Advice on sibling manipulation.....

[OldAgePensioner]

Martha, NMicheal,
Thanks, I'm going to look into those ideas. Going to visit her in late Sep. Hope to leave her in good shape but still feeling good about her control of her assets.
Thanks.

[KB]

Here is the automated phone/internet OPT OUT of credit card pre-approved soliciations. The into goes to all 3 credit bureaus and it blocks companies from using your credit file information.

I submitted my info months ago and have not received 1 offer in months. I did the online version.

Phone 1-888-567-8688 OR

WWW.optoutprescreen.com

You have to provide your name, address, Social Security number and date of birth. You can choose to opt out forever or for 5 years.

Hopefully this will help your Mom from getting the offers..


The junk mail info to remove your name from lists is:

Mail Preference Service, Direct Marketing Association
PO Box 643, Carmel NY 10512

OR WWW.dmaconsumers.org/cgi/offmailinglistdave I think this is a form that you complete and mail.

[OldAgePensioner]

KB,
Thanks for those links.

I may start a new thread on the subject of:

"How to protect parents who are being taken advantage of"?

I want to see my mom have a happy life and if it can be done slowly/quietly, we plan to get her home, bills and will , all in her control and out of reach.

Thanks.

[MRGALT2U]

Originally Posted by OldAgePensioner

I want to see my mom have a happy life and if it can be done slowly/quietly, we plan to get her home, bills and will , all in her control and out of reach.

Thanks.

Me too. It's a lot of work though, especially if your folks have no
financial knowledge. OTOH, my brother seems to have ceded
this to me, for now.

JG

[Martha]

Originally Posted by KB

Here is the automated phone/internet OPT OUT of credit card pre-approved soliciations. The into goes to all 3 credit bureaus and it blocks companies from using your credit file information.

I submitted my info months ago and have not received 1 offer in months. I did the online version.

Phone 1-888-567-8688 OR

WWW.optoutprescreen.com

You have to provide your name, address, Social Security number and date of birth. You can choose to opt out forever or for 5 years.

Hopefully this will help your Mom from getting the offers..


The junk mail info to remove your name from lists is:

Mail Preference Service, Direct Marketing Association
PO Box 643, Carmel NY 10512

OR WWW.dmaconsumers.org/cgi/offmailinglistdave I think this is a form that you complete and mail.

Cool. I didn't know about this. I kind of like junk mail for some bizarre reason, but sure would like to get rid of the credit card offers and great idea for OAP's mom.

[OldAgePensioner]

JG,
Since I'm sort of diving in head first on this, I've come up with this plan based on some of the good suggestions provided.

1. Refinance the remaining $30k on her mortage, set up a draft on a small account in my name that gets replenished by me every few months.
2. Set up a trust for her home, with a trusted brother who is financially secure.
He actually alerted me to possible future problems and wanted me to take charge.
3. Set up direct debits from the small account for her utilitiles and property tax.
4. Use the info above to contact all credit card companies to cancel her cards.
5. Draw up a will that divides her assets amongst her living great or great-great grandchildren. Bypass the vultures. The majority of the grand children are from these spendthrift vultures so they can't complain too loud.

Going to try to do this very quietly, let my mom see the key points and decide for herself.

My brother and I will pay to get her house in shape to last another 15-20 years.

Any other ideas on how to get her financially secure and safe from vultures?
Do they sell anti-vulture devices or detectors?

[justin]

Originally Posted by OldAgePensioner

Any other ideas on how to get her financially secure and safe from vultures?
Do they sell anti-vulture devices or detectors?

I can serve as your anti-vulture device. For a small fee, of course

Seriously, sounds like you have a good start.

[KB]

OldAgePensioner.....

The credit report info I posted is to Prevent future soliciation for new credit cards only.

They would have to cancel each credit card individually if she already has open credit card accounts. But that is only 1 phone call apiece to cancel.

Sorry if I was confusing

[Patrick]

Originally Posted by OldAgePensioner

Any other ideas on how to get her financially secure and safe from vultures?

Set up a block on the QVC and HSN channels. *After my mom died we found thousands of dollars (purchase price) worth of crap that she'd bought from them. *

[OldAgePensioner]

Justin,
Did you enjoy Chicago?

I've hired a new anti-vulture guy here in Chicago, claims he was Hoffa's body guard

[OldAgePensioner]

KB, I understood and yeah, I've got to get the current cards out of her hands.

She basically gives them to whoever asks.

Anybody know how to force them to cancel her cards?

[Patrick]

Originally Posted by OldAgePensioner

I've hired a new anti-vulture guy here in Chicago, claims he was Hoffa's body guard

Didn't do a very good job, did he?

[justin]

Originally Posted by OldAgePensioner

Justin,
Did you enjoy Chicago?

Weather delayed my plane so I only had a few hours in Chicago. My sightseeing plans really got screwed up. I did get to drive through downtown and up the lake shore. I had some deep dish at Lou Malnati's in/near Lincoln Park. Nice city from what I saw. The L downtown was very interesting!

[OldAgePensioner]

Patrick,
but Guido, at 90 years old, does works cheap.

Justin,
Lou's is a great choice for the pizza. Never been to Lincoln Park but Lou also has a place on Wells downtown.

[KB]

OAP....

Mail in a cancel of credit card request and sign her name. Has she authorized you to act in her behalf?