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View Poll Results: As of today (8/2/2011) what is your YTD total return on your retirement investments?
More than 3% 51 39.53%
Between 2% and 3% 29 22.48%
Between 1% and 2% 15 11.63%
Between 0% and 1% 10 7.75%
Essentially 0% 12 9.30%
Between 0% and -1% 4 3.10%
Between -1% and -2% 5 3.88%
Between -2% and -3% 1 0.78%
Less than -3% 2 1.55%
Voters: 129. You may not vote on this poll

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Old 08-03-2011, 01:07 PM   #41
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So for all of you who calculate this what do you do with the information?
I use the information to determine whether all the market timing that I do harms my returns vis-à-vis a passively-managed index benchmark with a similar stock/bond and small/value asset allocation. If market timing beats the benchmarks, then I keep doing it.

So far I don't have to consider what would happen if I'm not beating my benchmarks.
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Old 08-03-2011, 01:16 PM   #42
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I took all of mine out of stocks and mutual funds a couple of months ago due to anxiety. At my workplace, we have a 3% general savings account available with Mutual of America for payroll contributions and 2.75% for other savings for plan participants. I parked everything there so I can sleep at night and increased my contributions.
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Old 08-03-2011, 01:23 PM   #43
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So for all of you who calculate this what do you do with the information?
I answer polls ...
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Old 08-03-2011, 03:28 PM   #44
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Contrarian results from a contrarian approach that has beaten the odds for years and trounced every other portfolio during the '08 meltdown:

Portfolio Update: Summer of Chaos! | Crawling Road

Switched to this from a very "sophisticated" slice and dice DFA funds approach three years ago and have yet to look back.
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Old 08-03-2011, 03:55 PM   #45
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I can't help you with b) and c), but for a) try OpenOffice.org - The Free and Open Productivity Suite . It's free and essentially identical to Excel.
Thanks W2R. I use that. It didn't use to have XIRR. I think it does now but doesn't handle arrays which I would need. So given laziness and since I'm not doing anything based on the result I have no incentive...

DD
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Old 08-03-2011, 04:30 PM   #46
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YTD +2.6% on my retirement accounts. Not very exciting though I'm happy it is on the + side.
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Old 08-03-2011, 04:58 PM   #47
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Up 3.5% on the big kahuna; too lazy to look up the rest...

ASSET CLASSACTUALTARGET
CASH10.17%10.00%
BONDS43.13%42.50%
STOCKS36.30%37.50%
RE5.50%5.00%
COMM4.91%5.00%

Tables is hard...
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Old 08-03-2011, 06:36 PM   #48
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2.71%; 90/10 Equity to Bonds. 35% of equities are international.
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Old 08-03-2011, 09:57 PM   #49
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3.5% - with zero shares.
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Old 08-04-2011, 08:45 AM   #50
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I can't help you with b) and c), but for a) try OpenOffice.org - The Free and Open Productivity Suite . It's free and essentially identical to Excel.
There's a new version out, future updates have moved over to the LibreOffice group. V3.4.2 just came out and it is rated as the version to use for businesses, apparently some bug fixes and more stable.

Seems to me I had to open and close it a few times with various docs before it started running fast, it might have had to initialize some things, or maybe my imagination. But it is available for all platforms, Win, OSX and Linux.

LibreOffice Productivity Suite Download » LibreOffice

LibreOffice 3.4.2 Final (2011-08-01)
Safe for production use by most users and enterprises.

-ERD50
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Old 08-04-2011, 09:57 AM   #51
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Since my original reply to this thread, the market has collapsed even further, and I'm pushing even for YTD. Suspect I will be in the red before much longer - but I'll hold on to what I have.

Oil majors have really taken it on the chin - stocks are priced like as if no one will be driving anymore, and we are all going to emulate the Amish with their horse & buggy. One would think that Oil has become a toxic substance, akin to nuclear waste.

Here's hoping everyone is not too badly hit.
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Old 08-04-2011, 10:15 AM   #52
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As of June 30 (last time I calculated) I had an annualized rate of return of 7.03% for all investments.
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Old 08-04-2011, 01:16 PM   #53
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My YTD performance is getting worse by the day!
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Old 08-04-2011, 01:19 PM   #54
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My YTD performance is getting worse by the day!
Hope your year ends quickly ...
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Old 08-04-2011, 01:23 PM   #55
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My YTD performance is getting worse by the day!
Mine, too! Oh well. It's just part of the roller coaster ride.
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Old 08-04-2011, 01:26 PM   #56
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As of yesterday 5.94%.

AA is 60/40 split between five index funds.

Tomorrow the return will be lower unfortunately.
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Old 08-04-2011, 01:44 PM   #57
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Ok... everybody time for a do over on the poll.

Market Report - Aug. 4, 2011 - CNNMoney
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Old 08-04-2011, 02:23 PM   #58
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Relax, we've all seen worse.
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Old 08-04-2011, 02:27 PM   #59
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My YTD performance is getting worse by the day hour!
Fixed it for you...

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Old 08-04-2011, 02:34 PM   #60
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Relax, we've all seen worse.
^^ Excellent advice.

Rebalance if you hit your bands.
Consider tax loss harvesting your taxable accounts.
I also just realized another reason why I don't track the YTD #. It can change quickly.

DD
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