Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
Re: Advice on sibling manipulation.....
Old 08-17-2005, 01:55 PM   #41
Thinks s/he gets paid by the post
 
Join Date: Jun 2005
Posts: 1,352
Re: Advice on sibling manipulation.....

Martha, NMicheal,
Thanks, I'm going to look into those ideas. Going to visit her in late Sep. Hope to leave her in good shape but still feeling good about her control of her assets.
Thanks.
__________________

__________________
OldAgePensioner is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Re: Advice on sibling manipulation.....
Old 08-17-2005, 09:50 PM   #42
Thinks s/he gets paid by the post
 
Join Date: Jun 2004
Location: No. California
Posts: 1,600
Re: Advice on sibling manipulation.....

Here is the automated phone/internet OPT OUT of credit card pre-approved soliciations. The into goes to all 3 credit bureaus and it blocks companies from using your credit file information.

I submitted my info months ago and have not received 1 offer in months. I did the online version.

Phone 1-888-567-8688 OR

WWW.optoutprescreen.com

You have to provide your name, address, Social Security number and date of birth. You can choose to opt out forever or for 5 years.

Hopefully this will help your Mom from getting the offers..


The junk mail info to remove your name from lists is:

Mail Preference Service, Direct Marketing Association
PO Box 643, Carmel NY 10512

OR WWW.dmaconsumers.org/cgi/offmailinglistdave I think this is a form that you complete and mail.
__________________

__________________
KB is offline   Reply With Quote
Re: Advice on sibling manipulation.....
Old 08-18-2005, 02:15 AM   #43
Thinks s/he gets paid by the post
 
Join Date: Jun 2005
Posts: 1,352
Re: Advice on sibling manipulation.....

KB,
Thanks for those links.

I may start a new thread on the subject of:

"How to protect parents who are being taken advantage of"?

I want to see my mom have a happy life and if it can be done slowly/quietly, we plan to get her home, bills and will , all in her control and out of reach.

Thanks.
__________________
OldAgePensioner is offline   Reply With Quote
Re: Advice on sibling manipulation.....
Old 08-18-2005, 05:25 AM   #44
Thinks s/he gets paid by the post
 
Join Date: Dec 2002
Posts: 3,875
Re: Advice on sibling manipulation.....

Quote:
Originally Posted by OldAgePensioner

I want to see my mom have a happy life and if it can be done slowly/quietly, we plan to get her home, bills and will , all in her control and out of reach.

Thanks.
Me too. It's a lot of work though, especially if your folks have no
financial knowledge. OTOH, my brother seems to have ceded
this to me, for now.

JG
__________________
MRGALT2U is offline   Reply With Quote
Re: Advice on sibling manipulation.....
Old 08-18-2005, 09:11 AM   #45
Moderator Emeritus
Martha's Avatar
 
Join Date: Feb 2004
Location: minnesota
Posts: 13,212
Re: Advice on sibling manipulation.....

Quote:
Originally Posted by KB
Here is the automated phone/internet OPT OUT of credit card pre-approved soliciations. The into goes to all 3 credit bureaus and it blocks companies from using your credit file information.

I submitted my info months ago and have not received 1 offer in months. I did the online version.

Phone 1-888-567-8688 OR

WWW.optoutprescreen.com

You have to provide your name, address, Social Security number and date of birth. You can choose to opt out forever or for 5 years.

Hopefully this will help your Mom from getting the offers..


The junk mail info to remove your name from lists is:

Mail Preference Service, Direct Marketing Association
PO Box 643, Carmel NY 10512

OR WWW.dmaconsumers.org/cgi/offmailinglistdave I think this is a form that you complete and mail.
Cool. I didn't know about this. I kind of like junk mail for some bizarre reason, but sure would like to get rid of the credit card offers and great idea for OAP's mom.
__________________
.


No more lawyer stuff, no more political stuff, so no more CYA

Martha is offline   Reply With Quote
Re: Advice on sibling manipulation.....
Old 08-18-2005, 03:35 PM   #46
Thinks s/he gets paid by the post
 
Join Date: Jun 2005
Posts: 1,352
Re: Advice on sibling manipulation.....

JG,
Since I'm sort of diving in head first on this, I've come up with this plan based on some of the good suggestions provided.

1. Refinance the remaining $30k on her mortage, set up a draft on a small account in my name that gets replenished by me every few months.
2. Set up a trust for her home, with a trusted brother who is financially secure.
He actually alerted me to possible future problems and wanted me to take charge.
3. Set up direct debits from the small account for her utilitiles and property tax.
4. Use the info above to contact all credit card companies to cancel her cards.
5. Draw up a will that divides her assets amongst her living great or great-great grandchildren. Bypass the vultures. The majority of the grand children are from these spendthrift vultures so they can't complain too loud.

Going to try to do this very quietly, let my mom see the key points and decide for herself.

My brother and I will pay to get her house in shape to last another 15-20 years.

Any other ideas on how to get her financially secure and safe from vultures?
Do they sell anti-vulture devices or detectors?


__________________
OldAgePensioner is offline   Reply With Quote
Re: Advice on sibling manipulation.....
Old 08-18-2005, 03:38 PM   #47
Thinks s/he gets paid by the post
 
Join Date: Jun 2005
Posts: 4,005
Re: Advice on sibling manipulation.....

