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Re: Fear or Love; What motovated you to RE?
Old 02-27-2006, 11:48 PM   #41
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Re: Fear or Love; What motovated you to RE?

Thanks for asking Martha, wife is doing much better than she would have if she continued her shipping and receiving job. Still has bad days but not every day.
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Re: Fear or Love; What motovated you to RE?
Old 02-28-2006, 12:49 AM   #42
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Re: Fear or Love; What motovated you to RE?

Quote:
Originally Posted by JenniFire
I knew two people who essentially died on the job--the paramedics hauled them away from their cubicles and they died at the hospital shortly afterwards. Both of them had plans for "when they retired."

Enough already. Time to start living for ourselves for a change.
I don't know whether a stressful job shortens one's life or not, but it is nice to get to do some of what you really like before you die, whenever that may be. Last Friday night a guy I know bought it on the dance floor. He was 54. He was apparently dead by the time he hit the floor. Some folks tried CPR but it didn't work. I wasn't there, but the reports are that he was smiling and enjoying himself and his date all evening. Not quite as good as doing a "Nelson Rockefeller", but not bad as deaths go.

I asked a woman friend what the gal who was dancing with him had to say. Basically, she was just glad that the guy wasn't married to someone else, and that they were not in bed. My friend also told me that whenever something like this happens the ladies worry for a while about their date dying when one of them is cheating.* Ah, the joys of middle age!

Ha
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Re: Fear or Love; What motovated you to RE?
Old 02-28-2006, 07:50 AM   #43
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Re: Fear or Love; What motovated you to RE?

Quote:
Originally Posted by JenniFire
I knew two people who essentially died on the job--the paramedics hauled them away from their cubicles and they died at the hospital shortly afterwards. Both of them had plans for "when they retired."
Yep, both guys on either side of my cubicle at "the farm". One had tried an ER but screwed it up. Bought a travel agency without a good plan. He was still paying some of the bills on that (like rent from a long term lease) for years after he threw in the towel and went back to work. Formally retired about 6 years later. Died of cancer less than a year after that.

Other guy was about 5 years younger than me, plenty of $, could have ER'ed. Went in for his first physical in ~ 5 years (too busy at work). Cancer was through his system, into his liver pretty good, and he was gone six months after that.

Morals of the story: Dont wait. If you do go, be smart about it. Get insurance and get yourself checked out. If your job keeps you so busy you cant even check on your health, think twice.
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Re: Fear or Love; What motovated you to RE?
Old 02-28-2006, 08:10 AM   #44
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Re: Fear or Love; What motovated you to RE?

My doctor has a cartoon in his office that sums this up pretty well.

The cartoon shows a middle age overweight guy sitting in his shorts on the table and his doctor is talking to him. Doctor says...

"So which fits your work schedule better....exercising 30 minutes 4 times a week or being dead 24 hours a day?"

Works for me!
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Re: Fear or Love; What motovated you to RE?
Old 02-28-2006, 09:24 AM   #45
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Re: Fear or Love; What motovated you to RE?

I'm leaving cause:

Work = Too many pieces of the lifes pie.
Work = Chained to 1 location
Work = Safe and secure


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Re: Fear or Love; What motovated you to RE?
Old 02-28-2006, 10:02 AM   #46
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Re: Fear or Love; What motovated you to RE?

All of the above! Maybe a few more. Somebody asked me last week, "Where are you going to make more money for doing less?" I responded, that's one of the main reasons I'm leaving...in three days. It was never about the money; I want to do something fun.

"I don't want to be king. I want to sing; I want to dance."

I have read these boards long enough to know that I don't have my financial act together nearly as much as some of these dudes and dudettes; but I don't care. It will work.

setab
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Re: Fear or Love; What motovated you to RE?
Old 02-28-2006, 10:34 AM   #47
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Re: Fear or Love; What motovated you to RE?

Quote:
Originally Posted by setab

"I don't want to be king. I want to sing; I want to dance."

I have read these boards long enough to know that I don't have my financial act together nearly as much as some of these dudes and dudettes; but I don't care. It will work.

setab
IMHO. as long as you have done any reasonable financial planning its right to just go for it. It will work. Or it may not work but probably would not have worked better for being delayed. Once a decision is made things tend to fall into place.
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Re: Fear or Love; What motovated you to RE?
Old 02-28-2006, 10:36 AM   #48
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Re: Fear or Love; What motovated you to RE?

