Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
Old 03-22-2012, 09:31 PM   #101
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Brat's Avatar
 
Join Date: Feb 2004
Location: Portland, Oregon
Posts: 5,913
It is amazing to me the number of times the 'Best Places to Retire' surfaces. Most seem to concentrate on what I view as vacation locations when in all honesty the best place to live in retirement is where you have the strongest family/social ties. All the fancy golf clubs, cheap taxes and the like are do not replace people who care about whether or not you are alive, and if alive how well you are doing.

My $0.02.
__________________

__________________
Duck bjorn.
Brat is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 03-22-2012, 09:41 PM   #102
Dryer sheet wannabe
MuzikLvr's Avatar
 
Join Date: Feb 2012
Location: lawrenceville
Posts: 23
Send a message via Skype™ to MuzikLvr
Quote:
Originally Posted by Brat
It is amazing to me the number of times the 'Best Places to Retire' surfaces. Most seem to concentrate on what I view as vacation locations when in all honesty the best place to live in retirement is where you have the strongest family/social ties. All the fancy golf clubs, cheap taxes and the like are do not replace people who care about whether or not you are alive, and if alive how well you are doing.

My $0.02.
Got a point. BUT......lol. I need cost efficient, warm/hot climates and less stress.
__________________

__________________
MuzikLvr is offline   Reply With Quote
Old 03-22-2012, 10:05 PM   #103
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Brat's Avatar
 
Join Date: Feb 2004
Location: Portland, Oregon
Posts: 5,913
Go for it, where ever it is, but keep in mind that nirvana may not really be the best place to retire late in life.
__________________
Duck bjorn.
Brat is offline   Reply With Quote
Old 03-23-2012, 12:35 AM   #104
Dryer sheet wannabe
 
Join Date: Jul 2011
Posts: 16
Been working and living overseas on 3 different continents for the last 15 years, and speak 3 languages. Trust me - nothing beats the USA (although Australia sure is nice - aside from the cost of living).
__________________
mmgoebe is offline   Reply With Quote
Old 03-23-2012, 05:20 AM   #105
Moderator
MichaelB's Avatar
 
Join Date: Jan 2008
Location: Rocky Inlets
Posts: 24,418
Quote:
Originally Posted by Brat View Post
It is amazing to me the number of times the 'Best Places to Retire' surfaces. Most seem to concentrate on what I view as vacation locations when in all honesty the best place to live in retirement is where you have the strongest family/social ties. All the fancy golf clubs, cheap taxes and the like are do not replace people who care about whether or not you are alive, and if alive how well you are doing.

My $0.02.
Yes. I think it is such a popular topic to write about because it doesn't take much knowledge or skill and fills up emply space quickly.
__________________
MichaelB is offline   Reply With Quote
Old 03-23-2012, 06:53 AM   #106
Recycles dryer sheets
 
Join Date: Aug 2010
Posts: 322
Quote:
Originally Posted by W2R View Post
Hey, Huntsville is a terrific place! It was #2 on our list, when we were planning to relocate. Alabama has a great tax structure for retirees, as I recall, and "Rocket City" has plenty of scientists, engineers, things to do, U. Alabama at Huntsville, lovely and varied architecture, and so much more.
Bammer will be my retirement state - I had just assumed it was much like neighboring (and current home) Georgia. (The income tax rate is similar...)

Where does one find out about retirees tax treatment by state?
__________________
LRDave is offline   Reply With Quote
Old 03-23-2012, 07:00 AM   #107
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
REWahoo's Avatar
 
Join Date: Jun 2002
Location: Texas Hill Country
Posts: 42,074
Quote:
Originally Posted by LRDave View Post
Where does one find out about retirees tax treatment by state?
Kiplinger.com
__________________
Numbers is hard

When I hit 70, it hit back

Retired in 2005 at age 58, no pension
REWahoo is offline   Reply With Quote
Old 03-23-2012, 07:48 AM   #108
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Ed_The_Gypsy's Avatar
 
Join Date: Dec 2004
Location: the City of Subdued Excitement
Posts: 5,292
Quote:
Originally Posted by mmgoebe View Post
Been working and living overseas on 3 different continents for the last 15 years, and speak 3 languages. Trust me - nothing beats the USA (although Australia sure is nice - aside from the cost of living).
Are you counting Strang as one of your languages?

