Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
FIRE in the USA
Old 05-22-2008, 07:08 AM   #1
Recycles dryer sheets
 
Join Date: Feb 2008
Posts: 78
FIRE in the USA

After doing some research into possible retirement places around the world, it seems to me that the US is likely one of the cheapest places to live after the dollar decline.

Anyone know of beautiful places in America (on a mountain, by a lake...), where housing is still affordable?
__________________

__________________
Bankerwithabrain is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 05-22-2008, 07:19 AM   #2
Thinks s/he gets paid by the post
simple girl's Avatar
 
Join Date: Sep 2006
Posts: 2,505
What's your definition of affordable?
__________________

__________________
simple girl
less stuff, more time

(49, married; DH 53. I am fully retired as of 2015 (well ok, I still work part-time but only because I love the job and have complete freedom to call off if I want to travel with hubby for work), DH hopes to fully retire 2018 when he turns 55 to access 401K penalty-free...although he may decide to do part-time consulting)
simple girl is offline   Reply With Quote
Old 05-22-2008, 07:32 AM   #3
Moderator
Walt34's Avatar
 
Join Date: Dec 2007
Location: Eastern WV Panhandle
Posts: 16,579
West Virginia, for one.

Beautiful state, one can still find a decent single family home for less than six figures. Not luxurious, but decent.

Reputations notwithstanding, yes we have indoor plumbing and electricity. In fact, I have had no need for the backup generator since leaving Maryland.

There must be something in the water though, because I have developed an affinity for Bluegrass music, a desire to put oversize tires on the (de rigueur) pickup truck, and my little sister is starting to look kind of cute....
__________________
I heard the call to do nothing. So I answered it.
Walt34 is offline   Reply With Quote
Old 05-22-2008, 07:49 AM   #4
Recycles dryer sheets
 
Join Date: Feb 2008
Posts: 78
Cheap being able to live the life of a recluse. House less than $100k.

Get yourself a nice rocking chair and just watch the mountains.
__________________
Bankerwithabrain is offline   Reply With Quote
Old 05-22-2008, 07:52 AM   #5
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
brewer12345's Avatar
 
Join Date: Mar 2003
Posts: 16,391
Uh, let's see:

NY State (Finger Lakes are gorgeous, for example)
Parts of PA
WV
KY
Eastern TN
Northern Alabama
Parts of NM (northern half of the state, roughly)
Parts of CO
UT
Montana
Maybe bits of Idaho
__________________
"There are three kinds of men. The one that learns by reading. The few who learn by observation. The rest have to pee on the electric fence for themselves."



- Will Rogers
brewer12345 is offline   Reply With Quote
Old 05-22-2008, 08:06 AM   #6
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Purron's Avatar
 
Join Date: Nov 2007
Posts: 5,584
You can get a nice home for under $100K in Roanoke, VA. My brother in law and his family live there. Very pretty area with wonderful mountain views.
__________________
I purr therefore I am.
Purron is offline   Reply With Quote
Old 05-22-2008, 08:10 AM   #7
Thinks s/he gets paid by the post
simple girl's Avatar
 
Join Date: Sep 2006
Posts: 2,505
Quote:
Originally Posted by Purron View Post
You can get a nice home for under $100K in Roanoke, VA. My brother in law and his family live there. Very pretty area with wonderful mountain views.

We lived there 9 months, definitely beautiful. And Smith Mountain Lake is not far away (although I highly doubt houses on the water are under 100k!)
__________________
simple girl
less stuff, more time

(49, married; DH 53. I am fully retired as of 2015 (well ok, I still work part-time but only because I love the job and have complete freedom to call off if I want to travel with hubby for work), DH hopes to fully retire 2018 when he turns 55 to access 401K penalty-free...although he may decide to do part-time consulting)
simple girl is offline   Reply With Quote
Old 05-22-2008, 08:18 AM   #8
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
youbet's Avatar
 
Join Date: Mar 2005
Location: Chicago
Posts: 9,965
Quote:
Originally Posted by Bankerwithabrain View Post
Cheap being able to live the life of a recluse. House less than $100k.

Get yourself a nice rocking chair and just watch the mountains.
Sadly, with your requirement for "on a mountain, by a lake," your under $100k goal will be tough, especially if you're looking for a turnkey setup. American retirees and developers have done a lot to push prices up the past few years in previously considered out of the way places.

I've done extensive research in Missouri, Arkansas and Tennessee for retiree living opportunities with outdoorsey amenities such as water, land or a wonderful view. Anything under $100k these days is going to have some significant drawback: requires a 4 wheel drive vehicle to reach; is in poor condition; is a mobile home; no library, hospital, etc., within an hour's drive; and those sort of things.

It is relatively easy, however, to find a decent, comfortable home for under $100k in town. It's just the water, land or view part that makes it tough. At least that's what I found.

