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Old 04-06-2013, 04:02 PM   #41
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Only if you care what unspecified Other People think. Their opinions are utterly beyond your control.

Amethyst
Right, but everyone internalizes social mores to some degree, and that's what I was speaking of. Not particular other people and what they would think, but just the internalized beliefs about working in our culture, the ones that I assume most of us share.

I'm used to going my own way, for the most part, so that didn't bother me too much. I think my bigger concern was the financial piece. It's hard to walk away from a big (or medium-sized, anyhow) paycheck and make the jump to living primarily on investment withdrawals. There's a certain leap of faith there. I guess my faith was a little shaky yesterday. Better today.
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Old 04-06-2013, 05:31 PM   #42
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Curious as to when you retired? 53

Was it a good decision or should you have waited? Definitely a good decision.

Or should you have done it sooner? Probably could/should have done it 18 months earlier when my BS bucket was full to overflowing, but knowing we needed to move and buy a new car, I wouldn't even think about it.
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Old 04-06-2013, 05:41 PM   #43
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Plug was pulled by the company and I was suddenly unemployed @ 58 or so. To my surprise we had plenty of pensions/investments that will last until we are 100+.

That's OK. I'll get over it.
Ditto - except age 49.

heh heh heh - I used to joke about 84.6. Now I will happy to go as long as possible.
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Old 04-06-2013, 05:45 PM   #44
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I was sharing with my DH [I think that means husband?] about this blog and he asked me what the average age of the FIREs was so....
Curious as to when you retired? I retired a year and a half ago when I was 47.

Was it a good decision or should you have waited? I have mixed feelings. I feel I didn't put in enough years to "deserve" retirement. I really think I have the money I need, but I keep looking at the numbers and imagining worst case scenarios and I'm not sure why. I think maybe it seems just too good to be true.

Or should you have done it sooner. I think I got TOO burnt out at my job by the end. I may not have had the funds to retire earlier, but perhaps I should have considered other options 5 or 6 years ago. The problem was that I thought the other options would have resulted in a big drop in income and would have made it impossible to retire early. And maybe other jobs would have turned out just as bad.

Someone posted this quote.
22. Over prepare; then go with the flow.

I think this might be the ER motto. I've done step 1 (Over prepare) and now I have to stop worrying and go with the flow.
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Old 04-06-2013, 06:12 PM   #45
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- Age 51 (in 2008).
- Great decision.
- Earlier would have been even better (but only a year or so earlier would have been possible).
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Old 04-06-2013, 06:31 PM   #46
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Exactly 59.5
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Old 04-06-2013, 07:11 PM   #47
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52, yes, no, no. I always assumed DH meant "dead horse" as in "stop beating that poor DH"
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Old 04-06-2013, 08:35 PM   #48
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Yes, DH=darling husband, DW=darling wife, DD=darling daughter, DS = darling son
Possibly on occasion, DH=d#%& husband etc.
But not by any on this board.
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Old 04-06-2013, 08:45 PM   #49
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Exactly 59.5
Also my plan, unless I succumb 2 the OMY syndrome.
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Old 04-06-2013, 08:47 PM   #50
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Actually I've always heard that DH, DW, etc. means either Dear Husband (or whatever) or D****d Husband
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Old 04-06-2013, 08:56 PM   #51
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57. Should have done it a year earlier when I first handed in my resignation. The owner kept asking me to stay another month. Finally I had to just tell him I was no longer coming in to the office. Unfortunately I came down with an rare neurological illness three days after my last day at work which I'm still struggling with 7 months later. My wife blames the stress and heavy travel of the final two years.
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Old 04-06-2013, 09:00 PM   #52
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Curious as to when you retired?
DH fully retired at 62 1/2. I semi-retired at 56. I actually had turned in my resignation to fully retire but was made an offer to good to refuse to work one day a week. For almost 3 years since then I've been working 1 or 2 days week. I am pondering now when to fully retire.

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Was it a good decision or should you have waited?
DH and were just discussing this the other day. This was in the context of talking about when I will fully retire.

For DH he has loved being retired and never missed the work at all. He did comment the other day that we would have more money had he stay until he was 65. Of course, that is almost always true. When he retired we had some uncertainty about what would happen with the Megacorp he worked for and he was to receive a lump sum in lieu of pension and retiring the exact month he retired most maximized the amount of that lump sum. That said, almost 3 years later, Megacorp did great so it would have been a net gain to stay.

For me, I was extremely burned out and extremely stressed by my work at the time. Economically it would have been better for me to stay for 3 more years.

Our situation is more complicated because we had some negative house-related financial events that happened in the first couple of years.

Looking back on it all 3 years later - the fact I was working part-time allowed us to mitigate most of the negative financial stuff. Not all of it, but the bulk of it. Had DH not retired then and had I not semi-retired all of that would have been easier.

But - it almost always will be easier financially to defer retirement. Both DH and I have thoroughly enjoyed the last 3 years and while it has been a bit of a wild ride it has all worked out.

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Or should you have done it sooner?
No.
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Old 04-06-2013, 09:57 PM   #53
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Aren't I being reckless or lax or irresponsible somehow, by bowing out so early? Shouldn't I stick around longer, like everyone else? And I'm going to walk away from a job at my "peak earning capacity"? Isn't that foolhardy?
Granted, this is an early retirement forum, but at least I feel less like an oddball -- or an oddball with plenty of company, anyhow.
A year and a half ago at 47.

Sometimes I have the same feelings of apprehension described above. Then I remember how unhappy I was at work and how hard I worked to accumulate enough money to retire early. I am much happier now than I was then, though I could do more to optimize this great gift I have given myself.

I think the key is to ignore the conventional wisdom and do what you think is best for you.
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Old 04-06-2013, 10:26 PM   #54
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Just over a year ago at 46. Last day was Feb. 29, 2012... hence the username.

No regrets.

LD
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Old 04-06-2013, 11:23 PM   #55
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Nice to hear so few regrets.
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Old 04-07-2013, 07:20 AM   #56
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From the responses here, it looks like I waited till old age to retire! Retired from megacorp 38 days ago at age 60.

It was a good decision; I'd reached a point in my career where I'd had enough (and a point in my finances where I have enough).

I don't regret waiting till 60. Up to the time I'd had enough I was enjoying the w*rk.
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Old 04-07-2013, 02:07 PM   #57
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WHAT I thought the "D" stood for dependable
I thought the D stood for "da". Guess I been speakin too much pidgin Hawaiian.
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Old 04-07-2013, 05:34 PM   #58
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Semi retired at 55.
Full retirement at 58.
back to work as a consultant at 60. Very limited hours mostly from home.
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Old 04-10-2013, 10:37 PM   #59
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We jumped ship at 38 (me) and 33 (DW)

6 months in I feel that it was the right decision and we should have done it sooner
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Old 04-11-2013, 07:16 AM   #60
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At 52 in 2007.
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