I have a little mud on my boots, too, and do not disagree with you at all. Our first choice is to stay where we are (Bellingham, Washington).

I am compelled to have a Plan B, however, since realizing about 15 years ago that we were not going to have enough money to retire in safety, much less comfort in the US. Since then, our circumstances have improved, costs elsewhere have risen, and I am finding that age is going to shut us out of many of the foreign health care arrangements I had been investigating (age limits seldom come up in such discussions until you get there ). Expatriation is still an option but the choices are more limited than they were in the beginning. With luck, we won't be forced to go anywhere.
__________________
my bumpersticker:
"I am not in a hurry.
I am retired.
And I don't care how big your truck is."
Ed_The_Gypsy is offline   Reply With Quote
Old 03-23-2012, 08:48 AM   #109
Moderator
Sarah in SC's Avatar
 
Join Date: Sep 2005
Location: Charleston, SC
Posts: 13,456
That Kiplinger's piece is a nice one. Thanks!

And I agree, you want to retire where you feel comfortable, not where some guy filling magazine space thinks is a good one. And being near the things that make you feel comfortable, be that friends, family, golf, temperate climate, etc, is the most important consideration of all.

I remember all those John D. MacDonald novels about folks moving to Florida when they retire from up North somewhere, and wandering around town trying to tell people they used to be somebody, back home, but in Florida they were just some more old people. That always struck me as sad.
__________________
“One day your life will flash before your eyes. Make sure it's worth watching.”
Gerard Arthur Way

Sarah in SC is offline   Reply With Quote
Old 03-23-2012, 09:00 AM   #110
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Midpack's Avatar
 
Join Date: Jan 2008
Location: Chicagoland
Posts: 11,967
Quote:
Originally Posted by REWahoo View Post
Kiplinger is probably the best site, but I've found this one helpful also once you've narrowed down the choices Taxes by State. It's interesting that the states with no income tax are not necessarily the lowest (tax) cost when all is said and done due to other taxes, various income deductions, etc.
Quote:
Many people planning to retire use the presence or absence of a state income tax as a litmus test for a retirement destination. This is a serious miscalculation since higher sales and property taxes can more than offset the lack of a state income tax. The lack of a state income tax doesn’t necessarily ensure a low total tax burden.

States raise revenue in many ways including sales taxes, excise taxes, license taxes, income taxes, intangible taxes, property taxes, estate taxes and inheritance taxes. Depending on where you live, you may end up paying all of them or just a few.
__________________
No one agrees with other people's opinions; they merely agree with their own opinions -- expressed by somebody else. Sydney Tremayne
Retired Jun 2011 at age 57

Target AA: 60% equity funds / 35% bond funds / 5% cash
Target WR: Approx 2.5% Approx 20% SI (secure income, SS only)
Midpack is online now   Reply With Quote
Old 03-23-2012, 09:15 AM   #111
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Ed_The_Gypsy's Avatar
 
Join Date: Dec 2004
Location: the City of Subdued Excitement
Posts: 5,292
Quote:
I remember all those John D. MacDonald novels about folks moving to Florida when they retire from up North somewhere, and wandering around town trying to tell people they used to be somebody, back home, but in Florida they were just some more old people. That always struck me as sad.
I never was anybody in the first place. And I have already lived in Florida.
__________________
my bumpersticker:
"I am not in a hurry.
I am retired.
And I don't care how big your truck is."
Ed_The_Gypsy is offline   Reply With Quote
Old 03-23-2012, 09:28 AM   #112
Moderator
MichaelB's Avatar
 
Join Date: Jan 2008
Location: Rocky Inlets
Posts: 24,418
Quote:
Originally Posted by Ed_The_Gypsy View Post
I never was anybody in the first place. And I have already lived in Florida.


