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Re: Are We Frugal & Methodical or Just plain Cheap?
Old 11-10-2005, 12:39 PM   #21
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Re: Are We Frugal & Methodical or Just plain Cheap?

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Originally Posted by Cut-Throat
I think we have a mixture of folks here. Some are cheaper than I ever want to be and* lean toward the miser end of the scale.
I'm the shopper-miser. If I see something on half-price day at Goodwill that I like, I walk away. If, when I am ready to leave, that same item is still on the shelf, I figure I was meant to have it. The reason that makes me a shopper-miser is that I could be more miserly if I stayed out of Goodwill on half-price day.
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Re: Are We Frugal & Methodical or Just plain Cheap?
Old 11-10-2005, 12:59 PM   #22
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Re: Are We Frugal & Methodical or Just plain Cheap?

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Originally Posted by Tadpole
I'm the shopper-miser. If I see something on half-price day at Goodwill that I like, I walk away. If, when I am ready to leave, that same item is still on the shelf, I figure I was meant to have it. The reason that makes me a shopper-miser is that I could be more miserly if I stayed out of Goodwill on half-price day.
I have never been to a Goodwill or other recycling store, but I think I am still a savvy shopper. I have given a lot of stuff to them though. Am I missing something?

SWR
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Re: Are We Frugal & Methodical or Just plain Cheap?
Old 11-10-2005, 01:36 PM   #23
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Re: Are We Frugal & Methodical or Just plain Cheap?

Professor,
This may help; the running joke in our house growing up went something like this: "I'm frugal, ytou're cheap; I'm well-proportioned, you're fat; I offer suggestions, you nitpick; I'm spontaneous, you're reckless" you get the picture.

I'd say as long as you're not obsessing over it, then you're ok. If you are obsessing over it, then maybe you need more hobbies or a new project?
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Re: Are We Frugal & Methodical or Just plain Cheap?
Old 11-10-2005, 05:08 PM   #24
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Re: Are We Frugal & Methodical or Just plain Cheap?

My wife and I are involved today in a minor tiff -- perhaps over the frugal/cheap issue.

A friend who manages a well-known artist today gave me a signed limited-edition lithograph of the painting for a stamp that his client did for the USPS. (My friend also gave me a cancelled commemorative cover of the stamp.)

I took the lithograph to a local framer and spent $275 at a half-price sale to have it framed.

My wife says I'm being extravagant. I think I'm being frugal (although maybe not in the sense defined by this series of postings). The lithograph has real value (and may skyrocket if the artist's fame continues to rise).

I'm not fully retired yet, but I have a feeling that this is a preview of disagreements to come. Frugal, cheap or good investment?
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Re: Are We Frugal & Methodical or Just plain Cheap?
Old 11-10-2005, 05:25 PM   #25
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Re: Are We Frugal & Methodical or Just plain Cheap?

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Originally Posted by ESRBob
I agree with ACG -- we now buy very high quality food (at stores) and prepare it ourselves.* We are leaning toward organic when possible at places like Whole Foods or trader joe's -- not obsessive about it but it has become a preference in the last few years.* Still much cheaper than eating out, and better for us, we figure.* Also better for us than run-of-the-mill factory-farmed calories.*

The deciding event for me was reading about a medical study in which people who drank soft drinks with high fructose corn syrup in them (2+ per day) had twice the risk of contracting old age diabetes compared to those who drank juice, water (or diet drinks, which carry their own risks).* *So I started looking for High Fructose Corn Syrup in ingredients lists and not buying those products.* Amazing where you find that 'food'... and it steered us away from plenty of our old buying habits, but often to slightly more expensive foods.

Over the long run, it should save on the medical bills, though.* "Downside" is that you may have to prepare financially for a very long retirement.
I hear ya! We thought we had kicked sugar out of our diet a year or so ago - then started noticing it where I never expected it to be - it's in beef and chicken broth, tomato sauce, prepared sausages, cereals, Chinese food, even some Indian sauces that Trader Joe's carries, the list goes on... I read that McDonald's hamburgers contain sugar...

It also likes to hide under other names - fructose, dextrose, corn syrup, cane sugar. It's really a dangerous food additive that may cause diabetes, and, as a result, heart disease, blindness and amputation.
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Re: Are We Frugal & Methodical or Just plain Cheap?
Old 11-10-2005, 07:22 PM   #26
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Re: Are We Frugal & Methodical or Just plain Cheap?

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Originally Posted by ShokWaveRider
I have never been to a Goodwill or other recycling store, but I think I am still a savvy shopper. I have given a lot of stuff to them though. Am I missing something?

