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Old 04-06-2013, 08:39 AM   #21
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51 here. Timing was perfect for me.
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Old 04-06-2013, 08:40 AM   #22
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47.... at least for now. Was planning to go to about 50, but plans can change...
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"Hey, for every ten dollars, that's another hour that I have to be in the work place. That's an hour of my life. And my life is a very finite thing. I have only 'x' number of hours left before I'm dead. So how do I want to use these hours of my life? Do I want to use them just spending it on more crap and more stuff, or do I want to start getting a handle on it and using my life more intelligently?" -- Joe Dominguez (1938 - 1997)

RIP to Reemy, my avatar dog (2003 - 9/16/2017)
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Old 04-06-2013, 08:53 AM   #23
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1 month shy of 34. Never planned it, but 26 years later it's all worked out.
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Old 04-06-2013, 08:55 AM   #24
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Thanks for this thread, No One Gets It, and for posting those earlier polls, MichaelB. I am hungry for retirement, and yet, yesterday, I had a spell of uncertainty and got into the "one more year" type thinking. I was thinking that 53 is just too early to retire somehow -- not because I couldn't afford it, but because it's just ... irresponsible (?) somehow. You're "supposed" to work until you're 65, right? Or at least 59? Aren't I being reckless or lax or irresponsible somehow, by bowing out so early? Shouldn't I stick around longer, like everyone else? And I'm going to walk away from a job at my "peak earning capacity"? Isn't that foolhardy?

But these polls and this thread make it clear that my target of 53 is about average. Granted, this is an early retirement forum, but at least I feel less like an oddball -- or an oddball with plenty of company, anyhow.
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Old 04-06-2013, 09:37 AM   #25
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The day after my 60th birthday.
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Old 04-06-2013, 10:00 AM   #26
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Curious as to when you retired? 57

Was it a good decision or should you have waited? Good decision because we were comfortably FI. However, sabbatical and then an encore career were just as viable if not more than conventional retirement. After almost 2 years I haven't been tempted to pursue an encore career, but I won't rule out working again at something I truly enjoy (not in my old industry).

Or should you have done it sooner? Nope.

But when someone else retired would have no bearing on my decision, especially at this forum of select early retirees. YMMV
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Old 04-06-2013, 10:14 AM   #27
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I got free at 49 - I will be 57 this summer. These last 7+ years have been great!
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Old 04-06-2013, 11:10 AM   #28
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Curious as to when you retired?

I was 45, back in late 2008. I turn 50 in a few weeks.

Was it a good decision or should you have waited?

It was a good decision. The pieces fell into place rapidly in the 12-18 months prior to my retiring.

Or should you have done it sooner?

I could have done it earlier in the year (2008) but the pieces had not yet fallen into place and I wanted to have a certain cushion to assure me that the plan would work. ERing in late 2008 during the big market downturn was a huge benefit for my ER plan.
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Retired in late 2008 at age 45. Cashed in company stock, bought a lot of shares in a big bond fund and am living nicely off its dividends. IRA, SS, and a pension await me at age 60 and later. No kids, no debts.

"I want my money working for me instead of me working for my money!"
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Old 04-06-2013, 11:21 AM   #29
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Originally Posted by comicbookgujy View Post
WHAT I thought the "D" stood for dependable
My guess was "dedicated"
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Old 04-06-2013, 11:23 AM   #30
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We were 48 (me) and 45(DW) when we first pulled the plug in '08.
It was the right time for us since we were prepared & had many years of historical data to back our spending plan

The downturn in 08/09 scared us enough that we worked for a while in 2010 to allow the portfolio to recover. We celebrated thanksgiving '10 by walking away again & haven't looked back so far.
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Old 04-06-2013, 11:40 AM   #31
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Curious as to when you retired?

38

Was it a good decision or should you have waited?

Good decision. All the angles had been figured

Or should you have done it sooner?

Would have liked to have done it sooner if it had been feasible
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Old 04-06-2013, 12:41 PM   #32
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Curious as to when you retired?
Was it a good decision or should you have waited?
Or should you have done it sooner?
Age 46. Had my fill of dastardly people, and eventually realized they are at every company.

Work environment blew up just as I was hitting my magic number. Ciao!

It was one of the very best decisions of my life. It still gives me a little thrill of joy every day.

My only regret is that I didn't escape sooner, but I got a late start and couldn't afford it till 46. Never had "one more year" syndrome. That's a strange concept to me, since we are very mortal.
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Old 04-06-2013, 12:43 PM   #33
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Curious as to when you retired? 36
Was it a good decision or should you have waited? Three years later, I think this was a good decision.
Or should you have done it sooner? No, it was early enough!
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Old 04-06-2013, 12:48 PM   #34
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Curious as to when you retired? at age 50. Organization downsizing and offered early retirement pension. Spent several evenings pouring over spreadsheets to see if I could retire with 1 & 3 year old. Pulled the plug. Also had decent investments.

Was it a good decision or should you have waited? Priceless to spend time with sons as they grew. And I do a three month gig each year in work culture doing tax returns.
Or should you have done it sooner?Nope, not without pension.
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Old 04-06-2013, 01:33 PM   #35
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My last day at megacorp was my on 52nd birthday… seven years ago… today! DH was surprised how quickly and easily I adjusted. He originally planned to follow a few months later but changed his mind. He finally decided the time was right for him to leave megacorp, and retired the first of this year! Now it is me who is surprised how quickly he has adjusted. His only regret is that he did not retire a couple years ago. We are very blessed.
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Old 04-06-2013, 02:01 PM   #36
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Only if you care what unspecified Other People think. Their opinions are utterly beyond your control.

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Quote:
Originally Posted by ER Eddie View Post
I was thinking that 53 is just too early to retire somehow -- ...Aren't I being reckless or lax or irresponsible somehow, by bowing out so early?
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Old 04-06-2013, 02:37 PM   #37
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Curious as to when you retired?
Retired 1989 age 53.

Was it a good decision or should you have waited?
Cancer scare, just as I was about to take on big debt to grow my young business. Could't bear to leave DW with large debt on a new business. A chancy start. Turned out OK... still here...

Or should you have done it sooner?
Probably should have been later, but we squeezed through, took a chance, and turned frugal, and "lucky".

A wonderful 23 - 24 years.

Best part about retiring at an early age, is the safety net in being able to retrench, if it doesn't work out.
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Old 04-06-2013, 02:38 PM   #38
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I was 44, so far t seems like a good decision but I'm only a week into it!

I've been FI for quite some time, bit now seemed right for a bunch of reasons.
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Old 04-06-2013, 03:31 PM   #39
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In 14 more work days --@55

Not a moment too soon. Would have done it earlier if I could have.
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Old 04-06-2013, 03:32 PM   #40
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Curious as to when you retired? 48. I consider it a "sabbatical from chasing a paycheck" that has lasted 6 years and 5 days. April 1st was my FIRE anniversary.

Was it a good decision or should you have waited? Excellent decision. I looked 10 years younger within a few months (quoting my physician).

Or should you have done it sooner? Not a possibility.
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