+1
__________________
MichaelB is offline   Reply With Quote
Old 03-23-2012, 09:37 AM   #113
Moderator
Sarah in SC's Avatar
 
Join Date: Sep 2005
Location: Charleston, SC
Posts: 13,456
Quote:
Originally Posted by Ed_The_Gypsy View Post
I never was anybody in the first place. And I have already lived in Florida.
Quote:
Originally Posted by MichaelB View Post


+1
You two!

It is the "Wednesday-waiting-behind-the-old-people-at-Publix" that totally does me in, and I don't even live in Florida! Senior discount day, dontcha know!
__________________
“One day your life will flash before your eyes. Make sure it's worth watching.”
Gerard Arthur Way

Sarah in SC is offline   Reply With Quote
Old 03-23-2012, 10:13 AM   #114
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Mulligan's Avatar
 
Join Date: May 2009
Posts: 7,369
Quote:
Originally Posted by Sarah in SC

You two!

It is the "Wednesday-waiting-behind-the-old-people-at-Publix" that totally does me in, and I don't even live in Florida! Senior discount day, dontcha know!
I hope when Im old, I dont slowly pull out a check book to pay for my purchase. I would hate to be a victim of " slow checker line rage" out in the parking lot. I dont think the taxes will make or break for me in the retirement location I choose (housing costs and HI will have a greater impact to me) as other costs or lack of costs do wind up counterbalancing the income taxes. That being said, I was a surprised that Arizona is not really that tax friendly to out of state pensioners. The have had so many retirees move there over the years, I just assumed it was. Maybe I can use that as an excuse with my SO to win her over to NV, as that is really my preference.
__________________
Mulligan is offline   Reply With Quote
Old 03-23-2012, 10:24 AM   #115
Moderator
ziggy29's Avatar
 
Join Date: Oct 2005
Location: Texas
Posts: 15,612
Quote:
Originally Posted by Brat View Post
It is amazing to me the number of times the 'Best Places to Retire' surfaces. Most seem to concentrate on what I view as vacation locations when in all honesty the best place to live in retirement is where you have the strongest family/social ties. All the fancy golf clubs, cheap taxes and the like are do not replace people who care about whether or not you are alive, and if alive how well you are doing.
But this is, like everything else that goes into the "best places" discussions, a personal assessment of your own priorities. There is no one best place for all people. What is best for one might seem like Hell for another.
__________________
"Hey, for every ten dollars, that's another hour that I have to be in the work place. That's an hour of my life. And my life is a very finite thing. I have only 'x' number of hours left before I'm dead. So how do I want to use these hours of my life? Do I want to use them just spending it on more crap and more stuff, or do I want to start getting a handle on it and using my life more intelligently?" -- Joe Dominguez (1938 - 1997)

RIP to Reemy, my avatar dog (2003 - 9/16/2017)
ziggy29 is offline   Reply With Quote
Old 03-23-2012, 10:25 AM   #116
Moderator
ziggy29's Avatar
 
Join Date: Oct 2005
Location: Texas
Posts: 15,612
Quote:
Originally Posted by Sarah in SC View Post
It is the "Wednesday-waiting-behind-the-old-people-at-Publix" that totally does me in, and I don't even live in Florida! Senior discount day, dontcha know!
Yeah, and slowly going through the change purse to produce exact change.

