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Old 02-19-2015, 02:10 PM   #401
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Originally Posted by LBYM View Post
And what's the deal with dryer sheets?
OK..What's the deal on the "dryer sheets"? :)
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Old 02-20-2015, 05:31 PM   #402
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FIREd

After two rounds of "two-more-weeks syndrome", today was finally my last day. Been planning for this eight years, but it seems remarkably anticlimactic now. I'm sure it's going to take a while to sink in.

That said, I am so glad I'm not facing 80+ hour, high-stress weeks. I've been feeling guilty as I reduced my hours over the last couple of weeks while everyone else at work is stressed to their breaking points.

Cheers to the other members of the class of 2015.
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Old 02-21-2015, 01:14 PM   #403
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Quote:
Originally Posted by Travel4Fun View Post
it seems remarkably anticlimactic now. I'm sure it's going to take a while to sink in.

That's how I'm feeling too. I got 5 more weeks til I am vested and resigning is seeming very much an insignificant event...anticlimactic.
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Dad retiring
Old 02-25-2015, 08:20 PM   #404
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Dad retiring

My dad is retiring this year after 26 years of toiling in the salt mines. He doesn't post on here but Im very proud of him. Unfortunately my brother just got laid off and I was denied a promotion at my federal gig despite being fully successful and exceeding my annual goals.

These events are just what I need to keep me motivated to retire ASAP!
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congrats Travel4fun
Old 02-26-2015, 06:23 AM   #405
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congrats Travel4fun

Quote:
Originally Posted by Travel4Fun View Post
After two rounds of "two-more-weeks syndrome", today was finally my last day. Been planning for this eight years, but it seems remarkably anticlimactic now. I'm sure it's going to take a while to sink in.

That said, I am so glad I'm not facing 80+ hour, high-stress weeks. I've been feeling guilty as I reduced my hours over the last couple of weeks while everyone else at work is stressed to their breaking points.

Cheers to the other members of the class of 2015.
Congrats on reaching the start line. Hopefully you get to spend more time living your screen name. 80+ hour weeks can't be good for you.

I will be joining everyone in a month and a day.
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Old 02-26-2015, 02:59 PM   #406
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Join Date: Feb 2015
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Please add me to the list!

Will ER on or about the 4th of July, 2015 (yes - Independence day).

Will be almost 53 yo at retirement - not as early as some on the forum - but well before my looks start to go
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Old 02-28-2015, 12:33 AM   #407
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Well, seeing as I had put down February, and it's almost the end of the month, I should post an update...

Pardon the length, but it's a stream-of-consciousness kind of thing...

As much as I really Really REALLY want to walk away from this job, and ER, the "FI" part may not be quite there yet. My original 4-year stock grant at the startup I'm at (since IPO'd) has fully vested, and in their first four quarters as a public company, they've reported beat-and-raise earnings announcements. But, the stock isn't quite where I'd like it to be, mostly because they're not profitable yet, but are on track to hit profitability by the end of this fiscal year (which we just started).

The company has been growing revenue, and expenses as a percentage are declining, but it's going to take about another four quarters to hit profitability, and based on current revenue and multiples for our industry, the Street isn't going to value us much higher until we hit that.

Which all makes sense, and I'm glad the fundamentals are sound, but damn it, I wish we could hit profitability sooner. Oh well.

I've got enough cash and secondary stock grants to live on for at least 12 to 18 months without touching my original grant, but I hesitate to do that and maybe start eating into the original grant before it really has a chance to take off.

One of the things I had planned on was to live off cash and secondary grant for 12-18 months, and provided the stock is at a certain value, cash in enough to buy a home free and clear (yes, I know it might be better to get a mortgage instead, but I want a home all my own without any lien on it), and then start cashing in stock as needed over time to fund retirement.

But I DO NOT want to stay where I'm at.

An opportunity at another startup might be opening up for me, and it might be a chance for me to get a salary bump and another stock grant that would let me feather the nest more while I see what my current company's stock does over the next year. Assuming they do hit profitability and it starts going up, then I could leave the new place after the one year cliff and still have a little stock in case they "make it", it would give me a little more.

But no way would I stay the full four years. Just one, to make it over the vesting cliff.

