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Old 10-13-2013, 11:23 AM   #21
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I love retirement. After retiring at 50 in 1998, and immediately moving to a rural area and building our dream house (a bad financial decision as we discovered four years later when we moved back to mid-city urban), we continued our careful spending ways that made ER possible.

But now that we've started SS benefits, and our withdrawal rate hovering around 2% vs. 4+% before SS, I've found myself much more comfortable in spending more money, like in recent months for nice tablet computers and the most expensive car we've ever bought (Ford C-Max Energi).

So based on my experience I recommend being careful about rash decisions early in retirement, but enjoy the experience by using your assets appropriately to live the best you can.
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Old 10-18-2013, 06:59 AM   #22
Recycles dryer sheets
 
Join Date: Nov 2011
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Quote:
Originally Posted by BigFoot48 View Post
I love retirement. After retiring at 50 in 1998, and immediately moving to a rural area and building our dream house (a bad financial decision as we discovered four years later when we moved back to mid-city urban) . So based on my experience I recommend being careful about rash decisions early in retirement, but enjoy the experience by using your assets appropriately to live the best you can.
Good advice. So far we have resisted a big move, three months in . Have two long term rentals planned the next 4-6 months . Part research part vacation.
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Old 10-18-2013, 09:32 AM   #23
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3+ months into my ER and there have been some minor emotional ups and downs. We moved across the country and I do miss our old home/environment at times. But certainly no regrets. In fact, the move and settling into our new life has been super easy. Our 3 children are all thriving in there new schools and have made some good friends. It's been a real "easy button" from that end of the journey.

Financially every thing is working our well. We've been well under budget each month storing up to provide the kids with a Christmas that they are used to (not so much in presents, but more in the experience of it), and I want to ensure we have money saved from the budget for a nice vacation next summer.

As for my job, I don't miss it and I especially love not even thinking about work at all. I do miss the travel to new and different places. I find those screen savers that show random pictures from your photo library can really pull on your emotions. Fortunately, I realize the pictures were a small percentage of the daily grind that went along with working at Megacorp.

So the journey continues and it is good!


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