Oh, and holding up the line buying several different types of lottery tickets. I really wish convenience stores had an "express lane" where there were no sales of lottery tickets.
__________________
"Hey, for every ten dollars, that's another hour that I have to be in the work place. That's an hour of my life. And my life is a very finite thing. I have only 'x' number of hours left before I'm dead. So how do I want to use these hours of my life? Do I want to use them just spending it on more crap and more stuff, or do I want to start getting a handle on it and using my life more intelligently?" -- Joe Dominguez (1938 - 1997)

RIP to Reemy, my avatar dog (2003 - 9/16/2017)
ziggy29 is offline   Reply With Quote
Old 03-23-2012, 10:31 AM   #117
Moderator
MichaelB's Avatar
 
Join Date: Jan 2008
Location: Rocky Inlets
Posts: 24,418
Lets not be too hard on the old folks. After all, we hope to be them someday ... and some of us already are.

That said, as one whose town often looks like it were one giant senior care facility, the worst isn't the cashier line or inside the supermarket (although they are pretty high up on the list), it's the Publix parking lot.
__________________
MichaelB is offline   Reply With Quote
Old 03-23-2012, 10:54 AM   #118
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Midpack's Avatar
 
Join Date: Jan 2008
Location: Chicagoland
Posts: 11,967
I'll need to add this to my total state tax spreadsheet. What's up with AL & GA?
Attached Images
File Type: jpg 6984979941_9e44e3ed26.jpg (138.4 KB, 43 views)
__________________
No one agrees with other people's opinions; they merely agree with their own opinions -- expressed by somebody else. Sydney Tremayne
Retired Jun 2011 at age 57

Target AA: 60% equity funds / 35% bond funds / 5% cash
Target WR: Approx 2.5% Approx 20% SI (secure income, SS only)
Midpack is online now   Reply With Quote
Old 03-23-2012, 10:57 AM   #119
Moderator
ziggy29's Avatar
 
Join Date: Oct 2005
Location: Texas
Posts: 15,612
Quote:
Originally Posted by Midpack View Post
I'll need to add this to my total state tax spreadsheet. What's up with AL & GA?
Hey, Alaska is even worse. And to think we've kicked around the idea of eventually buying a condo up there to spend our summers...
__________________
"Hey, for every ten dollars, that's another hour that I have to be in the work place. That's an hour of my life. And my life is a very finite thing. I have only 'x' number of hours left before I'm dead. So how do I want to use these hours of my life? Do I want to use them just spending it on more crap and more stuff, or do I want to start getting a handle on it and using my life more intelligently?" -- Joe Dominguez (1938 - 1997)

RIP to Reemy, my avatar dog (2003 - 9/16/2017)
ziggy29 is offline   Reply With Quote
Old 03-23-2012, 11:55 AM   #120
Administrator
W2R's Avatar
 
Join Date: Jan 2007
Location: New Orleans
Posts: 38,829
Quote:
Originally Posted by Sarah in SC View Post
That Kiplinger's piece is a nice one. Thanks!
+1 I hadn't seen that one and it provides a lot of information in a nice format. Thanks!

Quote:
Originally Posted by Sarah in SC
And I agree, you want to retire where you feel comfortable, not where some guy filling magazine space thinks is a good one. And being near the things that make you feel comfortable, be that friends, family, golf, temperate climate, etc, is the most important consideration of all.
Family is very important to many people, although it isn't a top criterion for us. Also, we were surprised to find that the topography and layout of a town was a Big Deal to us. We didn't realize that until we visited the three towns that sounded nicest on the internet. I think it is important to spend some time in a prospective retirement location to make sure one hasn't forgotten some criterion or other.

Quote:
Originally Posted by Sarah in SC
I remember all those John D. MacDonald novels about folks moving to Florida when they retire from up North somewhere, and wandering around town trying to tell people they used to be somebody, back home, but in Florida they were just some more old people. That always struck me as sad.
So true.
__________________

__________________
Already we are boldly launched upon the deep; but soon we shall be lost in its unshored, harbourless immensities.

- - H. Melville, 1851
W2R is online now   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Can You Retire Before You Die? wanaberetiree FIRE and Money 13 08-08-2011 06:47 AM
Can we retire now? bellhead FIRE and Money 18 08-05-2011 09:13 PM

 

 
All times are GMT -6. The time now is 10:36 AM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.