Proud of you - think of me as the freshman looking up to the seniors....
CUinFL - class of 2020
Class of 2017
- Thread starter Bryan Barnfellow
- Start date
Proud of you - think of me as the freshman looking up to the seniors....
CUinFL - class of 2020
JoeWras
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
- Joined
- Sep 18, 2012
- Messages
- 11,702
Agree. I love the clock/calendar idea. My lame methods are more percentage based too.
My target is 1/2/2018, right behind you guys. I started a thread, but seems like I have no classmates yet.
jcretire77
Recycles dryer sheets
Hope to be part of 2017
The end/beginning draws near. Rather than lurking I thought I would throw my name in the pot for 2017. Currently 54 and DW is 56. Firecalc says 2015 at 100% and 2014 at 97.1%. Fidelity says 2017. The pucker factor says 2018. I have really enjoyed this website and like the great support that you all give to each other.
The end/beginning draws near. Rather than lurking I thought I would throw my name in the pot for 2017. Currently 54 and DW is 56. Firecalc says 2015 at 100% and 2014 at 97.1%. Fidelity says 2017. The pucker factor says 2018. I have really enjoyed this website and like the great support that you all give to each other.
chief04010
Recycles dryer sheets
Although my retirement will not be official till Dec. 31, 2017 I still think that puts me in this class. Waiting and counting down.
jcretire77
Recycles dryer sheets
Changing my mind. Not sure if I will be able to change the mind of my Dear DW, but looking more realistically at what we spend and putting that into every calculator known to man I think that I am leaving the Class of 2017 and moving (please, please, please) to the Class of 2015. April 2015 is the goal.
Lucantes
Recycles dryer sheets
Target date for ER is the 1st of October 2017 for both my wife and I. We will both be 50 (May and Feb. 2017 respectively) and are currently on track to meet our FIRE goals established many years ago when we started working overseas (12 and 17 years ago for the same company). I count the money, she counts the days and months!
ccourt9283
Dryer sheet wannabe
- Joined
- May 31, 2013
- Messages
- 15
My current plan is January 10, 2017. Company has a subsidized medical benefit and cost of living adjustment to pension at 62, if those change my plans will change.
I'm joining the class of 2017. 42 months and counting. It's like sitting at a stoplight and revving your car engine. I'm going to be obsessed when the time gets closer. I remember many years ago, we were going canoeing in the Minnesota Boundary Waters. The closer we got to the lakes, the faster I was driving. My DW had to slow me down. I assume heading toward retirement will be the same kind of experience.
hogwild284
Confused about dryer sheets
I'm planning 2017 as my class year. April 3 to be exact. So when I first started counting down I was around 65 months and now it's 38 months. It goes very fast and really makes you see why you have to have a plan and be willing to make changes along the way. I will be 55 and will be retiring after 25 yrs working for the city that I live in. I knew the first day I started I would have my 25 yrs in the same week I turn 55. It was a plan set in stone for me. I have worked very hard toward my goal. Now 38 months away from that goal. I don't really see myself as a " short timer" yet. Most of the guys that have retired in the past started feeling that way with 3 yrs to go. Good luck to all my fellow class of 2017. Hope it all works out for all of us!
TallTim
Recycles dryer sheets
Have been furiously running numbers in FIRECALC and other calculators plus my own model ... and I think DW and I are in for class of 2017. I will be 50 then and our kids will both be off to college, so I'm thinking we are on track for that based on all of the numbers. Currently at about $3.5 in NW heavily in equities and no debt - so almost there ...
If Corp employer has a massive run in the market, is sold, or if we have a couple more years like '13 in the markets (my cash inv return > my salary+bonus) we may be out sooner.
Would possibly be looking at '15 or '16 -- but we have high costs of living (SoCal is great, but housing and taxes are HIGH!).
If Corp employer has a massive run in the market, is sold, or if we have a couple more years like '13 in the markets (my cash inv return > my salary+bonus) we may be out sooner.
Would possibly be looking at '15 or '16 -- but we have high costs of living (SoCal is great, but housing and taxes are HIGH!).
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robnplunder
Thinks s/he gets paid by the post
I plan to retire in 2016, plus or minus 1 year. But posts in these forums are scaring me to work even longer despite, deep down inside, I feel that I have enough already for FI. All the talks of 2% WR, having enough to last 40 - 50 years with long term care expenses, spiking inflation, SS changing rules (or going bust), unexpected calamity, ... What little confidence in FIRE before joining this forum has been evaporating. Sigh.
lwp2017
Recycles dryer sheets
- Joined
- Feb 10, 2014
- Messages
- 157
Hi, I am new to the site, class of 2017, May 31 to be precise.
Really trying to figure out FIRE, it is like drinking from a fire hose. .
I think my first two steps are figuring out my annual spend, we live so simply I don't know what we spend. Second is moving investments into a stable retirement structure- whatever that is.
Currently at 1.3M in vanguard 401K, also eligible for $10K month guaranteed pension in 3 years- that keeps me going to work, no debt, another $250k in various investments. Stay at home wife. 2 grown kids almost completely launched. Only one living parent, my mom, she is healthy, independent and financially good shape.
Plenty to do when I retire, that won't be an issue.
Thanks!
Really trying to figure out FIRE, it is like drinking from a fire hose. .
