lazy to figure it out........Shredder
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12-01-2006, 09:01 PM
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#65
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Confused about dryer sheets
Join Date: Aug 2003
Posts: 6
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Re: YTD 2006 investment
+10.26% YTD 11/30/06
37% equity allocation.
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12-02-2006, 04:55 AM
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#66
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Full time employment: Posting here.
Join Date: Mar 2004
Location: No Where for Very Long
Posts: 769
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Re: YTD 2006 investment
13.31% according to Quicken ROI, YTD
__________________
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12-02-2006, 08:18 AM
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#67
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Recycles dryer sheets
Join Date: Sep 2006
Posts: 70
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Re: YTD 2006 investment
YTD is 12.7% so far.
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12-02-2006, 08:15 PM
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#68
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Thinks s/he gets paid by the post
Join Date: Mar 2005
Location: yonder
Posts: 2,851
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Re: YTD 2006 investment
According to Vanguard's website:
1yr: 20%
3 yr: 17.6%
5 yr: 11.9%
These totals do not take my CDs into account.
I have an awful lot of REIT stuff in my portfolio: VGSIX, IYR, and Alpine RE. I figure I'm just gonna' let the REITs run for awhile longer--even though currently they're about 25% of my portfolio. VGHCX (health care) and VGENX (energy fund) have been a big help over the years.
__________________
When the people shall have nothing more to eat, they will eat the rich--philosopher Jean-Jacques Rousseau
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12-02-2006, 11:18 PM
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#69
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Full time employment: Posting here.
Join Date: Feb 2004
Location: Okanagan Valley
Posts: 808
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Re: YTD 2006 investment
Caution: As discussed further upthread, it is important to use 'current year' selector in Quicken ROI indicators, not YTD selector.
The YTD takes ROI YTD and projects that out for the rest of the year. Beats me why Quicken does it that way.
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12-03-2006, 12:33 AM
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#70
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Full time employment: Posting here.
Join Date: Mar 2004
Location: No Where for Very Long
Posts: 769
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Re: YTD 2006 investment
Quote:
Originally Posted by AltaRed
Caution: As discussed further upthread, it is important to use 'current year' selector in Quicken ROI indicators, not YTD selector.
The YTD takes ROI YTD and projects that out for the rest of the year. Beats me why Quicken does it that way.
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I'm using Quicken 2005 Deluxe and I do not see a "current year" ROI.
ROI YTD is 13.31%
ROI 1 Year is 12.12%
The number I really measure by is my trusty "Annual Portfolio Withdrawl" spreadsheet. I list all my assets, i.e. mutual funds, stocks, checking, cash on hand, etc. each December 31. I divide that in to my total annual expenses. I also compare each year's total assets with the previous year's total and also track long term gains or losses.
My YTD increase in total assets is 9.9%, including total YTD expenses.
__________________
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12-03-2006, 06:07 AM
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#71
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jul 2005
Posts: 6,115
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Re: YTD 2006 investment
3 seperate portfolios for 3 different time frames , ytd
bucket 1 cds, money markets about 4.5%
bucket 2 portfolio (bonds, unlisted reits, capital and preservation mix 6.9%
bucket 3 growth and income mix 12.6%
bucket 3 growth mix 11.00% ( pretty conservative mix at the moment)
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12-03-2006, 07:41 AM
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#72
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Aug 2006
Posts: 12,483
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Re: YTD 2006 investment
__________________
Consult with your own advisor or representative. My thoughts should not be construed as investment advice. Past performance is no guarantee of future results (love that one).......:)
This Thread is USELESS without pics.........:)
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12-03-2006, 07:57 AM
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#73
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Thinks s/he gets paid by the post
Join Date: Feb 2004
Posts: 2,670
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Re: YTD 2006 investment
Quote:
Originally Posted by FinanceDude
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That's why I'm more concerned about my own net worth growth rate than I am with my ROI, especially in the accumulation phase.
Looking back at the 00-02 years, I still had solid net worth growth, mostly due to working and saving more to make up for less investment growth.
__________________
No man is free who is not master of himself. --- Epictetus
Enjoy Yourself (It's Later Than You Think). --- Guy Lombardo
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12-03-2006, 08:02 AM
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#74
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Full time employment: Posting here.
Join Date: Feb 2006
Posts: 987
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Re: YTD 2006 investment
Quote:
Originally Posted by FinanceDude
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1999 : +20.70%
2000: -6.04%
2001: -12.23%
2002: -17.49%
2003: +29.51%
2004: +11.82%
2005: +8.95%
2006: +11.57% (YTD)
Ave: +5.85% for the period (of course, I have returns back to '82, but I doubt that you are interested in "ancient history ).
Just give it time, the market will always be up (over the long term). The trick is to have enough there (at retirement) to get over the "short term" variations...
- Ron
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12-03-2006, 08:11 AM
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#75
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jul 2005
Posts: 6,115
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Re: YTD 2006 investment
growth mix , fidelity insight
1999 31%
2000 -2%
2001 -2.7%
2002 -14.5%
2003 33%
2004 14.5%
2005 11.1%
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12-03-2006, 09:48 AM
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#76
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Thinks s/he gets paid by the post
Join Date: Dec 2004
Location: Minneapolis
Posts: 4,455
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Re: YTD 2006 investment
1997: 31.40%
1998: 25.01%
1999 : 20.44%
2000: 12.5%
2001: -3.93%
2002: 3.57%
2003: 25.31%
2004: 27.86%
2005: 9.63%
2006: 18.58%
annualised (1997-2005): 16.29%
__________________
May we live in peace and harmony and be free from all human sufferings.
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12-03-2006, 12:44 PM
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#77
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Thinks s/he gets paid by the post
Join Date: Mar 2006
Location: Houston
Posts: 2,155
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Re: YTD 2006 investment
Quote:
Originally Posted by FinanceDude
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This thread would not be there during that time. It it were, I would not be a participant.
Quote:
Originally Posted by Spanky
1997: 31.40%
1998: 25.01%
1999 : 20.44%
2000: 12.5%
2001: -3.93%
2002: 3.57%
2003: 25.31%
2004: 27.86%
2005: 9.63%
2006: 18.58%
annualised (1997-2005): 16.29%
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Impressive. Well well done.
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12-03-2006, 01:00 PM
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#78
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Thinks s/he gets paid by the post
Join Date: Dec 2004
Location: Minneapolis
Posts: 4,455
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Re: YTD 2006 investment
Quote:
Originally Posted by Sam
Impressive. Well well done.
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it's luck - escaping the big declines in 2000, 2001, 2002 (-9.06%, -12.02%
-22.15%). The S&P actually performed in the 'UP' market.
__________________
May we live in peace and harmony and be free from all human sufferings.
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12-03-2006, 01:05 PM
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#79
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Thinks s/he gets paid by the post
Join Date: Mar 2006
Location: Houston
Posts: 2,155
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Re: YTD 2006 investment
Quote:
Originally Posted by Spanky
it's luck - escaping the big declines in 2000, 2001, 2002 (-9.06%, -12.02%
-22.15%). The S&P actually performed in the 'UP' market.
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How did you escape 2000, 01, 02?
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12-03-2006, 01:14 PM
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#80
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Thinks s/he gets paid by the post
Join Date: Dec 2004
Location: Minneapolis
Posts: 4,455
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Re: YTD 2006 investment
Sold most equity funds and bought Vanguard TIP fund in late 2001
__________________
May we live in peace and harmony and be free from all human sufferings.
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