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Do I stay or do I go?
Old 08-15-2010, 06:48 PM   #1
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Do I stay or do I go?

Always wanted to retire at 59. Now have the opportunity to do so at 57.5 with full bridging for full retirement. Moneynot the issue but concerned about filling the time. Don't have a great plan-but lots of ideas. How concerned shou;d I be and how did yall do it?// JACK
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Old 08-15-2010, 06:52 PM   #2
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Here are 20+ threads discussing how to successfully manage your own entertainment until the grim reaper calls...

(FAQ archive) But... what will I do all day?
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Old 08-15-2010, 07:30 PM   #3
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Here are 20+ threads discussing how to successfully manage your own entertainment until the grim reaper calls...
Welcome! Yup, as REWahoo pointed out, this is a frequent topic of discussion round these parts. Here's something to listen to while you're perusing the 20+ treads on this subject....

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Old 08-15-2010, 07:44 PM   #4
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It's really as simple as doing what you have always wanted to do. Follow your dreams, do the things you always wished you had the time for, the things you used to catch yourself daydreaming about. This is your time and there is a world to explore and discover. Go do it in your own unique way.
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Old 08-16-2010, 06:40 AM   #5
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Originally Posted by Sullidc View Post
Always wanted to retire at 59. Now have the opportunity to do so at 57.5 with full bridging for full retirement. Moneynot the issue but concerned about filling the time. Don't have a great plan-but lots of ideas. How concerned shou;d I be and how did yall do it?// JACK
Wouldn't it be the same question at age 59 or at age 65? If you're not worried financially, seems like the question is do you want to retire at all or keep working. If you were seriously planning to jump at 59, then you may as well do it now if you have a good opportunity.
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Old 08-16-2010, 07:53 AM   #6
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Old 08-16-2010, 08:02 AM   #7
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You won't feel any different if you wait another 18 months. If you go now just view it as practice for the long planned real thing.
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Old 08-16-2010, 04:16 PM   #8
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Don't forget, now that you can retire with bridging funds, if you stay and work there, you'll be working for the difference between the salary and the retirement. If you feel you must work, retire and get a job at another company.
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Old 08-16-2010, 06:19 PM   #9
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Old 08-16-2010, 09:24 PM   #10
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Old 08-18-2010, 12:44 AM   #11
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I'd say get the heck out and see the world. Move to Vietnam where I live or someplace off the grid. It's a big globe we're on..
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Old 08-18-2010, 02:42 AM   #12
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I'd say get out, find something you love to do, and go do it. I would not, however, do it in HCMC, Vietnam. I really don't like it there. Wayyyy tooooo hot and humid, and still much too 3rd world, but to each his own.

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Weather in Saigon
Old 08-18-2010, 03:42 AM   #13
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Weather in Saigon

10 Day Weather Forecast for Ho Chi Minh City, Vietnam - weather.com HCMC
10 Day Weather Forecast for Phoenix, AZ - weather.com Phoenix
10 Day Weather Forecast for New York, NY - weather.com New York
10 Day Weather Forecast for Tampa, FL - weather.com Tampa Bay

Weather here in HCMC compares favorably to just about anywhere as well as having no winter and very predictable patterns. Florida is without a doubt hotter and more humid than Vietnam and we don't have hurricanes. Come visit me for a while and see for yourself, it's not the developed world sure, but that's a GOOD point
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Old 08-18-2010, 06:20 AM   #14
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I'd have no problem pulling the rip cord, but if you're seriously worried about it, you could always take a week "staycation" at home and see if you're ready. (Though it would likely take far longer than a week to get acclimated to being retired.)
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Old 08-18-2010, 08:39 AM   #15
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Originally Posted by flyfishnevada View Post
It's really as simple as doing what you have always wanted to do. Follow your dreams, do the things you always wished you had the time for, the things you used to catch yourself daydreaming about. This is your time and there is a world to explore and discover. Go do it in your own unique way.
My FIL, had a terrible time in his retirement years. During his long work years, he had no hobbies, nothing outside of his 12 hours work days for several famous banks. In retirement, he had a fabulous income, that he started receiving in 1985, which is $30,000 more a year than I actually make in 2010. But he didn't have a clue what to do. He just sat around.

My Dad had lots of hobbies and love to travel. He was actually busier in retirement than he was during his workaholic years. But he did it all when he wanted to do it. He did all his hobbies, traveled a lot, made us all watch his endless slide shows of his trips, refinished funiture, played viola in the local orchestra, and on and on.

The moral of this story is: Cultivate hobbies and activities outside of working when you are working, or it will be really hard when you stop finally.
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Old 08-18-2010, 08:41 AM   #16
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I'd have no problem pulling the rip cord, but if you're seriously worried about it, you could always take a week "staycation" at home and see if you're ready. (Though it would likely take far longer than a week to get acclimated to being retired.)
A week is just a vacation. You need to take 9 weeks and see if you have enough to do. I have seasonal employment, so I've been renovating my house for the past 9 weeks at about 5-6 hours a day.
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Old 08-18-2010, 09:10 AM   #17
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....

The moral of this story is: Cultivate hobbies and activities outside of working when you are working, or it will be really hard when you stop finally.
I had several hobbies I thought I would pursue in retirement. I'm two years into retirement now and one of those hobbies fell by the wayside. I've concluded it was something I did to escape work and I don't need it anymore. I've picked up three new hobbies and still take classes which were wonderful contrasts to the workday over the years.
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Old 08-18-2010, 11:06 AM   #18
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Old 08-18-2010, 11:09 AM   #19
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Old 08-18-2010, 12:44 PM   #20
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You have always wanted to retire at 59. Just because you now have the opportunity to go 1.5 years ahead of your schedule does not mean that you should do so.

Your post doesn't suggest that you hate your job. Apparently there are no other activities upon which you would rather spend your time. So you might as well stay put.

You can use the next 18 months to plan what you will do in retirement, and you'll probably enjoy retirement more than if you fall into it prematurely.
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