SWR
It's a personality thing so probably not. Back in the 90's, I collected an entire closet of Pendelton wool suits. For some reason, a lot of the manufacturers were dumping year end goods into Goodwill. After a good run, Goodwill caught on and started a designer section for the good stuff. Gone were my new $4 suits. No, the good days are really over and now it is just hanging out. In some communities near rich sections and near Universities, there is a large turnover of really nice stuff.
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Re: Are We Frugal & Methodical or Just plain Cheap?
Old 11-10-2005, 07:25 PM   #27
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Re: Are We Frugal & Methodical or Just plain Cheap?

Ha/Mikey....glad you're ok but it's a shame about the car. *What's that saying about the best laid plans........?

My son just wrecked his car last week, but he excaped relatively unharmed. *And for that I'm very grateful.

I like to think of myself as frugal, not cheap. *However, I often do not buy something because I have a limit on what I'll spend on it.....I guess it's my limit on what the value is to me. *

I will need to continue to be frugal for a few more years, until my pensions kick in and both boys are self sufficient.
At that point, I'll probably let loose a little more.

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Re: Are We Frugal & Methodical or Just plain Cheap?
Old 11-10-2005, 07:50 PM   #28
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Re: Are We Frugal & Methodical or Just plain Cheap?

Our thought process goes like this.

We went out to buy a mop to wax our floors.
We got to the store, looked at the mops.
I said we don't have any closet space (We live in a 1000sqft house)
DW said where are we going to keep it.

We looked at dust mop covers and now we got a dust mop cover that we jerry-rig to our mop handle. We saved a couple of dollars because a full mop wouldn't fit in our house.
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Re: Are We Frugal & Methodical or Just plain Cheap?
Old 11-11-2005, 02:15 AM   #29
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Re: Are We Frugal & Methodical or Just plain Cheap?

To all the sweet people who wished me well- Thank you!* *

I am definitely getting better already.* Still, I have to say that*a big crash is is a truly unpleasant experience.

And KB, I hope your son gets better really quickly. I am glad he escaped pretty well also. I think I would be be more upset about a son or daughter having this experience than me.

Mikey
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Re: Are We Frugal & Methodical or Just plain Cheap?
Old 11-11-2005, 06:29 AM   #30
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Re: Are We Frugal & Methodical or Just plain Cheap?

HA, Car accidents whether large or small are tramatic, I hope you recover quickly.

I would consider myself frugal, I shop for the best quality at the best price unless of course I'm forced to make that purchase in an emergency situation.

As for Goodwill or Salvation Army Stores, you have to do some hunting to find the really good deals but they are still there.
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Re: Are We Frugal & Methodical or Just plain Cheap?
Old 11-11-2005, 08:28 AM   #31
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Re: Are We Frugal & Methodical or Just plain Cheap?

Ha: hope things go better and glad to hear you are ok.
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Re: Are We Frugal & Methodical or Just plain Cheap?
Old 11-11-2005, 05:54 PM   #32
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Re: Are We Frugal & Methodical or Just plain Cheap?

Driving is the most dangerous thing most of us do! Glad you are ok.
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Re: Are We Frugal & Methodical or Just plain Cheap?
Old 11-11-2005, 05:56 PM   #33
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Re: Are We Frugal & Methodical or Just plain Cheap?

Quote:
Originally Posted by HaHa
I say you are lucky. I live where there is no public transit. I live alone. Some jerk just hit me head on, and my wonderful car that I planned on keeping for ten years gave its life to save mine.

So, actually, I do need a car.

Ha-- feeling sore but happy to be alive
Mikey: *Just noticed your post. *-hit oh dear, a head on! *Somebody up there is looking out for you. *Did you have air-bags? *If your only problem is feeling sore, good enough.

My two adult kids are on my case all the time because the two cars and p/up we're driving don't have air bags.

Anyway, glad to hear that you're tougher than your car.

Take Care, Jarhead

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Re: Are We Frugal & Methodical or Just plain Cheap?
Old 11-11-2005, 10:30 PM   #34
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Re: Are We Frugal & Methodical or Just plain Cheap?

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Originally Posted by ex-Jarhead
My two adult kids are on my case all the time because the two cars and p/up we're driving don't have air bags.
The day our airbags deploy, they'll drive my hands against my nose (and break it), and they'll push my spouse's feet & knees off the dash (and break her nose too).

I prefer the good ol' days when your seatbelt lacerated your liver and your steering wheel collapsed against your chest...
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Re: Are We Frugal & Methodical or Just plain Cheap?
Old 11-11-2005, 11:22 PM   #35
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Re: Are We Frugal & Methodical or Just plain Cheap?

