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06-15-2015, 06:36 AM
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#1
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Recycles dryer sheets
Join Date: Jan 2010
Posts: 190
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FIRE - 3 year update
3 years ago today (@55) I turned in my company badge, keys, and laptop and walked off into the land of FIRE!!
I have never looked back nor regretted any second of it.
My overall health has improved.
I never have a 'bored day' unless I chose to be a bum for a day or so.
Involved in some volunteer work that I find rewarding, spend time doing things I never really had the time to do before.
I owe so much to the ER Forums for both helping me get to that day 3 years ago. The practical tools (FireCalc) as well as the experience of those going before were a tremendous confidence booster.
Thanks to ALL
PS: I would have updated the last 2 years but I have been too busy.
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06-15-2015, 07:03 AM
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#2
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Administrator
Join Date: Jan 2008
Location: Chicagoland
Posts: 40,722
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Happy anniversary!
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06-15-2015, 09:37 AM
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#3
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Thinks s/he gets paid by the post
Join Date: Oct 2002
Location: Chattanooga
Posts: 3,894
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Congrats welcome to the FIRE All Stars.
__________________
Earning money is an action, saving money is a behavior, growing money takes a well diversified portfolio and the discipline to ignore market swings.
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06-15-2015, 10:02 AM
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#4
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Aug 2013
Location: Texas
Posts: 10,936
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Congratulations. I had my 3 year anniversary just a few months ago. My only complaint/regret so far about retiring is that I should have done it sooner.
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06-15-2015, 02:43 PM
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#5
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Thinks s/he gets paid by the post
Join Date: Jun 2014
Posts: 1,069
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 Quote:
Originally Posted by Car-Guy
Congratulations. I had my 3 year anniversary just a few months ago. My only complaint/regret so far about retiring is that I should have done it sooner.
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Anything you could have foreseen to tell you retiring back then was the right choice? My biggest fear is retiring too late. Could use some of your hindsight.
Sent from my iPhone using Early Retirement Forum
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06-17-2015, 02:30 PM
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#6
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Thinks s/he gets paid by the post
Join Date: Feb 2012
Location: Tampa Bay Area
Posts: 1,866
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Quote:
Originally Posted by jwkde
PS: I would have updated the last 2 years but I have been too busy.
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Congratulations ! I love updates but your rationale for not updating sooner is 100% perfect.
Happy anniversary.
__________________
"For the time being no discipline brings joy, but seems grievous and painful; but afterwards it yields a peaceable fruit of righteousness to those who have been trained by it." ~
Hebrews 12:11
ER'd in June 2015 at age 52. Initial WR 3%. 50/40/10 (Equity/Bond/Short Term) AA.
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06-17-2015, 03:16 PM
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#7
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Full time employment: Posting here.
Join Date: Jul 2010
Location: San Francisco
Posts: 862
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congrats 
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06-17-2015, 08:27 PM
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#8
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Thinks s/he gets paid by the post
Join Date: Oct 2004
Location: Portland
Posts: 2,038
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Quote:
Originally Posted by jwkde
PS: I would have updated the last 2 years but I have been too busy.
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I totally get that! Congratulations!
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06-24-2015, 04:34 PM
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#9
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Recycles dryer sheets
Join Date: Oct 2013
Location: Bismarck
Posts: 168
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Congrats. I retired at 60 a year and a half ago and went back to work part time the past 6months. June 30th is my last day and I am actually looking forward to being officially retired!
Sent from my iPad using Early Retirement Forum
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06-25-2015, 12:34 PM
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#10
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Aug 2013
Location: Texas
Posts: 10,936
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Quote:
Originally Posted by dallas27
Anything you could have foreseen to tell you retiring back then was the right choice? My biggest fear is retiring too late. Could use some of your hindsight.
Sent from my iPhone using Early Retirement Forum
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For me I wanted to be "extremely" comfortable that I would be set financially without having to save/scrimp/cut corners/worry/etc, or invest aggressively to live in the lifestyle I wanted, once I retired. Once I hit that mark I became greedy and worked a few more years.  By then I was burned out (or the BS buckets became to full) Looking back now, I would gladly repay my last two years salary if they could give me back those two years of my life to relive, like I want.
Not sure if that helps but that's my hindsight as of today.