But perhaps I underestimate your willingness to "live the life of a recluse" as you put it.
__________________
"I wasn't born blue blood. I was born blue-collar." John Wort Hannam
youbet is offline   Reply With Quote
Old 05-22-2008, 08:47 AM   #9
Thinks s/he gets paid by the post
 
Join Date: Jan 2008
Posts: 2,020
Detroit, Michigan. You can get a house for $500 on a mountain of despair next to a lake of misery.

Single Family Home - DETROIT, MI, 48213 - Realtor.com

Baraga, Michigan. Single Family Home - 14614 Payne Rd, Baraga, MI, 49908 - Realtor.com. Little above your price range, but close to the water. Baraga is at the top of a mountain, and close to some decent skiing.

Calumet, Michigan. What a steal at only $40k! Single Family Home - 58302 Calumet Waterworks Rd, Calumet, MI, 49913 - Realtor.com. Fixer-upper.

Houghton, Michigan is a nice area. Lake Superior is an easy drive in multiple directions. Housing is very cheap there. Tech university in town (Michigan Tech). Small. Lots of big hills and small mountains. The downside (or upside) is that the homes have docks off of their front doors so people can get out in the winter. Many a Tech student has a story of jumping out of the second story window into the snow. Winter lasts from mid-October to late April. However, the Keweenaw Peninsula is some of the most beautiful country in the US (imho).
__________________
Marquette is offline   Reply With Quote
Old 05-22-2008, 10:19 AM   #10
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
youbet's Avatar
 
Join Date: Mar 2005
Location: Chicago
Posts: 9,965
Quote:
Originally Posted by Marquette View Post
Detroit, Michigan. You can get a house for $500 on a mountain of despair next to a lake of misery.

Single Family Home - DETROIT, MI, 48213 - Realtor.com

Baraga, Michigan. Single Family Home - 14614 Payne Rd, Baraga, MI, 49908 - Realtor.com. Little above your price range, but close to the water. Baraga is at the top of a mountain, and close to some decent skiing.

Calumet, Michigan. What a steal at only $40k! Single Family Home - 58302 Calumet Waterworks Rd, Calumet, MI, 49913 - Realtor.com. Fixer-upper.

Houghton, Michigan is a nice area. Lake Superior is an easy drive in multiple directions. Housing is very cheap there. Tech university in town (Michigan Tech). Small. Lots of big hills and small mountains. The downside (or upside) is that the homes have docks off of their front doors so people can get out in the winter. Many a Tech student has a story of jumping out of the second story window into the snow. Winter lasts from mid-October to late April. However, the Keweenaw Peninsula is some of the most beautiful country in the US (imho).
Looks pretty congruent with my findings in the mid-south. A mobile home, an almost 100 year old fixer-upper and one $33k over the price limit but looks pretty good.

$100k is hard to do these days!

BTW, I like the UP but would probably have to get a 1 - 2 month break from winter which would have to be figured into the cost of living there.
__________________
"I wasn't born blue blood. I was born blue-collar." John Wort Hannam
youbet is offline   Reply With Quote
Old 05-22-2008, 10:37 AM   #11
Administrator
W2R's Avatar
 
Join Date: Jan 2007
Location: New Orleans
Posts: 38,949
Quote:
Originally Posted by Bankerwithabrain View Post
After doing some research into possible retirement places around the world, it seems to me that the US is likely one of the cheapest places to live after the dollar decline.

Anyone know of beautiful places in America (on a mountain, by a lake...), where housing is still affordable?
Beauty is in the eye of the beholder. There are a lot of places that might not end up on magazine covers, but which are genuinely beautiful and inexpensive, as well. Look in small town or rural locations throughout the Midwest and most of the South, for example, as well as other regions.

Choosing one? Now, that's half the fun! Welcome to the search and good luck in finding just the right place for you.
__________________
Already we are boldly launched upon the deep; but soon we shall be lost in its unshored, harbourless immensities.

- - H. Melville, 1851
W2R is offline   Reply With Quote
Family In roanoke
Old 05-22-2008, 01:41 PM   #12
Confused about dryer sheets
 
Join Date: Mar 2007
Posts: 7
Family In roanoke

Quote:
Originally Posted by Purron View Post
You can get a nice home for under $100K in Roanoke, VA. My brother in law and his family live there. Very pretty area with wonderful mountain views.

My Fathers family are all from Roanoke. My 2 aunts live on Blue Ride Drive. Ferguson was the family name. I haven't been there in over 20 years. I bet it has changed quit a bit! I like that real estate price...considering what we pay here in southern california.
__________________
Bugs8
bugs8 is offline   Reply With Quote
Old 05-22-2008, 01:46 PM   #13
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
brewer12345's Avatar
 
Join Date: Mar 2003
Posts: 16,391
Quote:
Originally Posted by Want2retire View Post
Beauty is in the eye of the beholder. There are a lot of places that might not end up on magazine covers, but which are genuinely beautiful and inexpensive, as well. Look in small town or rural locations throughout the Midwest and most of the South, for example, as well as other regions.
That's for sure. And some places are really, really nice for part of the year. The Ohio town where I went to college had glorious summers and falls (crappy, grey winters, though). But to look at it on paper, you wouldn't even think about living there.

