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View Poll Results: How did you do RELATIVE to S&P500?
5 or more % less than S&P 500 5 4.50%
3 to 4% less 10 9.01%
1 to 2% less 13 11.71%
Same as S&P 500 (11.7%) 17 15.32%
1 to 2% better than S&P 500 26 23.42%
3 to 5% better 23 20.72%
6 to 10% better 9 8.11%
11 to 20% better 6 5.41%
21% or more better 2 1.80%
Voters: 111. You may not vote on this poll

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Re: YTD 2006 investment
Old 11-30-2006, 08:17 PM   #61
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Re: YTD 2006 investment

Quote:
Originally Posted by Sam
I don't have a financial advisor. My YTD is 16.2%. My average ROI in the past 15 years is 11%. If those numbers are not "right" to you or for you, then don't believe them.
It's believable since the return of S&P500 is 12.18% since 1976.
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Re: YTD 2006 investment
Old 11-30-2006, 09:24 PM   #62
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Re: YTD 2006 investment

IRA d&c balanced,d&c growth,d&c international,oakmark e&i,royce total return,third ave value,vanguard global equity,reit index&wellesley.
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Re: YTD 2006 investment
Old 12-01-2006, 01:55 PM   #63
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Re: YTD 2006 investment

Quicken says 17% YTD, but I don't trust it. The prior version of Quicken (from the mid 90's) would give me a different overall IRR depending on whether I viewed the data grouped by goal, asset type, or account. I'll have to run the numbers manually sometime.

That number is probably inflated by some company stock that did well. My very diversified mix of mutual funds is up around 9-10% for the year.
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Re: YTD 2006 investment
Old 12-01-2006, 02:09 PM   #64
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Re: YTD 2006 investment

Vanguard tells me my IRA is up 13.3% YTD and overall is up 16%, but I've added some to that, and moved some around and I'm too lazy to figure it out........Shredder
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Re: YTD 2006 investment
Old 12-01-2006, 10:01 PM   #65
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Re: YTD 2006 investment

+10.26% YTD 11/30/06

37% equity allocation.
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Re: YTD 2006 investment
Old 12-02-2006, 05:55 AM   #66
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Re: YTD 2006 investment

13.31% according to Quicken ROI, YTD
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Re: YTD 2006 investment
Old 12-02-2006, 09:18 AM   #67
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Re: YTD 2006 investment

YTD is 12.7% so far.
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Re: YTD 2006 investment
Old 12-02-2006, 09:15 PM   #68
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Re: YTD 2006 investment

According to Vanguard's website:

1yr: 20%
3 yr: 17.6%
5 yr: 11.9%

These totals do not take my CDs into account.

I have an awful lot of REIT stuff in my portfolio: VGSIX, IYR, and Alpine RE. I figure I'm just gonna' let the REITs run for awhile longer--even though currently they're about 25% of my portfolio. VGHCX (health care) and VGENX (energy fund) have been a big help over the years.
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Re: YTD 2006 investment
Old 12-03-2006, 12:18 AM   #69
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Re: YTD 2006 investment

Caution: As discussed further upthread, it is important to use 'current year' selector in Quicken ROI indicators, not YTD selector.

The YTD takes ROI YTD and projects that out for the rest of the year. Beats me why Quicken does it that way.
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Re: YTD 2006 investment
Old 12-03-2006, 01:33 AM   #70
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Re: YTD 2006 investment

Quote:
Originally Posted by AltaRed
Caution: As discussed further upthread, it is important to use 'current year' selector in Quicken ROI indicators, not YTD selector.

The YTD takes ROI YTD and projects that out for the rest of the year. Beats me why Quicken does it that way.
I'm using Quicken 2005 Deluxe and I do not see a "current year" ROI.

ROI YTD is 13.31%

ROI 1 Year is 12.12%

The number I really measure by is my trusty "Annual Portfolio Withdrawl" spreadsheet. I list all my assets, i.e. mutual funds, stocks, checking, cash on hand, etc. each December 31. I divide that in to my total annual expenses. I also compare each year's total assets with the previous year's total and also track long term gains or losses.

