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Re: YTD
Old 01-12-2007, 02:18 PM   #81
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Re: YTD

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Originally Posted by LOL!
How many folks would really say anything about their return at the water cooler? I certainly would not. Who wants to set up a new poll on that?
I actually have these types of conversations. Some guys at my company invest a lot. They brag about performance.

One guy is a crazy spreadsheeter, and I called his spreadsheet "sissy" because he didn't have a sheet for YTD return. The next day he came in and said 15.5%.

We have an investment club that most folks belong to (I don't because I don't invest in individual stocks like the club does).

I'm also on the committee that manages our company's Employee Stock Ownership Plan investments, so knowing and sharing my YTD return gives me some credibility among the bossmen that I have to persuade to listen to me. Just showing that I can calculate my YTD return also gives me some credibility.
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Re: YTD
Old 01-12-2007, 08:04 PM   #82
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Re: YTD

Quote:
Originally Posted by LOL!
At a company meeting, I expressed that I had gotten very decent returns from the 401(k). Our CEO then asked me in an e-mail which funds I was invested in and why. A week later I was appointed to the 401(k) fund selection committee.
No good deed goes unpunished... or maybe they're just waiting for the paint to dry on your new parking space?
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Re: YTD
Old 01-13-2007, 07:54 AM   #83
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Re: YTD

I am having trouble computing my YTD.

I did a few rollovers from old 401Ks into my primary 401k (the TSP). Do I count the agency matching as part of my YTD returns?

I have beginning balance, contributions, change in value from previous quarter, and ending balance.
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Re: YTD
Old 01-13-2007, 10:06 AM   #84
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Re: YTD

Bill,

Not really. Treat the agency matching as another contribution. I think you are interested on the return on investment, which is how the protfolio grows on its own.

Multiple contributions at different times can make the calculation hairy, but I suppose it would be easy with an Excel spreadsheet. All contributions would grow by the same rate. Use Excel's goalseek to find the rate that gives you your end-of-year balance. You will probably have to use a daily rate and convert it to an annual rate afterwards.
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Re: YTD
Old 01-13-2007, 04:41 PM   #85
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Re: YTD

OK did the rough math for 06 - overall return on fixed income / equities (18/82 mix) - 15.75%
(I did not remove returns on this year's investments - just the investments themselves.)
Nice to see a good year.
Don't care to get more analytical - after all it's still "all on paper."

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Re: YTD
Old 01-13-2007, 06:46 PM   #86
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Re: YTD

Quote:
Nice to see a good year.
Don't care to get more analytical - after all it's still "all on paper."
Yes and yes.
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