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06-25-2015, 12:54 PM
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#11
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Recycles dryer sheets
Join Date: Jun 2002
Posts: 381
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Congrats! I gave an update over the last couple of days as well, but I'm not yet retired, but am FI. Love seeing this stuff.....
It's especially interesting when it's people that I remember from the MF boards, don't think there's too many of us left here.
__________________
When you walk in the shadow of insanity, the presence of another mind that thinks and acts as yours does is something close to a blessed event. -Robert Pirsig, Zen and the Art of Motorcycle Maintenance
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06-25-2015, 02:28 PM
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#12
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Recycles dryer sheets
Join Date: Nov 2013
Location: Hartford
Posts: 358
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For those of us with less experience, what are the MF boards?
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06-25-2015, 02:56 PM
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#13
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jun 2002
Location: Texas: No Country for Old Men
Posts: 50,021
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Quote:
Originally Posted by ImThinkin2019
For those of us with less experience, what are the MF boards?
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The first couple of paragraphs on this link will explain what panhead is referring to: http://www.early-retirement.org/foru...org-53657.html
__________________
Numbers is hard
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06-25-2015, 03:58 PM
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#14
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Thinks s/he gets paid by the post
Join Date: Jun 2014
Posts: 1,069
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Quote:
Originally Posted by Car-Guy
For me I wanted to be "extremely" comfortable that I would be set financially without having to save/scrimp/cut corners/worry/etc, or invest aggressively to live in the lifestyle I wanted, once I retired. Once I hit that mark I became greedy and worked a few more years. By then I was burned out (or the BS buckets became to full) Looking back now, I would gladly repay my last two years salary if they could give me back those two years of my life to relive, like I want.
Not sure if that helps but that's my hindsight as of today. |
So to my point, hit your number and run would be your advice. The extra buffer isn't worth it if you don't want to be working.
Seems logical.
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06-25-2015, 05:28 PM
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#15
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Full time employment: Posting here.
Join Date: Jul 2010
Location: San Francisco
Posts: 862
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Quote:
Originally Posted by panhead
Congrats! I gave an update over the last couple of days as well, but I'm not yet retired, but am FI. Love seeing this stuff.....
It's especially interesting when it's people that I remember from the MF boards, don't think there's too many of us left here.
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I was on the Motley Fool boards, as Retch The Grate there as well, if I recall correctly. Neither here now, nor then there was I a terribly active poster, but I've been plugging away at the saving and investing ever since.
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06-26-2015, 07:32 AM
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#16
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Confused about dryer sheets
Join Date: Jun 2015
Posts: 4
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Happy Anniversary! Hope you have many more.
__________________
Enjoying the early retired life!
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06-26-2015, 08:10 PM
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#17
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Full time employment: Posting here.
Join Date: Sep 2011
Location: Bushnell
Posts: 607
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Congratulations!
Sent from my iPhone using Early Retirement Forum
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06-27-2015, 11:43 AM
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#18
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Recycles dryer sheets
Join Date: Mar 2012
Location: London
Posts: 68
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Sounds great, congratulations!
I've written my resignation letter but I don't seem to have the courage to hand it over to my boss.
I need to grit my teeth and get out in September so that I can live the rest of my life on MY TERMS!
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06-28-2015, 09:44 AM
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#19
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Recycles dryer sheets
Join Date: Jan 2010
Posts: 190
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It is tough but you will feel FANTASTIC after you do it !!! 
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06-29-2015, 09:24 AM
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#20
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Thinks s/he gets paid by the post
Join Date: Jan 2008
Posts: 1,495
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Quote:
Originally Posted by dallas27
So to my point, hit your number and run would be your advice. The extra buffer isn't worth it if you don't want to be working.
Seems logical.
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This.
Yesterday I ran into the guy who replaced me at work when I retired on 5/15. It was amazing hearing all of the problems that he is dealing with. I thought to myself, "That was me." A big revelation I've had in the last 6 weeks or so was how much I had made working simply tolerable. There is just no substituting being out of all that. This very moment, were I still working, I would be stuck in awful traffic, on my way to giving my life away to someone else's agenda, rather than mine. Instead, I'm just back from one of my favorite things that I only got to do sporadically on a day off when working: sitting out having coffee at a deserted outdoor cafe watching the early morning begin.
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