My YTD increase in total assets is 9.9%, including total YTD expenses.

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Re: YTD 2006 investment
Old 12-03-2006, 07:07 AM   #71
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Re: YTD 2006 investment

3 seperate portfolios for 3 different time frames , ytd

bucket 1 cds, money markets about 4.5%

bucket 2 portfolio (bonds, unlisted reits, capital and preservation mix 6.9%

bucket 3 growth and income mix 12.6%
bucket 3 growth mix 11.00% ( pretty conservative mix at the moment)
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Re: YTD 2006 investment
Old 12-03-2006, 08:41 AM   #72
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Re: YTD 2006 investment

Would have loved to read this thread this time in 2000, 2001, or 2002...............
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Re: YTD 2006 investment
Old 12-03-2006, 08:57 AM   #73
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Re: YTD 2006 investment

Quote:
Originally Posted by FinanceDude
Would have loved to read this thread this time in 2000, 2001, or 2002...............
That's why I'm more concerned about my own net worth growth rate than I am with my ROI, especially in the accumulation phase.

Looking back at the 00-02 years, I still had solid net worth growth, mostly due to working and saving more to make up for less investment growth.
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Re: YTD 2006 investment
Old 12-03-2006, 09:02 AM   #74
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Re: YTD 2006 investment

Quote:
Originally Posted by FinanceDude
Would have loved to read this thread this time in 2000, 2001, or 2002...............
1999 : +20.70%
2000: -6.04%
2001: -12.23%
2002: -17.49%
2003: +29.51%
2004: +11.82%
2005: +8.95%
2006: +11.57% (YTD)

Ave: +5.85% for the period (of course, I have returns back to '82, but I doubt that you are interested in "ancient history ).

Just give it time, the market will always be up (over the long term). The trick is to have enough there (at retirement) to get over the "short term" variations...

- Ron
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Re: YTD 2006 investment
Old 12-03-2006, 09:11 AM   #75
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Re: YTD 2006 investment

growth mix , fidelity insight

1999 31%

2000 -2%

2001 -2.7%

2002 -14.5%

2003 33%

2004 14.5%

2005 11.1%
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Re: YTD 2006 investment
Old 12-03-2006, 10:48 AM   #76
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Re: YTD 2006 investment

1997: 31.40%
1998: 25.01%
1999 : 20.44%
2000: 12.5%
2001: -3.93%
2002: 3.57%
2003: 25.31%
2004: 27.86%
2005: 9.63%
2006: 18.58%

annualised (1997-2005): 16.29%

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Re: YTD 2006 investment
Old 12-03-2006, 01:44 PM   #77
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Re: YTD 2006 investment

Quote:
Originally Posted by FinanceDude
Would have loved to read this thread this time in 2000, 2001, or 2002...............
This thread would not be there during that time. It it were, I would not be a participant.

Quote:
Originally Posted by Spanky
1997: 31.40%
1998: 25.01%
1999 : 20.44%
2000: 12.5%
2001: -3.93%
2002: 3.57%
2003: 25.31%
2004: 27.86%
2005: 9.63%
2006: 18.58%

annualised (1997-2005): 16.29%

Impressive. Well well done.
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Re: YTD 2006 investment
Old 12-03-2006, 02:00 PM   #78
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Re: YTD 2006 investment

Quote:
Originally Posted by Sam
Impressive. Well well done.
it's luck - escaping the big declines in 2000, 2001, 2002 (-9.06%, -12.02%
-22.15%). The S&P actually performed in the 'UP' market.
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Re: YTD 2006 investment
Old 12-03-2006, 02:05 PM   #79
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Re: YTD 2006 investment

Quote:
Originally Posted by Spanky
it's luck - escaping the big declines in 2000, 2001, 2002 (-9.06%, -12.02%
-22.15%). The S&P actually performed in the 'UP' market.
How did you escape 2000, 01, 02?
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Re: YTD 2006 investment
Old 12-03-2006, 02:14 PM   #80
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Re: YTD 2006 investment

Sold most equity funds and bought Vanguard TIP fund in late 2001
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