If I ever relocate for retirement, I would probably do some travelling before making a decision. There are lots of neat places in the US taht aren't that expensive.
__________________
"There are three kinds of men. The one that learns by reading. The few who learn by observation. The rest have to pee on the electric fence for themselves."



- Will Rogers
brewer12345 is offline   Reply With Quote
Old 05-22-2008, 02:25 PM   #14
Thinks s/he gets paid by the post
lazygood4nothinbum's Avatar
 
Join Date: Feb 2006
Posts: 3,895
i thought the norris lake area of tenn. was pretty nice. lots of water to play in. smokey mountains nearby. knoxville with a university not too far away.
__________________
"off with their heads"~~dr. joseph-ignace guillotin

"life should begin with age and its privileges and accumulations, and end with youth and its capacity to splendidly enjoy such advantages."~~mark twain - letter to edward kimmitt 1901
lazygood4nothinbum is offline   Reply With Quote
Old 05-22-2008, 04:10 PM   #15
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
haha's Avatar
 
Join Date: Apr 2003
Location: Hooverville
Posts: 22,387
Quote:
Originally Posted by Marquette View Post
Detroit, Michigan. You can get a house for $500 on a mountain of despair next to a lake of misery.
My friend, you are a poet.

Ha
__________________
"As a general rule, the more dangerous or inappropriate a conversation, the more interesting it is."-Scott Adams
haha is offline   Reply With Quote
Old 05-22-2008, 07:36 PM   #16
Moderator
Walt34's Avatar
 
Join Date: Dec 2007
Location: Eastern WV Panhandle
Posts: 16,579
Quote:
Originally Posted by Bankerwithabrain View Post
Cheap being able to live the life of a recluse. House less than $100k.

Get yourself a nice rocking chair and just watch the mountains.
Not really. Is a lake a requirement or would you settle for a river? That expands the possibilities.
__________________
I heard the call to do nothing. So I answered it.
Walt34 is offline   Reply With Quote
Old 05-22-2008, 08:23 PM   #17
Full time employment: Posting here.
 
Join Date: Apr 2006
Posts: 944
Quote:
Originally Posted by Marquette View Post
Detroit, Michigan. You can get a house for $500 on a mountain of despair next to a lake of misery.

Single Family Home - DETROIT, MI, 48213 - Realtor.com

Baraga, Michigan. Single Family Home - 14614 Payne Rd, Baraga, MI, 49908 - Realtor.com. Little above your price range, but close to the water. Baraga is at the top of a mountain, and close to some decent skiing.

Calumet, Michigan. What a steal at only $40k! Single Family Home - 58302 Calumet Waterworks Rd, Calumet, MI, 49913 - Realtor.com. Fixer-upper.

Houghton, Michigan is a nice area. Lake Superior is an easy drive in multiple directions. Housing is very cheap there. Tech university in town (Michigan Tech). Small. Lots of big hills and small mountains. The downside (or upside) is that the homes have docks off of their front doors so people can get out in the winter. Many a Tech student has a story of jumping out of the second story window into the snow. Winter lasts from mid-October to late April. However, the Keweenaw Peninsula is some of the most beautiful country in the US (imho).
Very interesting - I would love to hear the condition of the $500. home and about the area that it lays...
__________________
Freed at 49. You only live once - live it
Donzo is offline   Reply With Quote
Old 05-23-2008, 08:06 PM   #18
Thinks s/he gets paid by the post
BunsGettingFirm's Avatar
 
Join Date: Jan 2004
Posts: 1,502
Quote:
Originally Posted by Donzo View Post
Very interesting - I would love to hear the condition of the $500. home and about the area that it lays...
I would imagine that you will no problem starting your own Fight Club down in the basement.
__________________
BunsGettingFirm is offline   Reply With Quote
Old 05-24-2008, 12:52 AM   #19
Full time employment: Posting here.
 
Join Date: Dec 2006
Posts: 886
Devils Lake, North Dakota (not right on the lake though)

$49,900
Real Estate 7 - The "Action" People

$85,000
Real Estate 7 - The "Action" People

Fort Kent, ME - Lakefront

$94,900
Welcome to Aroostook Real Estate - Your Town Our Team Your Choice

Soldier Pond, ME (can see a big pond from house. hehe)

$79,000 -
Welcome to Aroostook Real Estate - Your Town Our Team Your Choice
__________________

__________________

Trek is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Returns outside of USA ashtondav FIRE and Money 1 10-05-2007 07:41 AM
Usa......usa.....usa........ Dawg52 Other topics 6 07-04-2007 10:54 PM
Greetings from the NW (USA) Dr. K Hi, I am... 7 05-22-2007 03:18 PM
USA, USA, USA... mickeyd Other topics 6 12-18-2006 03:53 PM
Back to the USA... Lancelot Other topics 6 12-14-2004 03:37 PM

 

 
All times are GMT -6. The time now is 04:59 AM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.