As much as I hate to even consider it, because I really want to leave and move back to Colorado, I might need to do a "one and done" to ensure the financial plan is sound.

Decisions, decisions...
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Old 02-28-2015, 04:38 AM   #408
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Monday is my last day at the university and three thoughts from last week:


1. Sad - for the two fellows that were forced to retire after decades of service. Both look at a loss for the future.
2. Sad - for my peers that are left behind. The change in leadership (the word doesn't really apply here - the new guys making decisions) is what caused me to accelerate my plans. My friends will be working harder as the program sinks around them. It is even more painful if you care.
3. Happy - that a coworker told me that I was her role model. Seeing that I had the FI power of choice opened her eyes to the "not going to take this crap" option. Guess which web site link I sent her?
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Old 02-28-2015, 10:10 AM   #409
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Well, I am now retired. I'm 53.

My last day of full-time w*rk was yesterday. (I will consult on an hourly basis, as needed, for a few months, but I don't anticipate doing much. And I can always not return their calls if they get pesky!)

My co-workers threw me a wonderful cocktail party and sent me off in style. Various congratulatory lunches and libations were also enjoyed over the last couple of weeks (including a small surprise cocktail hour with my SO and some of our friends).

A bit bittersweet, but I am ready to go on to the next phase of life. After about 30 years in the law, time to leave that wo*k world behind!

Thanks to all on this board for their wisdom and encouragement over the last year, as I w*rked my way to the finish.



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Old 02-28-2015, 10:17 AM   #410
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Join Date: Mar 2014
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Posts: 261
Modified #28 to reflect my true retirement date (a couple months early):