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Mikey:* Just noticed your post.* -hit oh dear, a head on!* Somebody up there is looking out for you.* Did you have air-bags?* If your only problem is feeling sore, good enough.

My two adult kids are on my case all the time because the two cars and p/up we're driving don't have air bags.

Anyway, glad to hear that you're tougher than your car.

Take Care, Jarhead

Thanks Jarhead and everyone else for the good wishes. Jarhead, please get airbags! I was hit twice- 1st a T-bone from the side from someone who ran a stop sign. He knocked me across the line and a pickup hit me again. What they say is true-time slows down. I felt the seatbelt digging hard into my chest, and my body rolled forward and to the left. I was afraid I would hit my head. Then poof! Here came the airbags. I think without them I would have been in a much hotter kettle of soup.

I have a nasty abrasion on one hand, which the Doc told me is from the abrasive surface of the airbag. But I'll take 100 or more of those in preference to the other possibilities.

Oh, and I think I will be installing a St. Christopher medal.*

Good luck and good traveling to everyone.

Mikey
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Re: Are We Frugal & Methodical or Just plain Cheap?
Old 11-11-2005, 11:33 PM   #36
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Re: Are We Frugal & Methodical or Just plain Cheap?

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Originally Posted by HaHa
What they say is true-time slows down.
Glad you're here to tell the story, Ha.* *I had a similar experience in my Miata about 10 years ago.

Bozo decided it was a good idea to make a U-turn from the right lane.* *I only had a few seconds to react, but I distinctly recall having a long conversation with myself as I tested various strategies to avoid collision.* *"Hmm, brakes don't seem to have any effect.* *He's getting closer.* *Can't go right.* *Going to hit him.* *Try to minimize impact with a hard left and slide into him."* * Boom!* *Air bag knocked the wind out of me.* *I sat in the car exhaling the smoke that filled my lungs after the air bag exploded.* * Then I cursed at the guy till the cops got there.* *My Miata was totaled, and I was amazed that I walked away from that one.* *I was really impressed by the engineering of both the crumple zones and the air bag, but I bought a Big Ass SUV the next week.
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Re: Are We Frugal & Methodical or Just plain Cheap?
Old 11-12-2005, 07:14 AM   #37
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Re: Are We Frugal & Methodical or Just plain Cheap?

Quote:
Originally Posted by HaHa
Thanks Jarhead and everyone else for the good wishes. Jarhead, please get airbags! I was hit twice- 1st a T-bone from the side from someone who ran a stop sign. He knocked me across the line and a pickup hit me again. What they say is true-time slows down. I felt the seatbelt digging hard into my chest, and my body rolled forward and to the left. I was afraid I would hit my head. Then poof! Here came the airbags. I think without them I would have been in a much hotter kettle of soup.

I have a nasty abrasion on one hand, which the Doc told me is from the abrasive surface of the airbag. But I'll take 100 or more of those in preference to the other possibilities.

Oh, and I think I will be installing a St. Christopher medal.*

Good luck and good traveling to everyone.

Mikey
Mikey, you're lucky and thank goodness. Hope you recover completely and yes, I do have airbags. Abrasions trump concussions every time.
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Re: Are We Frugal & Methodical or Just plain Cheap?
Old 11-12-2005, 07:34 AM   #38
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Re: Are We Frugal & Methodical or Just plain Cheap?

Glad to hear that you walked away! Here's hoping for a speedy recovery!

Dreamer
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Re: Are We Frugal & Methodical or Just plain Cheap?
Old 11-12-2005, 09:44 AM   #39
 
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Re: Are We Frugal & Methodical or Just plain Cheap?

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Try to minimize impact with a hard left and slide into him.
So, did you hit him side on, in which case the airbag position wasn't optimal, or end up hitting him head on?
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Re: Are We Frugal & Methodical or Just plain Cheap?
Old 11-12-2005, 11:36 AM   #40
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Re: Are We Frugal & Methodical or Just plain Cheap?

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Originally Posted by TromboneAl
So, did you hit him side on, in which case the airbag position wasn't optimal, or end up hitting him head on?
Yeah, that probably wasn't brilliant logic, but I didn't have time to fully execute the turn, so I t-boned him leading with my right headlight, which probably was pretty optimal in terms of crumple zones and air-back effects. My front-end looked like a compressed accordion, windshield shattered, but the cockpit remained pretty much intact. My legs were sore for a couple weeks from getting pushed into the dashboard, but that was it. I wouldn't have bet on somebody surviving that kind of crash in a Miata, but it actually seems to a pretty safe car.
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