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Old 10-13-2015, 11:11 AM   #41
Recycles dryer sheets
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Join Date: Mar 2007
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My first "real" job after college had no paid retirement plan. I persuaded the owners to open IRA's for the five or so employees and add cash to our paychecks to fund them - totally illegal method, I'm sure. It was 1981 or 1982. I was 26 in '81 and feeling behind already. Took a new job with a kosher 401(k) in 1988 - excellent benefit. The company contributed ~ 20% of compensation each year as well as a 2% match. I ventured into individual stocks during the tech bubble thinking I was a great investor and learned some important lessons. Stuck to mostly index mutual funds after that. It will be 34 years in the market when I retire in Dec. I expect to be in the rest of my life.

Retired 12/16/2015 at 60.
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