Quote:
Somebody asked me last week, "Where are you going to make more money for doing less?"
Told a buddy of mine - "As long as you're working to support the economy, the economy is working to support me!".
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Re: Fear or Love; What motovated you to RE?
Old 02-28-2006, 12:12 PM   #49
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Re: Fear or Love; What motovated you to RE?

I will RE at 51 in 2 months (count 'em!) because:

1.* The 2.5 hour (round trip) commute is really, really, really old.
2.* I used to absolutely love my job, but now I only like it.* And I can see things here getting worse before they get better.
3.* There are too many other things I want to do besides work, and I don't want to be an old lady before I have the time to do them.
4.* DH and I learned early to save a lot and live significantly below our means.

And the real reason to RE?* Because I can!!!

CJ
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Re: Fear or Love; What motovated you to RE?
Old 02-28-2006, 12:27 PM   #50
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Re: Fear or Love; What motovated you to RE?

can i get some 40ies people to respone Fear or Love.

i agree with many folks here.

work= i got you for at least 40hrs/week
work= what have u done for me lately
work= vu graphs and meeting

re= i can do anything i want
re= haven't done much and who cares
re= meeting what

enuff
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Re: Fear or Love; What motovated you to RE?
Old 02-28-2006, 01:39 PM   #51
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Re: Fear or Love; What motovated you to RE?

I would probably have to admit fear motivates me to FI more than anything. Its not like i'm afraid all the time, but I don't for one second take for granted the great job that I have and I dont assume it will always be there. I know if i'm not FI, i'm vulnerable; vulnerable of not being able to take care of myself and my family unless I'm able to get a replacement job.

I'm not going to worry right now too much about the "RE or not RE" until i get FI first. That's mainly because I might be equally content to continue to work just for the sheer material pleasure of it if i know that in the worst case scenario i can just say FU and walk right out the door cause i'm FI. What i'm saying is, meeting expectations is a lot of what i dont like about jobs, and what do i care about that if it doesnt matter if i outright lost my job? ;-)

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Re: Fear or Love; What motovated you to RE?
Old 02-28-2006, 02:32 PM   #52
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Re: Fear or Love; What motovated you to RE?

The desire for independence and freedom, to do things because I want to do them, not because I need the money.
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Re: Fear or Love; What motovated you to RE?
Old 03-01-2006, 12:17 AM   #53
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Re: Fear or Love; What motovated you to RE?

I'm only half motivated, 1 or 2 years left, I think.

I'm pretty sure I have reached FI but something stops me.

A few years ago a friend took an ER package from his employer. His rational was "if they're going to give me that much money to quit going to a job I hate". Mine is more "if they're going to give me that much money to do something I like" but I've started building contacts for a bit of consulting when I do go. A month here, a month there would be much better.



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Re: Fear or Love; What motovated you to RE?
Old 03-01-2006, 09:24 AM   #54
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Re: Fear or Love; What motovated you to RE?

Quote:
Originally Posted by azanon

I'm not going to worry right now too much about the "RE or not RE" until i get FI first.* That's mainly because I might be equally content to continue to work just for the sheer material pleasure of it if i know that in the worst case scenario i can just say FU and walk right out the door cause i'm FI.* What i'm saying is, meeting expectations is a lot of what i dont like about jobs, and what do i care about that if it doesnt matter if i outright lost my job?* ;-)

Azanon
Grasshopper..............it is time for you to leave.
You have successfully snatched the pebble from the master's hand.

You have learned all that is truly important and the rest is up to you.

Being FI opens the doors to peace of mind and being able to find part of the job you actually like and want to do. It also allows you to ignore the Corporate A@@holes that have gone over to the "Dark Side" in their lust for power. You can smile at the BS that flows in dump truck quantities on a daily basis while others have to swim in it just to keep their head above. You can walk away any time you want and that empowers you. It is a great feeling and one that gives one a greater perspective on life in general, beyond the work world.

Congratulations on your achievement. It is a great feeling to know that when the BS gets too deep you can just tell your overbearing cretin of a boss to "take this job and shove it."

Enjoy the feeling of freedom. Work can be fun when it is no longer work.
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Re: Fear or Love; What motovated you to RE?
Old 03-01-2006, 09:33 AM   #55
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Re: Fear or Love; What motovated you to RE?

