Plan A was to retire at FRA (66 and 10 months)
Then Dear Partner (DP), who is 15 years older, developed serious health problems and new boss arrived making job miserable. I stuck it out 4.5 years, and then decided life was too short. I could retire at 58 and we would be comfortable, but maybe not go to Europe for vacation.
Plan B was to fully retire at 58
Then former colleagues (who escaped miserable boss to other companies) asked to hire me as a consultant.
Plan C is to be semi-retired until mid 2019 - age 60
Current plan is to continue to work part-time as consultant. I'm making enough to barely touch retirement money (DP has SS), but still low enough to get sizable ACA subsidy, and working from home let's me spend time with DP and help out my 83-year-old parents. Life is good!
At this rate, I fully expect a plan D...