1. Ikubak - April/May 2015- age 52
2. LoneAspen - Feb 2015- age 48
3. Neihn - Dec 2015-
4. Fourchristians - June 2015
5. ABQ2015 - March 2015- 59
6. Live and Learn - March 2015- 52
7. Utrecht - Jan 2015 - Age 50
8. haloFIRE - August 14, 2015 - age 47
9. Phil1ben - June 1, 2015 - age 55
10. SonnyJim - January 1. 2015 - age 48
11. Theseus - July 2015 - age 59 (moved up to 2014 - congrats )
12. biker4life - July 2015 - age 45
13. Options - January 2015 - 59.5
14. Al - June 2015 - age 52
15. Siamond - July 2015 - age 53
16. Shabby - January 2015 - age 48
17. jcretire77 - April 2015 - age 55
18. Fermion - April 2015 - age 45
19. BrianB - January 2015 - age 56
20. RobLJ - May thru August - age
21. FreqFlyer - Feb 2015 - age 43
22. Hiker88 - August 2015 - age 55
23. Enjoylife133 - December 2015 - age 60
24. Jpearl - July 2915 - age 43
25. iac1003 - April 2015 age 63.5
26. kern44 - June 2015
27. Fedup - Dec 2015 age 55
28. Mo Money - February 2015 age 53
29. Aus_E_Expat- April 2015, age 56
30. rodi - April 2015, age 53
30. vireo- June 30, 2015. Age 60
31. Sanstar - March 28, 2015, Age 59
32. Rdub - May 2015, age 45
33. johnnyfuego - Jan-March 2015, age 52
34. Islandtraveler - July 2015 age 56
35. kimcdougc - Feb. 1, 2015 age 57
36. Mike31204 1 May 2015
38. cbo111- Sep 2015 age 57
39. Planner - April 30, 2015 age 53
40. FatCyclist - January 2, 2015 age 57
41. Oreogn - Feb 2015 age 58
42. 2B - Jan Feb 2015 age 63
43. tuffshed - January 2015 age 60
44. trirod - December 2015 age 48
45. jabbahop - Feb 2015 age 54/55 (depending whether I go before Feb birthday)
46. nuke_diver
47. Travel4Fun - Jan 2015, age 50
48. robnplunder - July 2015, age 53
49. Bryan Barnfellow - July 17, 2015
50. Taxman59 - July 1, 2015
51. nuisance - Q2 2015
52. texcurtis - January 31, 2015, age 54
53. OBXretire - July 1, 2015
54. Punxsyboy
55. Philliefan33
56. pinejake - March 5, 2015, age 56
57. Spudd - January 30, 2015, age 42
58. bingybear - Feb 28, 2015, age 53
59. kitesurfer2- April 30, 2015, age 62
60. wheelsdown - March 1, 2015, age 60
61. Whisper66 - March 1, 2015, age 55
62. KCGeezer - May 31, 2015, age 58
63. stlguy57 - Dec 31, 2015, age 58
64. Travelwanted - July, 2015
65. Ally - June, 2015, age 63
66. Evergreen - June 30, 2015, age 52.5
67. FrankiesGirl - March 2015 age 42
68. LBYM - April 3, 2015 age 40
69. SDHiker - Dec 2015 age 56
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Old 02-28-2015, 02:03 PM   #411
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Join Date: Dec 2014
Posts: 1,489
1. Ikubak - April/May 2015- age 52
2. LoneAspen - Feb 2015- age 48
3. Neihn - Dec 2015-
4. Fourchristians - June 2015
5. ABQ2015 - March 2015- 59
6. Live and Learn - March 2015- 52
7. Utrecht - Jan 2015 - Age 50
8. haloFIRE - August 14, 2015 - age 47
9. Phil1ben - June 1, 2015 - age 55
10. SonnyJim - January 1. 2015 - age 48
11. Theseus - July 2015 - age 59 (moved up to 2014 - congrats )
12. biker4life - July 2015 - age 45
13. Options - January 2015 - 59.5
14. Al - June 2015 - age 52
15. Siamond - July 2015 - age 53
16. Shabby - January 2015 - age 48
17. jcretire77 - April 2015 - age 55
18. Fermion - April 2015 - age 45
19. BrianB - January 2015 - age 56
20. RobLJ - May thru August - age
21. FreqFlyer - Feb 2015 - age 43
22. Hiker88 - August 2015 - age 55
23. Enjoylife133 - December 2015 - age 60
24. Jpearl - July 2915 - age 43
25. iac1003 - April 2015 age 63.5
26. kern44 - June 2015
27. Fedup - Dec 2015 age 55
28. Mo Money - April 2015 age 53
29. Aus_E_Expat- April 2015, age 56
30. rodi - April 2015, age 53
30. vireo- June 30, 2015. Age 60
31. Sanstar - March 28, 2015, Age 59
32. Rdub - May 2015, age 45
33. johnnyfuego - Jan-March 2015, age 52
34. Islandtraveler - July 2015 age 56
35. kimcdougc - Feb. 1, 2015 age 57
36. Mike31204 1 May 2015
38. cbo111- Sep 2015 age 57
39. Planner - April 30, 2015 age 53
40. FatCyclist - January 2, 2015 age 57
41. Oreogn - Feb 2015 age 58
42. 2B - Jan Feb 2015 age 63
43. tuffshed - January 2015 age 60
44. trirod - December 2015 age 48
45. jabbahop - Feb 2015 age 54/55 (depending whether I go before Feb birthday)
46. nuke_diver
47. Travel4Fun - Jan 2015, age 50
48. robnplunder - July 2015, age 53
49. Bryan Barnfellow - July 17, 2015
50. Taxman59 - July 1, 2015
51. nuisance - Q2 2015
52. texcurtis - January 31, 2015, age 54
53. OBXretire - July 1, 2015
54. Punxsyboy
55. Philliefan33
56. pinejake - March 5, 2015, age 56
57. Spudd - January 30, 2015, age 42
58. bingybear - Feb 28, 2015, age 53
59. kitesurfer2- April 30, 2015, age 62
60. wheelsdown - March 1, 2015, age 60
61. Whisper66 - March 1, 2015, age 55
62. KCGeezer - May 31, 2015, age 58
63. stlguy57 - Dec 31, 2015, age 58
64. Travelwanted - July, 2015
65. Ally - June, 2015, age 63
66. Evergreen - June 30, 2015, age 52.5
67. FrankiesGirl - March 2015 age 42
68. LBYM - April 3, 2015 age 40
69. SDHiker - Dec 2015 age 56

We keep adding and subtracting from the list.... but we don't have a way to check off that we did it.... so I kind of identified I've FIRED #58.
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Old 03-01-2015, 09:38 AM   #412
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61. Whisper66 - March 1, 2015, age 55

it's now official. I have retired. Took a bit of vacation before my actual date so I've been getting used to "retirement" for a few weeks now. And for the record - loving every minute of it!