Quote:
Originally Posted by OldAgePensioner
Any other ideas on how to get her financially secure and safe from vultures?
Do they sell anti-vulture devices or detectors?
I can serve as your anti-vulture device. For a small fee, of course

Seriously, sounds like you have a good start.
__________________
justin is offline   Reply With Quote
Re: Advice on sibling manipulation.....
Old 08-18-2005, 03:51 PM   #48
Thinks s/he gets paid by the post
 
Join Date: Jun 2004
Location: No. California
Posts: 1,600
Re: Advice on sibling manipulation.....

OldAgePensioner.....

The credit report info I posted is to Prevent future soliciation for new credit cards only.

They would have to cancel each credit card individually if she already has open credit card accounts. But that is only 1 phone call apiece to cancel.

Sorry if I was confusing
__________________
KB is offline   Reply With Quote
Re: Advice on sibling manipulation.....
Old 08-18-2005, 03:54 PM   #49
Full time employment: Posting here.
Patrick's Avatar
 
Join Date: Mar 2005
Location: Northern, Florida
Posts: 925
Re: Advice on sibling manipulation.....

Quote:
Originally Posted by OldAgePensioner
Any other ideas on how to get her financially secure and safe from vultures?
Set up a block on the QVC and HSN channels. *After my mom died we found thousands of dollars (purchase price) worth of crap that she'd bought from them. *
__________________
Retired in 2006 at age 49.

"Who among us is smart enough to learn from the mistakes of others?" - Voltaire
Patrick is offline   Reply With Quote
Re: Advice on sibling manipulation.....
Old 08-18-2005, 04:27 PM   #50
Thinks s/he gets paid by the post
 
Join Date: Jun 2005
Posts: 1,352
Re: Advice on sibling manipulation.....

Justin,
Did you enjoy Chicago?

I've hired a new anti-vulture guy here in Chicago, claims he was Hoffa's body guard
__________________
OldAgePensioner is offline   Reply With Quote
Re: Advice on sibling manipulation.....
Old 08-18-2005, 04:30 PM   #51
Thinks s/he gets paid by the post
 
Join Date: Jun 2005
Posts: 1,352
Re: Advice on sibling manipulation.....

KB, I understood and yeah, I've got to get the current cards out of her hands.

She basically gives them to whoever asks.

Anybody know how to force them to cancel her cards?
__________________
OldAgePensioner is offline   Reply With Quote
Re: Advice on sibling manipulation.....
Old 08-18-2005, 04:46 PM   #52
Full time employment: Posting here.
Patrick's Avatar
 
Join Date: Mar 2005
Location: Northern, Florida
Posts: 925
Re: Advice on sibling manipulation.....

Quote:
Originally Posted by OldAgePensioner
I've hired a new anti-vulture guy here in Chicago, claims he was Hoffa's body guard
Didn't do a very good job, did he? :
__________________
Retired in 2006 at age 49.

"Who among us is smart enough to learn from the mistakes of others?" - Voltaire
Patrick is offline   Reply With Quote
Re: Advice on sibling manipulation.....
Old 08-18-2005, 04:54 PM   #53
Thinks s/he gets paid by the post
 
Join Date: Jun 2005
Posts: 4,005
Re: Advice on sibling manipulation.....

Quote:
Originally Posted by OldAgePensioner
Justin,
Did you enjoy Chicago?
Weather delayed my plane so I only had a few hours in Chicago. My sightseeing plans really got screwed up. I did get to drive through downtown and up the lake shore. I had some deep dish at Lou Malnati's in/near Lincoln Park. Nice city from what I saw. The L downtown was very interesting!

__________________
justin is offline   Reply With Quote
Re: Advice on sibling manipulation.....
Old 08-18-2005, 05:00 PM   #54
Thinks s/he gets paid by the post
 
Join Date: Jun 2005
Posts: 1,352
Re: Advice on sibling manipulation.....

Patrick,
but Guido, at 90 years old, does works cheap.

Justin,
Lou's is a great choice for the pizza. Never been to Lincoln Park but Lou also has a place on Wells downtown.

__________________
OldAgePensioner is offline   Reply With Quote
Re: Advice on sibling manipulation.....
Old 08-18-2005, 08:15 PM   #55
Thinks s/he gets paid by the post
 
Join Date: Jun 2004
Location: No. California
Posts: 1,600
Re: Advice on sibling manipulation.....

OAP....

Mail in a cancel of credit card request and sign her name. Has she authorized you to act in her behalf?
__________________

__________________
KB is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
update on parents and need $ advice on several issues WM FIRE and Money 17 06-27-2007 07:55 PM
need advice on trust thing tikitoast FIRE and Money 18 06-20-2006 09:30 AM
I need some advice on the best way to stick my pole... Andre1969 Other topics 10 03-23-2006 02:31 PM
Any advice for a bent frame? Nords Other topics 18 10-15-2005 09:05 PM
need some advice Jeffrey Bergman Young Dreamers 20 12-09-2004 07:23 PM

 

 
All times are GMT -6. The time now is 06:00 PM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.