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first SS check
Old 03-30-2013, 10:43 PM   #1
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first SS check

Retired since 12/31/12, I applied for SS this past week. I know now that we could survive without it having done so a few months but will now be nice to have the extra. Amount is about $100 more per month than if taken several months ago @ 62. Figure that will about pay for Medicare @ 65. Loving my first Spring as a retiree! Really separated from former life this week: deleted all work peers from my contacts. I aint goin back! :grinear2ear:

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Old 03-31-2013, 01:10 AM   #2
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I took mine at 64.5. It was a nice amount, but unfortunately when I turned 65 I lost part of it to Medicare and part to my AGI--too much income before I retired. So SS got a 3% raise and I lost a couple of hundred bucks. Uncle Sam gives and takes. But I am glad to have it.

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Old 03-31-2013, 02:34 AM   #3
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Well done and congratulations.
Very conservative with investments. Not ER'd yet, 48 years old. Please do not take anything I write or imply as legal, financial or medical advice directed to you. Contact your own financial advisor, healthcare provider, or attorney for financial, medical and legal advice.
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Old 03-31-2013, 07:39 AM   #4
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I applied for SS about a month ago myself. (Haven't seen the first payment yet) Like most folks, you are entitled to it since you "earned" it....
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Old 03-31-2013, 10:01 AM   #5
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I am turning 65 this summer, and just got my Medicare card. I will be paying for Medicare Part B before claiming SS. I am tentatively planning to wait until 70 to take SS, but I am really looking forward to having that income as I grow older. As you say, "it will be nice to have the extra".
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Old 03-31-2013, 10:41 AM   #6
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Old 03-31-2013, 04:33 PM   #7
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I applied for SS this past week. I know now that we could survive without it having done so a few months but will now be nice to have the extra.
Congrats on the retirement.

One of the great aspects of SS is that it is so darn flexible. Want cash @ 62? You got it. Want to wait till 70 and get a bunch more? No problem. It's your decision.

Until I retired a never appreciated how SS is structured to adapt to so many situations.

I am currently enrolled in my wife's SS as spouse and when I hit 70 we will both hop over to SS under my # getting a much larger payout.

Part-Owner of Texas

Outside of a dog, a book is man's best friend. Inside of a dog, it's too dark to read. Groucho Marx

In dire need of: faster horses, younger woman, older whiskey, more money.
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