Thanks to all those that participate in this board. Like others, I have learned a lot from the discussions and they've made me much more comfortable in making my own decision.

To those considering retirement - I honestly think you will know when it's right for you. I personally wouldn't want to jump from a good job (assuming that's your status) until I was confident of my next step. And retirement can be a very big step, especially for those of us that don't plan on anything but our savings, investments and SS to live on. The factual knowledge on this board (and use of Firecalc) is tremendous in helping one understand and get comfortable with the economic side of things. The personal experiences you read on this board are great in comparing how you think you might feel in retirement given your situation. Good luck to you in your decision making.
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Old 03-02-2015, 04:23 PM   #413
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OK. Today was my last day of full time work. Occasional consulting is possible, but only on my terms. Just in time for spring. The future is so bright....


70. Tekward March 2, 2015 age 57.
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Old 03-02-2015, 04:39 PM   #414
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Congrats, Tekward. Let me guess: You stayed for the first workday of March to get health coverage for the month?
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Old 03-02-2015, 05:56 PM   #415
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Congrats Whisper and Tekward. Leave the door open for those of us coming behind you 😉
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Old 03-02-2015, 08:01 PM   #416
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That's correct Mo. I've been smiling all day and I just realized that tomorrow is Saturday. And so is the next day and the next.
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Old 03-02-2015, 08:29 PM   #417
Dryer sheet wannabe
 