SteveR,

I couldn't have said it better myself.* FI is mostly what people want.* RE is nice, but you need to do something with your time.* Why not get paid for your time to do something you would might do for free?* FI doesn't take as long as people think.* There was a discussion a month or so ago regarding whether it's possible to RE after only 20 years on the job.* I think the consensus was that it's possible, but the kind of RE you'd have would be pretty bare bones.* On the other hand, I think 20 years is plenty of time to become FI.* In fact, I'd bet many people could become FI in far less time (15 or even 10 years, depending on your definition of FI and whether your spouse works or not). People need to look at RE as having several stages, with FI being the mid-way point.

Just imagine that you're 35 years old and able to do what you truly want to do for the rest of your life, without ever having to worry about pissing off the boss, job loss, etc...?* Most people will never experience that kind of freedom.
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Re: Fear or Love; What motovated you to RE?
Old 03-01-2006, 11:27 AM   #56
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Re: Fear or Love; What motovated you to RE?

Sure, FI is a great goal ~ it enables you to do what you want with you life. I wish more people understood that it was within the realm of possibility.

But ER... isn't that what makes this board unique? People who have (or who are planning to) live life outside the norms of society. DH and I have been FI for quite a while, but have yet to become fully ER. Why? Fear of killing the golden goose and living to regret it. So... fear is what keeps us FROM ER.

I am in charge of getting our ducks in a row. They are almost there. What motivates me to get our act together to ER (I'm already there, but feel more like a housewife) is love ~ I have lived the stress of work and know the joys of letting it go, I want DH to know that joy as well. Plus, we're young and I'm ready to gather the rosebuds while I may.
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Re: Fear or Love; What motovated you to RE?
Old 03-01-2006, 12:14 PM   #57
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Re: Fear or Love; What motovated you to RE?

Wow - it never occurred to me that there was a difference between FI and ER. FI was always a dream of mine. As soon as I realized I was FI, I made plans to ER!

In theory at least there is absolutely nothing wrong with getting paid to do something I would do for free - but somehow payment always seems to come with strings attached. I don't like any attached strings......so I'd much rather volunteer than be a paid employee or consultant or service provider.

For me, FI was just as much about not being obligated to earn a living, as it is about having control over my time. For me time is my most precious commodity.

Audrey

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Re: Fear or Love; What motovated you to RE?
Old 03-01-2006, 12:24 PM   #58
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Re: Fear or Love; What motovated you to RE?

Quote:
Originally Posted by audreyh1
Wow - it never occurred to me that there was a difference between FI and ER.* FI was always a dream of mine.* As soon as I realized I was FI, I made plans to ER!

In theory at least there is absolutely nothing wrong with getting paid to do something I would do for free - but somehow payment always seems to come with strings attached.* I don't like any attached strings......so I'd much rather volunteer than be a paid employee or consultant or service provider.

For me, FI was just as much about not being obligated to earn a living, as it is about having control over my time.* For me time is my most precious commodity.*

Audrey
I think your key phrase is "obligated to earn a living". Being FI means you are no longer obligated to earn a living. You have already earned it. What you make from your work efforts from then on is just padding or a means to increase your live-style.

ER is what you can do after you are FI. The amount of $$ it takes to be FI is totally dependent upon how you wish to live without income from "work." ER is just retirement earlier than what YOU believed. ER might be at 64 or at 24...it all depends on when you become FI and when you WANT to retire.

Many folks here have stated that they fear retirement because of the big unknown of living off their investments. That fear keeps them working long past the point of FI. On the other hand. Some people like what they do for a "living" and it is the joy of this that keeps them doing it long after they become FI. ER for them is a different concept than it is for someone who hates their job and want out before the "normal" retirement age.

I am sure there are purists out there that will say that any work for money prevents you from being retired. I believe this is too strick a definition based on what I have read from the many stories shared here and on other ER or R boards.
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Re: Fear or Love; What motovated you to RE?
Old 03-02-2006, 05:53 PM   #59
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Re: Fear or Love; What motovated you to RE?

So the question is: What motivated you most to RE?

September 11, 2001.
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Re: Fear or Love; What motovated you to RE?
Old 03-02-2006, 07:04 PM   #60
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Re: Fear or Love; What motovated you to RE?

I was canned, layed off, put out to pasture, whatever - at age 49 and too lazy to move for another job. Turned out I didn't have to.

heh heh heh - took ten years, 1993 to 2003 to discover what ER meant - and then, and then SG accused me of being a bored 13 year girl from Missoula.

Oh well.

heh heh heh heh heh heh heh
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