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Old 06-29-2018, 01:31 PM   #41
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I imagine drug-dealing would be high on the list.
Handing all that cash would make one a target for the bad guys!
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Old 06-29-2018, 01:42 PM   #42
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I'm retiring in 63 days, and as the word has gotten out around Megacorp, I've been asked more than once: "are you 65?" Me: "Nope". Them: "then how can you retire?" Like you have to ask the retirement police for permission or something. And, in the industry I'm in, it's shocking how many are asking that question.
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Old 06-29-2018, 01:46 PM   #43
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"are you 65?"

"Nope"

"then how can you retire?"
Try this:
"Shhh! I'm hoping they don't notice."
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Old 06-29-2018, 02:09 PM   #44
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I've been asked more than once: "are you 65?" Me: "Nope". Them: "then how can you retire?" Like you have to ask the retirement police for permission or something.
One person here said their manager's reaction was "But.... you're not old enough to collect Social Security!"
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Old 06-29-2018, 02:26 PM   #45
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I'm retiring in 63 days, and as the word has gotten out around Megacorp, I've been asked more than once: "are you 65?" Me: "Nope". Them: "then how can you retire?" Like you have to ask the retirement police for permission or something. And, in the industry I'm in, it's shocking how many are asking that question.
I got a lot of this. They knew I wasn't 65 but they were seriously puzzled as to how anyone could retire before Medicare. Several of the ones who asked me that are seriously uninformed about options and how to budget for healthcare cost before 65, and others are totally unaware of the nice features we have with our Megacorp 401k plan for pre-59.5 retirees.

Several could retire today with enough in assets, pension, etc. to enjoy about 100k annual income stream with very minimal risk but they haven't investigated it enough to understand and are frozen in place over the perceived risk of walking away from nice 6 figure salaries with good benefits.

The one individual that truly concerns me is a gentleman in very poor health, which is getting worse as I type this. He is well within the 18 months cobra window to carry megacorp healthcare to Medicare. He is brilliant in the nerdy sort of way where he can deconstruct huge data to the atomic level and spin out lots of metrics, but he has little idea what benefits he has already earned and are available to him.

His primary excuse for sticking around until SoSec full retirement age is he doesnt want a decrease in his lifestyle. It is no exaggeration when I say his odds of reaching full retirement age slim and getting worse.
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Old 06-29-2018, 03:08 PM   #46
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An old friend gulped: But that is not fair! She has no idea...
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Old 06-29-2018, 03:35 PM   #47
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NRG: I am the granddaughter of a shingle mill owner: Dad would say that there is no such thing as a dumb logger, they are killed the first month in the woods (applied Darwin), also guys who work in a shingle mill have short fingers.

I got comments when I retired at 48 but won't repeat them here.
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Old 06-29-2018, 08:45 PM   #48
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Many trades risk their lives on the job. Not to slam a military or police/fire career, but as an Oregonian I'm real aware of logging, farming, and fishing deaths and injuries. To say nothing of roofing and construction jobs.
I imagine drug-dealing would be high on the list.


Yeah, hard to equate drug dealing with police/fire/military in terms of benefit to society.
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Old 06-29-2018, 08:53 PM   #49
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I got a lot of this. They knew I wasn't 65 but they were seriously puzzled as to how anyone could retire before Medicare. Several of the ones who asked me that are seriously uninformed about options and how to budget for healthcare cost before 65, and others are totally unaware of the nice features we have with our Megacorp 401k plan for pre-59.5 retirees.

Several could retire today with enough in assets, pension, etc. to enjoy about 100k annual income stream with very minimal risk but they haven't investigated it enough to understand and are frozen in place over the perceived risk of walking away from nice 6 figure salaries with good benefits.

The one individual that truly concerns me is a gentleman in very poor health, which is getting worse as I type this. He is well within the 18 months cobra window to carry megacorp healthcare to Medicare. He is brilliant in the nerdy sort of way where he can deconstruct huge data to the atomic level and spin out lots of metrics, but he has little idea what benefits he has already earned and are available to him.

His primary excuse for sticking around until SoSec full retirement age is he doesnt want a decrease in his lifestyle. It is no exaggeration when I say his odds of reaching full retirement age slim and getting worse.