Join Date: Feb 2015
Posts: 15
1. Ikubak - April/May 2015- age 52
2. LoneAspen - Feb 2015- age 48
3. Neihn - Dec 2015-
4. Fourchristians - June 2015
5. ABQ2015 - March 2015- 59
6. Live and Learn - March 2015- 52
7. Utrecht - Jan 2015 - Age 50
8. haloFIRE - August 14, 2015 - age 47
9. Phil1ben - June 1, 2015 - age 55
10. SonnyJim - January 1. 2015 - age 48
11. Theseus - July 2015 - age 59 (moved up to 2014 - congrats )
12. biker4life - July 2015 - age 45
13. Options - January 2015 - 59.5
14. Al - June 2015 - age 52
15. Siamond - July 2015 - age 53
16. Shabby - January 2015 - age 48
17. jcretire77 - April 2015 - age 55
18. Fermion - April 2015 - age 45
19. BrianB - January 2015 - age 56
20. RobLJ - May thru August - age
21. FreqFlyer - Feb 2015 - age 43
22. Hiker88 - August 2015 - age 55
23. Enjoylife133 - December 2015 - age 60
24. Jpearl - July 2915 - age 43
25. iac1003 - April 2015 age 63.5
26. kern44 - June 2015
27. Fedup - Dec 2015 age 55
28. Mo Money - April 2015 age 53
29. Aus_E_Expat- April 2015, age 56
30. rodi - April 2015, age 53
30. vireo- June 30, 2015. Age 60
31. Sanstar - March 28, 2015, Age 59
32. Rdub - May 2015, age 45
33. johnnyfuego - Jan-March 2015, age 52
34. Islandtraveler - July 2015 age 56
35. kimcdougc - Feb. 1, 2015 age 57
36. Mike31204 1 May 2015
38. cbo111- Sep 2015 age 57
39. Planner - April 30, 2015 age 53
40. FatCyclist - January 2, 2015 age 57
41. Oreogn - Feb 2015 age 58
42. 2B - Jan Feb 2015 age 63
43. tuffshed - January 2015 age 60
44. trirod - December 2015 age 48
45. jabbahop - Feb 2015 age 54/55 (depending whether I go before Feb birthday)
46. nuke_diver
47. Travel4Fun - Jan 2015, age 50
48. robnplunder - July 2015, age 53
49. Bryan Barnfellow - July 17, 2015
50. Taxman59 - July 1, 2015
51. nuisance - Q2 2015
52. texcurtis - January 31, 2015, age 54
53. OBXretire - July 1, 2015
54. Punxsyboy
55. Philliefan33
56. pinejake - March 5, 2015, age 56
57. Spudd - January 30, 2015, age 42
58. bingybear - Feb 28, 2015, age 53
59. kitesurfer2- April 30, 2015, age 62
60. wheelsdown - March 1, 2015, age 60
61. Whisper66 - March 1, 2015, age 55
62. KCGeezer - May 31, 2015, age 58
63. stlguy57 - Dec 31, 2015, age 58
64. Travelwanted - July, 2015
65. Ally - June, 2015, age 63
66. Evergreen - June 30, 2015, age 52.5
67. FrankiesGirl - March 2015 age 42
68. LBYM - April 3, 2015 age 40
69. SDHiker - Dec 2015 age 56
70. liberty53 - July 4th, 2015 age 52
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Old 03-03-2015, 08:31 AM   #418
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Join Date: Feb 2004
Location: Switzerland
Posts: 278
1. Ikubak - April/May 2015- age 52
2. LoneAspen - Feb 2015- age 48
3. Neihn - Dec 2015-
4. Fourchristians - June 2015
5. ABQ2015 - March 2015- 59
6. Live and Learn - March 2015- 52
7. Utrecht - Jan 2015 - Age 50
8. haloFIRE - August 14, 2015 - age 47
9. Phil1ben - June 1, 2015 - age 55
10. SonnyJim - January 1. 2015 - age 48
11. Theseus - July 2015 - age 59 (moved up to 2014 - congrats )
12. biker4life - July 2015 - age 45
13. Options - January 2015 - 59.5
14. Al - June 2015 - age 52
15. Siamond - July 2015 - age 53
16. Shabby - January 2015 - age 48
17. jcretire77 - April 2015 - age 55
18. Fermion - April 2015 - age 45
19. BrianB - January 2015 - age 56
20. RobLJ - May thru August - age
21. FreqFlyer - Feb 2015 - age 43
22. Hiker88 - August 2015 - age 55
23. Enjoylife133 - December 2015 - age 60
24. Jpearl - July 2915 - age 43
25. iac1003 - April 2015 age 63.5
26. kern44 - June 2015
27. Fedup - Dec 2015 age 55
28. Mo Money - April 2015 age 53
29. Aus_E_Expat- April 2015, age 56
30. rodi - April 2015, age 53
30. vireo- June 30, 2015. Age 60
31. Sanstar - March 28, 2015, Age 59
32. Rdub - May 2015, age 45
33. johnnyfuego - Jan-March 2015, age 52
34. Islandtraveler - July 2015 age 56
35. kimcdougc - Feb. 1, 2015 age 57
36. Mike31204 1 May 2015
38. cbo111- Sep 2015 age 57
39. Planner - April 30, 2015 age 53
40. FatCyclist - January 2, 2015 age 57
41. Oreogn - Feb 2015 age 58
42. 2B - Jan Feb 2015 age 63
43. tuffshed - January 2015 age 60
44. trirod - December 2015 age 48
45. jabbahop - Feb 2015 age 54/55 (depending whether I go before Feb birthday)
46. nuke_diver
47. Travel4Fun - Jan 2015, age 50
48. robnplunder - July 2015, age 53
49. Bryan Barnfellow - March 31, 2015, age 59
50. Taxman59 - July 1, 2015
51. nuisance - Q2 2015
52. texcurtis - January 31, 2015, age 54
53. OBXretire - July 1, 2015
54. Punxsyboy
55. Philliefan33
56. pinejake - March 5, 2015, age 56
57. Spudd - January 30, 2015, age 42
58. bingybear - Feb 28, 2015, age 53
59. kitesurfer2- April 30, 2015, age 62
60. wheelsdown - March 1, 2015, age 60
61. Whisper66 - March 1, 2015, age 55
62. KCGeezer - May 31, 2015, age 58
63. stlguy57 - Dec 31, 2015, age 58
64. Travelwanted - July, 2015
65. Ally - June, 2015, age 63
66. Evergreen - June 30, 2015, age 52.5
67. FrankiesGirl - March 2015 age 42
68. LBYM - April 3, 2015 age 40
69. SDHiker - Dec 2015 age 56
70. liberty53 - July 4th, 2015 age 52

An updated list: I decided last week to change my retire early date from July 17 to March 31. Just 29 days to go. I am smiling so much it's starting to hurt my face :-)

-BB
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Old 03-03-2015, 01:25 PM   #419
Full time employment: Posting here.
 