I think my first two steps are figuring out my annual spend, we live so simply I don't know what we spend. Second is moving investments into a stable retirement structure- whatever that is.
Currently at 1.3M in vanguard 401K, also eligible for $10K month guaranteed pension in 3 years- that keeps me going to work, no debt, another $250k in various investments. Stay at home wife. 2 grown kids almost completely launched. Only one living parent, my mom, she is healthy, independent and financially good shape.
Plenty to do when I retire, that won't be an issue.
Thanks!
sight.It has been almost two years since my first post on this thread-time flies. We are still planning on RE in 2017, but my wife's variable income has dropped this year. This may push a March 31 target date to later in the year. We will see how the glide path looks in another year.
Another member of the class of 2017.
Tentatively looking at September, 2017. That's when I'm eligible for retirement medical coverage. We'll see. The "Plan" as DW refers the the spreadsheet I obsess over (And have obsessed over since about 2001) says we'll be OK.
PS. I showed the "Plan" to a professor at St Joseph's Business school in Philadelphia to see if he had any ideas about improving the modelling I had set up. He shook his head and said I was already working on more advanced modelling then his MBA class covers. I felt pretty good.
Tentatively looking at September, 2017. That's when I'm eligible for retirement medical coverage. We'll see. The "Plan" as DW refers the the spreadsheet I obsess over (And have obsessed over since about 2001) says we'll be OK.
PS. I showed the "Plan" to a professor at St Joseph's Business school in Philadelphia to see if he had any ideas about improving the modelling I had set up. He shook his head and said I was already working on more advanced modelling then his MBA class covers. I felt pretty good.
On track for Feb 2017. All projections continue to yield $$ equal to full employment, without touching SS until after 66. Starting career after grad school, it seemed so funny for fellow employees to constantly talk about retirement when they had 4-5 years yet to go. Well, now THAT is fully understood! It is such a rush to be soooo close!
Hey, Class of 2017 let's share the excitement, and need to plan responsibly, together.
Hey, Class of 2017 let's share the excitement, and need to plan responsibly, together.
Current plan is for 3/31/17
Based on current value of my accounts and expected additions over the next 3 years I am targeting to go to a flexible / PT consulting position. I will be 62 and will be a position to not have to work, but would prefer to continue working in a flexible / PT arrangement (as an independent consultant).
I realize if there is a big downturn in the next few years I will have to readjust somewhat, but nice to know I have the option and flexibility. Not that I am counting, but only 34 more months!
Based on current value of my accounts and expected additions over the next 3 years I am targeting to go to a flexible / PT consulting position. I will be 62 and will be a position to not have to work, but would prefer to continue working in a flexible / PT arrangement (as an independent consultant).
I realize if there is a big downturn in the next few years I will have to readjust somewhat, but nice to know I have the option and flexibility. Not that I am counting, but only 34 more months!
deepsouth41
Confused about dryer sheets
- Joined
- Jun 18, 2014
- Messages
- 4
I will be retiring in April of 2017. I will be 44.
Virtual line in the sand
I'm at 4% WR right now, so according to some I could FIRE right now. Don't think I will. Might semi-FIRE.
Instead, I'm drawing a line in the sand. Barring arrival of children (have none, no DW either) I will FIRE 28/08/2017 at the latest, on my 37th birthday.
Three more years, during which I hope to reach $1M USD (am at $820k right now), adjusted for inflation. Should result in a 3.3% WR by then.
I'll have none of the OMY non-sense anymore after that, and take a year of traveling to start with.
I'm at 4% WR right now, so according to some I could FIRE right now. Don't think I will. Might semi-FIRE.
Instead, I'm drawing a line in the sand. Barring arrival of children (have none, no DW either) I will FIRE 28/08/2017 at the latest, on my 37th birthday.
Three more years, during which I hope to reach $1M USD (am at $820k right now), adjusted for inflation. Should result in a 3.3% WR by then.
I'll have none of the OMY non-sense anymore after that, and take a year of traveling to start with.
July 1, 2017
We had originally planned to retire in January 2016 but a local election gave us a new boss. We decided to stick it out another 18 months to boost our savings and our pensions. We LBYM in a fairly low cost area. We should be okay on $50,000 a year in Colo pension and slightly over $100,000 in savings as we live on that now when you subtract the $27,000 we save annually. We will be 50 and 51
We had originally planned to retire in January 2016 but a local election gave us a new boss. We decided to stick it out another 18 months to boost our savings and our pensions. We LBYM in a fairly low cost area. We should be okay on $50,000 a year in Colo pension and slightly over $100,000 in savings as we live on that now when you subtract the $27,000 we save annually.
We will be 50 and 51
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OP
OP
Bryan Barnfellow
Thinks s/he gets paid by the post
Well, having started this thread I thought I should report back in to say that my situation has changed at the j*b and I was able to shorten my sentence by two full years! So, departing the class of 2017 and entering 2015 if they will have me. The next twelve months cannot be over soon enough!
-BB
Indigo Mule
Recycles dryer sheets
Congratulations! I am still targeting October 2017.
Sent from my iPhone using Early Retirement Forum
Sent from my iPhone using Early Retirement Forum
beaglemom
Dryer sheet wannabe
Still on target for 6/30/2017!!!