I ER’d just after turning 56 from a company that didn’t offer “early retirement” until 63 and didn’t have any healthcare benefits post-employment. People seemed amazed and said “but how will you get healthcare?” Duh - DH had already been buying his own insurance for years, so I just went onto his policy. Many don’t seem to realize there is insurance available for purchase out there - you only need money to buy it, but don’t have to have a job!
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Old 06-29-2018, 09:00 PM   #50
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When DS turned 15, DW calculated that I had more time away from home then at home. Can’t get it back.
No doubt about that.

I averaged 7 months a year living underwater for each boat I served on. After 20 years that adds up.
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Old 06-29-2018, 09:04 PM   #51
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NRG: I am the granddaughter of a shingle mill owner: Dad would say that there is no such thing as a dumb logger, they are killed the first month in the woods (applied Darwin), also guys who work in a shingle mill have short fingers.

I got comments when I retired at 48 but won't repeat them here.
You're correct. Most sawyers in circle mills are missing their right index and middle fingers. It was a very common injury from adjusting the guides next to the spinning saw(there was a design flaw). I was very lucky, we didn't have good equipment and I'm lucky to have all my parts.
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Old 06-30-2018, 04:56 AM   #52
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No doubt about that.

I averaged 7 months a year living underwater for each boat I served on. After 20 years that adds up.
Thank you for your service again, one of my home brew friends is a submariner. He built an automated brewery in his single car garage wall and can still park a car inside.

I think I spent 6 months a year underground; at least I came to the surface daily.
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Old 06-30-2018, 08:32 AM   #53
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Yeah, hard to equate drug dealing with police/fire/military in terms of benefit to society.
Kinda rude the way forum software makes Redduck's quote of my original post makes it look like I equated drug dealing with farming or logging. I didn't and don't. I did note the danger of other societally useful careers can be greater than that of police or military careers.
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Old 06-30-2018, 08:59 AM   #54
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Kinda rude the way forum software makes Redduck's quote of my original post makes it look like I equated drug dealing with farming or logging. I didn't and don't. I did note the danger of other societally useful careers can be greater than that of police or military careers.
IMO, you are justified to feel it is rude. You only presented the numbers, you didn't assign any sort of value judgment to it.

I've seen those numbers, and referenced them myself. Many people just assume that police/fire have careers that are far more dangerous than some of those other careers. I spent time on a family farm, and any gathering of old farmers included missing fingers, hands, arms, or other injuries not immediately apparent.


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Old 06-30-2018, 09:04 AM   #55
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Thank you for your service again, one of my home brew friends is a submariner. He built an automated brewery in his single car garage wall and can still park a car inside.

I think I spent 6 months a year underground; at least I came to the surface daily.
I would love to see a photo of that if he will let you post one publically.
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Old 06-30-2018, 09:07 AM   #56
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Kinda rude the way forum software makes Redduck's quote of my original post makes it look like I equated drug dealing with farming or logging. I didn't and don't. I did note the danger of other societally useful careers can be greater than that of police or military careers.
It's not forum SW, it's a broken quote that was repeated multiple times and no one corrected.



Now fixed
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Old 07-01-2018, 08:46 AM   #57
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I love how my husband can be "retired" but everyone thinks I "quit" because of our age difference. My old boss got up at my farewell and used air quotes when he talked about my "retirement." Screw you dude, I'm taking my "quitter" butt to the beach into perpetuity.
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Old 07-01-2018, 12:41 PM   #58
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My old boss got up at my farewell and used air quotes when he talked about my "retirement." Screw you dude, I'm taking my "quitter" butt to the beach into perpetuity.



What a horse's arse he is!
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Old 07-02-2018, 07:36 AM   #59
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This weekend, the most "interesting" comments about my FIRE - both said immediately after they found out:

  • Person A (at a social gathering) - "A couple of month ago a friend of my son retired and moved to North Carolina to his beach home. They found him dead within a week"
  • Person B (Woman at the gym) "Are you single?"
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Old 07-02-2018, 08:07 AM   #60
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I love how my husband can be "retired" but everyone thinks I "quit" because of our age difference. My old boss got up at my farewell and used air quotes when he talked about my "retirement." Screw you dude, I'm taking my "quitter" butt to the beach into perpetuity.


When I left Megacorp at age 50, my paperwork had to say “voluntary separation” because retirement wasn’t “allowed”until age 55.

Whatever. As long as I don’t have to show up anymore.
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