Join Date: Sep 2012
Location: San Jose
Posts: 607
1. Ikubak - April/May 2015- age 52
2. LoneAspen - June 2015- age 48
3. Neihn - Dec 2015-
4. Fourchristians - June 2015
5. ABQ2015 - March 2015- 59
6. Live and Learn - March 2015- 52
7. Utrecht - Jan 2015 - Age 50
8. haloFIRE - August 14, 2015 - age 47
9. Phil1ben - June 1, 2015 - age 55
10. SonnyJim - January 1. 2015 - age 48
11. Theseus - July 2015 - age 59 (moved up to 2014 - congrats )
12. biker4life - July 2015 - age 45
13. Options - January 2015 - 59.5
14. Al - June 2015 - age 52
15. Siamond - July 2015 - age 53
16. Shabby - January 2015 - age 48
17. jcretire77 - April 2015 - age 55
18. Fermion - April 2015 - age 45
19. BrianB - January 2015 - age 56
20. RobLJ - May thru August - age
21. FreqFlyer - Feb 2015 - age 43
22. Hiker88 - August 2015 - age 55
23. Enjoylife133 - December 2015 - age 60
24. Jpearl - July 2915 - age 43
25. iac1003 - April 2015 age 63.5
26. kern44 - June 2015
27. Fedup - Dec 2015 age 55
28. Mo Money - April 2015 age 53
29. Aus_E_Expat- April 2015, age 56
30. rodi - April 2015, age 53
30. vireo- June 30, 2015. Age 60
31. Sanstar - March 28, 2015, Age 59
32. Rdub - May 2015, age 45
33. johnnyfuego - Jan-March 2015, age 52
34. Islandtraveler - July 2015 age 56
35. kimcdougc - Feb. 1, 2015 age 57
36. Mike31204 1 May 2015
38. cbo111- Sep 2015 age 57
39. Planner - April 30, 2015 age 53
40. FatCyclist - January 2, 2015 age 57
41. Oreogn - Feb 2015 age 58
42. 2B - Jan Feb 2015 age 63
43. tuffshed - January 2015 age 60
44. trirod - December 2015 age 48
45. jabbahop - Feb 2015 age 54/55 (depending whether I go before Feb birthday)
46. nuke_diver
47. Travel4Fun - Jan 2015, age 50
48. robnplunder - July 2015, age 53
49. Bryan Barnfellow - March 31, 2015, age 59
50. Taxman59 - July 1, 2015
51. nuisance - Q2 2015
52. texcurtis - January 31, 2015, age 54
53. OBXretire - July 1, 2015
54. Punxsyboy
55. Philliefan33
56. pinejake - March 5, 2015, age 56
57. Spudd - January 30, 2015, age 42
58. bingybear - Feb 28, 2015, age 53
59. kitesurfer2- April 30, 2015, age 62
60. wheelsdown - March 1, 2015, age 60
61. Whisper66 - March 1, 2015, age 55
62. KCGeezer - May 31, 2015, age 58
63. stlguy57 - Dec 31, 2015, age 58
64. Travelwanted - July, 2015
65. Ally - June, 2015, age 63
66. Evergreen - June 30, 2015, age 52.5
67. FrankiesGirl - March 2015 age 42
68. LBYM - April 3, 2015 age 40
69. SDHiker - Dec 2015 age 56
70. liberty53 - July 4th, 2015 age 52

Updating list and changing my date to June. Still trying to determine if company stock is at a level where I feel comfortable taking a year or two off and living off cash and a small secondary option grant while I see if it continues to climb.

The crystal ball is getting clearer, but still a bit cloudy...
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Old 03-03-2015, 01:57 PM   #420
Recycles dryer sheets
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Join Date: Sep 2014
Posts: 473
Had my last Annual Review this morning!!! It was given more as a formality since they were redone to be a preview of the upcoming year instead of a rehash of the prior year it is a preview of what the upcoming year will look like.
I had a draft version showing my resource needs as "plenty of suntan lotion" and a successful year is "a good tan and no sunburn"! My boss didn't think that was funny, but I had a good laugh! Just 120 days (only 78 of which are w*rk days) to go!
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